Hot Deals & Builder Incentives — Tampa Bay New Construction
Builders offer incentives to move inventory — rate buydowns, closing cost credits, free upgrades, and price reductions. These change weekly. Here's what's live right now.
Last updated: July 23, 2026
What Are Builder Incentives?
Builder incentives are discounts or perks that new-construction builders offer to attract buyers. Common incentives include interest rate buydowns (the builder pays to lower your mortgage rate), closing cost credits ($5,000-$20,000+ toward your closing costs), free design upgrades, and lot premium waivers. These incentives typically require using the builder's preferred lender. Barrett helps you evaluate whether the "preferred lender" deal actually saves you money — sometimes it does, sometimes it doesn't.
This Week's Builder Offers
Pulte
Rate example based on new contracts and participation in the Affiliate Incentive Program, including financing through Pulte Mortgage LLC (NMLS 1791), and application of all incentives toward closing costs, including any discount points, for a conventional 7/6 year adjustable rate mortgage, sales price $500,000, loan amount $400,000 with a 20% down payment and interest rate of 3.99%/5.349% APR for years 1-7 and for the remainder years 8-30 based on the current index and margin.
Ends in 144 days
Applies to: participation in the Affiliate Incentive Program, including financing through Pulte Mortgage LLC (NMLS 1791), and application of all incentives toward closing costs, including any discount points, for a conventional 7/6 year adjustable rate mortgage
As of Jul 23, 2026
Full terms at Pulte→Del Webb
Save up to $70,000 + rates as low as 3.99%
As of Jul 19, 2026
Full terms at Del Webb→Highland Homes
SAVE up to $60,000 on your dream home!
As of Jul 19, 2026
Full terms at Highland Homes→Pulte
Offer valid only on new contracts on select homes at Waterset that are contracted between 06/29/2026 and 08/02/2026, and close by 12/31/2026.
Ends in 9 days
Applies to: new contracts on select homes at Waterset
As of Jul 23, 2026
Full terms at Pulte→Lennar
Limited-Time Savings on New Homes
As of Jul 23, 2026
Full terms at Lennar→M/I Homes
Fly and Buy
Applies to: when you purchase an M/I Home.*
As of Jul 23, 2026
Full terms at M/I Homes→Taylor Morrison
FHA Fixed Rate
Applies to: Available on eligible quick move-in homes in select communities when using Taylor Morrison Home Funding, Inc.
As of Jul 23, 2026
Full terms at Taylor Morrison→Taylor Morrison
Secure a Conventional 6-month rate lock at 4.99% / 5.07% APR
Applies to: Available at select communities when using Taylor Morrison Home Funding, Inc.
As of Jul 23, 2026
Full terms at Taylor Morrison→Taylor Morrison
Conventional Fixed Rate
Applies to: Available on eligible quick move-in homes in select communities when using Taylor Morrison Home Funding, Inc.
As of Jul 23, 2026
Full terms at Taylor Morrison→M/I Homes
Save BIG this Summer With a Free Pool & More*
Applies to: our communities in Tampa's most desirable neighborhoods
As of Jul 23, 2026
Full terms at M/I Homes→M/I Homes
1st-Year Rates as Low as 2.875%* / 5.6236% APR* With a 2/1 Buydown on a 30-Year Fixed FHA Mortgage*
Ends in 68 days
Applies to: select Quick Move-In homes that can close by September 30, 2026.
As of Jul 23, 2026
Full terms at M/I Homes→M/I Homes
5.25% Rate* / 5.31% APR* 30-Year Fixed Conventional Loan
Ends in 98 days
Applies to: select Quick Move-In homes that can close by October 30, 2026.
As of Jul 23, 2026
Full terms at M/I Homes→D.R. Horton
More home. Lower price.
Ends in 9 days
Applies to: homes near you
As of Jul 20, 2026
Full terms at D.R. Horton→Beazer Homes
Mortgage Choice program — lenders compete for your loan (Beazer standard)
As of Jul 19, 2026
Full terms at Beazer Homes→KB Home
Below-Market Interest Rates + Price Transparency (KB Home standard program)
As of Jul 19, 2026
Full terms at KB Home→Mattamy Homes
Semi-Annual Sale — savings on select homes
As of Jul 19, 2026
Full terms at Mattamy Homes→Get Tampa Bay's Best New Construction Deals in Your Inbox Every Week
Rate buydowns, price drops, and closing cost credits — delivered every Thursday.
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56 Communities With Active Incentives
View on Map →Special Financing available. 7/6 ARM Conventional at 3.75% (5.162% APR) or Flex Cash equivalent on select homes for contracts 6/22/26-7/31/26 closing by 8/31/26.
