Hot Deals & Builder Incentives, Tampa Bay New Construction
Builders offer incentives to move inventory: rate buydowns, closing cost credits, free upgrades, and price reductions. These change weekly. Here's what's live right now.
Last updated: October 26, 2026
What Are Builder Incentives?
Builder incentives are discounts or perks that new-construction builders offer to attract buyers. Common incentives include interest rate buydowns (the builder pays to lower your mortgage rate), closing cost credits ($5,000-$20,000+ toward your closing costs), free design upgrades, and lot premium waivers. These incentives typically require using the builder's preferred lender. Barrett helps you evaluate whether the "preferred lender" deal actually saves you money: sometimes it does, sometimes it doesn't.
This Week's Builder Offers
Taylor Morrison
Save up to $100K your way
Applies to: available to all regardless of who you finance with or if you pay cash
As of Oct 22, 2026
Terms change often. Call (813) 692-9099 to confirm.
Del Webb
Save up to $70,000 + rates as low as 3.99%
As of Jul 19, 2026
Terms change often. Call (813) 692-9099 to confirm.
Highland Homes
SAVE up to $60,000 on your dream home!
As of Jul 19, 2026
Terms change often. Call (813) 692-9099 to confirm.
Lennar
Black Friday
As of Oct 26, 2026
Terms change often. Call (813) 692-9099 to confirm.
Taylor Morrison
Save up to $10,000 towards Closing Costs
Applies to: Available at select communities
As of Oct 22, 2026
Terms change often. Call (813) 692-9099 to confirm.
M/I Homes
Fly and Buy
Applies to: when you purchase an M/I Home
As of Oct 26, 2026
Terms change often. Call (813) 692-9099 to confirm.
M/I Homes
Take Advantage of Our Exclusive House-to-Sell Program
As of Oct 26, 2026
Terms change often. Call (813) 692-9099 to confirm.
M/I Homes
4.875% Rate* / 5.882% APR* On a 30-Year Conventional Loan With a 7/6 ARM Fixed for 7 Years*
As of Oct 26, 2026
Terms change often. Call (813) 692-9099 to confirm.
M/I Homes
Fall into Savings and Find Your Way Home!
Applies to: select new homes
As of Oct 26, 2026
Terms change often. Call (813) 692-9099 to confirm.
M/I Homes
Long-Term Rate Lock With a Float-Down Bonus
As of Oct 26, 2026
Terms change often. Call (813) 692-9099 to confirm.
M/I Homes
1st-Year Rates as Low as 3.25% Rate*/ 5.9986% APR* With a 2/1 Buydown on a 30-Year Fixed FHA loan
Ends in 67 days
Applies to: select Quick Move-In homes that can close by December 31, 2026
As of Oct 26, 2026
Terms change often. Call (813) 692-9099 to confirm.
M/I Homes
5.875% Rate* / 6.095% APR* 30-Year Fixed Conventional Loan
Ends in 67 days
Applies to: select Quick Move-In homes that can close by *December 31, 2026
As of Oct 26, 2026
Terms change often. Call (813) 692-9099 to confirm.
M/I Homes
5.25% Rate* / 5.9986% APR* FHA 30-Year Fixed Loan*
Applies to: select Quick Move-In homes
As of Oct 26, 2026
Terms change often. Call (813) 692-9099 to confirm.
D.R. Horton
Red Tag savings are here.
As of Oct 26, 2026
Terms change often. Call (813) 692-9099 to confirm.
Taylor Morrison
Purchase your new home without the stress of changing interest rates.
Applies to: Available at select communities
As of Oct 22, 2026
Terms change often. Call (813) 692-9099 to confirm.
Taylor Morrison
Conventional Fixed Rate
Applies to: eligible quick move-in homes in select communities
As of Oct 22, 2026
Terms change often. Call (813) 692-9099 to confirm.
Taylor Morrison
Lower your rate for the first 7 years
Applies to: when using Taylor Morrison Home Funding, Inc.
As of Oct 22, 2026
Terms change often. Call (813) 692-9099 to confirm.
Pulte
null
Ends in 98 days
Applies to: new contracts and participation in the Affiliate Incentive Program, including financing through Pulte Mortgage LLC (NMLS 1791)
As of Oct 15, 2026
Terms change often. Call (813) 692-9099 to confirm.
