Hot Deals & Builder Incentives — Tampa Bay New Construction
Builders offer incentives to move inventory — rate buydowns, closing cost credits, free upgrades, and price reductions. These change weekly. Here's what's live right now.
Last updated: June 2026
What Are Builder Incentives?
Builder incentives are discounts or perks that new-construction builders offer to attract buyers. Common incentives include interest rate buydowns (the builder pays to lower your mortgage rate), closing cost credits ($5,000–$20,000+ toward your closing costs), free design upgrades, and lot premium waivers. These incentives typically require using the builder's preferred lender. Barrett helps you evaluate whether the "preferred lender" deal actually saves you money — sometimes it does, sometimes it doesn't.
5 Communities With Active Incentives
View on Map →Save up to $57,000 on your dream home
Cypress Ridge Ranch
by Inland Homes
Wimauma, hillsborough County
$305,900 – $386,695
First-year interest rate as low as 2.99% (7.577% APR) plus $0 closing costs on select quick move-in homes
Berry Bay - Ashton Woods
by Ashton Woods
Wimauma, hillsborough County
$320,000 – $540,000
Save up to $57,000 on your dream home
Sunridge Chase
by Inland Homes
Ruskin, hillsborough County
$340,900 – $437,960
Save up to $57,000 on your dream home — exclusive savings when you build from the ground up
Stonebridge North
by Highland Homes
Zephyrhills, pasco County
$344,900 – $460,900
Pick Your Perk: free pool or $80K design center credit on select homes
Aqua by the Bay
by Medallion Home
Bradenton, manatee County
$800,000 – $1,700,000
Want the Real Story on These Incentives?
Not every "deal" is actually a good deal. Barrett breaks down the math — preferred lender vs. outside lender, rate buydown vs. price reduction, and what you can still negotiate on top of the published incentive.