Aspire at Palm Bay
by K. Hovnanian Homes
Palm Bay, hillsborough County
$300,000 - TBD
Save up to $2,000 + special financing at 2.875%* / 5.6236% APR*
Asturia
by M/I Homes
Odessa, pasco County
$350,000 - $600,000
Active DealSpecial financing: 4.50% / 5.28% APR
Beauvais at Cheval
by Taylor Morrison
Lutz, hillsborough County
$700,000 - $1,200,000
Price reductions on select homes (e.g., Tidewinds reduced from $471,990 to $449,990; White Star reduced from $546,990 to $524,990)
Boca Royale Golf & Country Club
by Neal Communities
Wellen Park, hillsborough County
$449,990 - $524,990
Semi-Annual Sale — savings on select homes
Brightmore at Wellen Park
by Mattamy Homes
Venice, sarasota County
$416,075 - $618,008
Active DealPrice reductions on select homes (e.g., Dream 2 reduced from $443,990 to $430,990 and $448,990 to $435,990; Heritage 2 reduced from $490,990 to $465,990)
Canoe Creek
by Neal Communities
Parrish, manatee County
$430,990 - $598,990
Active DealSave up to $30,000 + special financing at 3.99% (7.252% APR)
Claire Bay
by Lennar
Tampa, hillsborough County
$280,000 - $400,000
Active DealSpecial financing: 4.50% / 5.28% APR
Cove at Coasterra
by Taylor Morrison
Palmetto, manatee County
$306,999 - TBD
Semi-Annual Sale — savings on select homes
Crosswind Ranch
by Mattamy Homes
Parrish, manatee County
$269,990 - $943,566
Save up to $60,000
Cypress Ridge Ranch
by Highland Homes
Wimauma, hillsborough County
TBD - TBD
Active DealSave up to $70,000 + special financing at 3.99%
Del Webb Bexley
by Del Webb
Land O' Lakes, pasco County
$280,000 - $500,000
Active DealSave up to $70,000 + special financing at 3.99%
Del Webb River Reserve
by Del Webb
Spring Hill, pasco County
$296,990 - TBD
Active DealSave up to $70,000 + special financing at 3.99%
Del Webb Stone Creek
by Del Webb
Ocala, hillsborough County
$294,990 - TBD
Active DealSave up to $70,000 + special financing at 3.99%
Del Webb Sunchase
by Del Webb
Parrish, manatee County
$314,990 - TBD
Active DealSave up to $30,000 + special financing at 3.99% (7.252% APR)
Epperson
by Lennar
Wesley Chapel, pasco County
$300,000 - $600,000
Active DealSpecial financing: 4.50% / 5.28% APR
Esplanade at Coasterra
by Taylor Morrison
Palmetto, manatee County
$365,999 - TBD
Active DealSpecial financing: 4.50% / 5.28% APR
Esplanade at Wiregrass Ranch
by Taylor Morrison
Wesley Chapel, pasco County
$349,999 - TBD
Active DealSave up to $70,000 + special financing at 3.99%
Explore by Del Webb North River Ranch
by Del Webb
Parrish, manatee County
$354,990 - TBD
Active DealSpecial financing: 4.50% / 5.28% APR
Firethorn
by Taylor Morrison
Parrish, manatee County
$299,999 - $311,669
Reduced Pricing available.
Four Seasons at Wylder
by K. Hovnanian Homes
Port St. Lucie, hillsborough County
$300,000 - TBD
Active DealSpecial financing: 4.50% / 5.28% APR
Hammock at Two Rivers
by Taylor Morrison
Zephyrhills, pasco County
$467,999 - TBD
Active DealSpecial financing: 4.50% / 5.28% APR
Indigo Creek
by Taylor Morrison
Apollo Beach, hillsborough County
$362,999 - TBD
Active DealSave up to $60,000
Lakeside Preserve
by Highland Homes
Lakeland, polk County
$300,000 - $450,000
Semi-Annual Sale — savings on select homes
Lakespur at Wellen Park
by Mattamy Homes
Venice, sarasota County
$284,000 - $369,990
Price reductions on select homes ranging from $2,000 to $14,000 off original pricing
Landings at Mount Olive
by Starlight Homes
Polk City, polk County
$299,990 - $364,990
Active DealSave up to $30,000 + special financing at 3.99% (7.252% APR)
Mirada
by Lennar
San Antonio, pasco County
$280,000 - $550,000
Active DealSpecial financing: 4.50% / 5.28% APR
Morris Bend
by Taylor Morrison
Tampa, hillsborough County
TBD - TBD
Active DealPrice reductions on select homes (e.g., Morgan reduced from $313,990 to $309,990; Tidewinds 2 reduced from $479,990 to $439,990 and $484,990 to $445,990; Sandcastle 2 reduced from $532,990 to $484,990; Dream 2 reduced from $559,990 to $505,990)
Palm Grove
by Neal Communities
Lakewood Ranch, manatee County
$309,990 - $641,990
Active DealSpecial financing: 4.50% / 5.28% APR
Palm Wind
by Taylor Morrison
Hudson, pasco County