KB Home
Below-Market Interest Rates + Price Transparency (KB Home standard program)
As of Jul 19, 2026
Terms change often. Call (813) 692-9099 to confirm.
Mattamy Homes
Semi-Annual Sale — savings on select homes
As of Jul 19, 2026
Terms change often. Call (813) 692-9099 to confirm.
Beazer Homes
Mortgage Choice program — lenders compete for your loan (Beazer standard)
As of Jul 19, 2026
Terms change often. Call (813) 692-9099 to confirm.
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18 Communities With Active Incentives
View on Map →Interest rates as low as 4.99% (5.864% APR) and closing costs covered through Make Your Move National Sales Event.
Bella Terra
by LGI Homes
Spring Hill, hernando County
TBD - TBD
Price reductions on select quick move-in homes, including $15,000-$29,000 savings on Tidewinds 2, Imagination, and Dream 2 models.
Boca Royale Golf and Country Club
by Neal Communities
Englewood, sarasota County
$455,990 - $524,990
Active DealPrice reduction on Valiant model: $8,000 savings. Imagination 2 model available with pricing.
Canoe Creek
by Neal Communities
Parrish, manatee County
$377,990 - $543,990
Interest rates as low as 4.99% (5.864% APR) and closing costs covered through Make Your Move National Sales Event.
Fulton Meadows
by LGI Homes
Lakeland, polk County
TBD - TBD
Interest rates as low as 4.99% (5.864% APR) and closing costs covered through Make Your Move National Sales Event.
Hammock Estates
by LGI Homes
Brooksville, hernando County
TBD - TBD
Active DealInterest rates as low as 4.99% (5.864% APR) and closing costs covered through Make Your Move National Sales Event.
Lake Gallagher Estates
by LGI Homes
Dover, hillsborough County
$595,000 - $700,000
Active DealNo Payments Until 2027
Montague Chase
by Ashton Woods
Tampa, hillsborough County
$364,840 - $473,545
Active DealBelow Market Rate
Oakfield Trails
by Ashton Woods
Parrish, manatee County
$384,287 - $577,445
Active DealPrice reductions on select homes, including $20,000-$63,000 savings on Morgan, Avery, Tidewinds 2, and Sandcastle 2 models.
Palm Grove
by Neal Communities
Lakewood Ranch, manatee County
$307,990 - $548,990
Active DealInterest rates as low as 4.99% (5.864% APR) and closing costs covered through Make Your Move National Sales Event.
Royal Highlands
by LGI Homes
Spring Hill, hernando County
$290,900 - $377,900
Interest rates as low as 4.99% (5.864% APR) and closing costs covered through Make Your Move National Sales Event.
Southern Hills
by LGI Homes
Brooksville, hernando County
TBD - TBD
Interest rates as low as 4.99% (5.864% APR) and closing costs covered through Make Your Move National Sales Event.
Spring Hill
by LGI Homes
Spring Hill, hernando County
TBD - TBD
Active DealInterest rates as low as 4.99% (5.864% APR) and closing costs covered through Make Your Move National Sales Event.
Trilby Crossing
by LGI Homes
Brooksville, hernando County
$277,900 - $379,900
Save Up to $79K With FREE Furniture
Valencia Ridge
by GL Homes
Wesley Chapel, pasco County
$400,000 - $800,000
Active DealPrice reductions on select homes, including $16,000-$27,000 savings on Tidewater 2, Victory, and Liberty 4 models.
Vicenza
by Neal Communities
Venice, sarasota County
$404,990 - $439,990
Price reductions on select homes, including $33,000-$34,000 savings on Tidewinds 2 and Sandcastle 2 models.
Vistera
by Neal Communities
Venice, sarasota County
$413,990 - $415,990
Active DealPrice reductions on select homes, including $19,000-$45,000 savings on Crystal Sand 2, Tidewater 2, and Honor models.
Wildleaf at North River Ranch
by Neal Communities
Parrish, manatee County
$374,990 - $518,990
Active DealPrice reductions on select homes, including $25,000 savings on Tidewater 2 villa models.
Windward
by Neal Communities
Lakewood Ranch, manatee County
$421,990 - $592,990
Want the Real Story on These Incentives?
Not every "deal" is actually a good deal. Barrett breaks down the math, preferred lender vs. outside lender, rate buydown vs. price reduction, and what you can still negotiate on top of the published incentive.