Hot Deals & Builder Incentives — Tampa Bay New Construction
Builders offer incentives to move inventory — rate buydowns, closing cost credits, free upgrades, and price reductions. These change weekly. Here's what's live right now.
Last updated: September 10, 2026
What Are Builder Incentives?
Builder incentives are discounts or perks that new-construction builders offer to attract buyers. Common incentives include interest rate buydowns (the builder pays to lower your mortgage rate), closing cost credits ($5,000-$20,000+ toward your closing costs), free design upgrades, and lot premium waivers. These incentives typically require using the builder's preferred lender. Barrett helps you evaluate whether the "preferred lender" deal actually saves you money — sometimes it does, sometimes it doesn't.
This Week's Builder Offers
Pulte
A Lower Rate. A New Home Within Reach.
Ends in 81 days
Applies to: a new Pulte home
As of Sep 10, 2026
Full terms at Pulte→Taylor Morrison
Save up to $100K your way
Applies to: select homes regardless of who you finance with or if you pay cash
As of Sep 10, 2026
Full terms at Taylor Morrison→Del Webb
Save up to $70,000 + rates as low as 3.99%
As of Jul 19, 2026
Full terms at Del Webb→Highland Homes
SAVE up to $60,000 on your dream home!
As of Jul 19, 2026
Full terms at Highland Homes→Taylor Morrison
Save up to $10,000 towards Closing Costs
Applies to: Available only when financing through our Affiliated Lender, Taylor Morrison Home Funding, Inc.
As of Sep 10, 2026
Full terms at Taylor Morrison→M/I Homes
Fly and Buy
Applies to: when you purchase an M/I Home.*
As of Sep 10, 2026
Full terms at M/I Homes→Taylor Morrison
Cash buyers save 5%
Applies to: your new home, whether you choose a quick move-in home or build from the ground up
As of Sep 10, 2026
Full terms at Taylor Morrison→Taylor Morrison
Conventional Fixed Rate
Applies to: eligible quick move-in homes in select communities when using Taylor Morrison Home Funding, Inc.
As of Sep 10, 2026
Full terms at Taylor Morrison→M/I Homes
5.5% Rate* / 5.72% APR* 30-Year Fixed Conventional Loan
Ends in 81 days
Applies to: select Quick Move-In homes that can close by *November 30, 2026
As of Sep 10, 2026
Full terms at M/I Homes→M/I Homes
4.875% Rate* / 5.6236% APR* FHA 30-Year Fixed Loan*
Applies to: select Quick Move-In homes
As of Sep 10, 2026
Full terms at M/I Homes→M/I Homes
1st-Year Rates as Low as 2.875% Rate* / 5.6236% APR* With a 2/1 Buydown on a 30-Year Fixed FHA loan
Ends in 81 days
Applies to: select Quick Move-In homes that can close by November 30, 2026
As of Sep 10, 2026
Full terms at M/I Homes→Pulte
More Opportunity to Make Your Move
Ends in 3 days — act fast
Applies to: a new Pulte home
As of Sep 10, 2026
Full terms at Pulte→KB Home
Below-Market Interest Rates + Price Transparency (KB Home standard program)
As of Jul 19, 2026
Full terms at KB Home→Beazer Homes
Mortgage Choice program — lenders compete for your loan (Beazer standard)
As of Jul 19, 2026
Full terms at Beazer Homes→Mattamy Homes
Semi-Annual Sale — savings on select homes
As of Jul 19, 2026
Full terms at Mattamy Homes→Get Tampa Bay's Best New Construction Deals in Your Inbox Every Week
Rate buydowns, price drops, and closing cost credits — delivered every Thursday.
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4 Communities With Active Incentives
View on Map →Special Financing available. 7/6 ARM Conventional at 3.75% (5.162% APR) or Flex Cash equivalent on select homes.
Aspire at Palm Bay
by K. Hovnanian Homes
Palm Bay, hillsborough County
$300,000 - TBD
Special Financing available. 7/6 ARM Conventional at 3.75% (5.162% APR) or Flex Cash equivalent on select homes.
Four Seasons at Wylder
by K. Hovnanian Homes
Port St. Lucie, hillsborough County
$300,000 - TBD
Active DealSpecial Offer Available (specific details not provided on page)
Montague Chase
by Ashton Woods
Tampa, hillsborough County
$364,840 - $499,990
Active DealUp to $62,000 in Savings
Oakfield Trails
by Ashton Woods
Parrish, manatee County
$384,287 - $577,445
Want the Real Story on These Incentives?
Not every "deal" is actually a good deal. Barrett breaks down the math — preferred lender vs. outside lender, rate buydown vs. price reduction, and what you can still negotiate on top of the published incentive.