$295,999 - TBD
Active DealPrice reduction on Patriot model (reduced from $546,990 to $519,990)
Palmera
by Neal Communities
Venice, sarasota County
$519,990 - $612,990
Semi-Annual Sale — savings on select homes
Palmera at Wellen Park
by Mattamy Homes
Venice, sarasota County
$382,990 - $667,990
Active DealSpecial financing: 4.50% / 5.28% APR
Palms at Coasterra
by Taylor Morrison
Palmetto, manatee County
$421,999 - $518,579
Save up to $60,000
Ridgewood
by Highland Homes
Riverview, hillsborough County
TBD - TBD
Save up to $60,000
Ridgewood South
by Highland Homes
Riverview, hillsborough County
TBD - TBD
Semi-Annual Sale — savings on select homes
Sanderling
by Mattamy Homes
Palmetto, manatee County
$309,990 - $395,318
Active DealPrice reduction on Dream 2 model (reduced from $506,023 to $496,023)
SkySail
by Neal Communities
Naples, hillsborough County
$345,525 - $580,279
Active DealSave up to $60,000
Stonebridge North
by Highland Homes
Zephyrhills, pasco County
$344,900 - $460,900
Save up to $60,000
Sunridge Chase
by Highland Homes
Ruskin, hillsborough County
TBD - TBD
Semi-Annual Sale — savings on select homes
Sunstone at Wellen Park
by Mattamy Homes
Venice, sarasota County
$375,005 - $554,665
Semi-Annual Sale — savings on select homes
Sunstone Lakeside at Wellen Park
by Mattamy Homes
Venice, sarasota County
$568,694 - $794,551
Save up to $60,000
Terrace at Walden Lake
by Highland Homes
Plant City, hillsborough County
TBD - TBD
Active DealSpecial financing: 4.50% / 5.28% APR
The Towns at Firethorn
by Taylor Morrison
Parrish, manatee County
$284,999 - TBD
Active DealSpecial financing: 4.50% / 5.28% APR
Timber Ridge
by Taylor Morrison
Plant City, hillsborough County
$372,999 - TBD
Active DealSave up to $60,000
Touchstone
by Highland Homes
Lakeland, polk County
$330,000 - $460,000
Save up to $60,000
Towns at Walden Square
by Highland Homes
Plant City, hillsborough County
TBD - TBD
Active DealBelow Market Rates + Transparent Pricing = Buying with Confidence
Trinity Crossing
by KB Home
Trinity, pasco County
$320,000 - $450,000
Save Up to $60,000 in "Use As You Choose" Savings
Valencia Ridge
by GL Homes
Wesley Chapel, pasco County
$400,000 - $800,000
Active DealPrice reductions on select homes (e.g., Dream 2 reduced from $450,814 to $380,814; White Star reduced from $504,285 to $434,285; Brilliance reduced from $529,393 to $459,393)
Verandah
by Neal Communities
Fort Myers, hillsborough County
$380,814 - $632,891
Active DealPrice reductions on select homes (e.g., Tidewater 2B reduced from $415,990 to $402,990; Victory models reduced from $466,990 to $457,990 and $468,990 to $459,990)
Vicenza
by Neal Communities
Venice, sarasota County
$402,990 - $459,990
Active DealSpecial financing: 4.50% / 5.28% APR
Victoria Lakes
by Taylor Morrison
Odessa, pasco County
$869,999 - TBD
Active DealSave up to $60,000
VillaMar
by Highland Homes
Winter Haven, polk County
$280,000 - $450,000
Price reductions on select homes (e.g., Tidewinds 2 reduced from $440,990 to $418,990 and $450,990 to $428,990; Sandcastle 2 reduced from $470,990 to $465,990)
Vistera
by Neal Communities
Venice, sarasota County
$418,990 - $540,990
Active DealSpecial financing: 4.50% / 5.28% APR
Waterset
by Taylor Morrison
Apollo Beach, hillsborough County
$350,000 - $700,000
Price reductions on select homes (e.g., Crystal Sand 2 reduced from $420,990 to $374,990; Tidewater 2 reduced from $435,990 to $415,990; Dream 2 reduced from $469,990 to $419,990)
Wildleaf
by Neal Communities
Parrish, manatee County
$374,990 - $655,990
Active DealPrice reductions on multiple Tidewater and Tidewater 2B villa models (ranging from $488,990 to $509,990 reduced to $418,990-$434,990)
Windward
by Neal Communities
Lakewood Ranch, manatee County
$418,990 - $595,990
Semi-Annual Sale — savings on select homes
Windwater
by Mattamy Homes
Parrish, manatee County
$398,720 - $539,863
Want the Real Story on These Incentives?
Not every "deal" is actually a good deal. Barrett breaks down the math — preferred lender vs. outside lender, rate buydown vs. price reduction, and what you can still negotiate on top of the published incentive.