Hammock at Two Rivers is a new-construction community by Taylor Morrison in Zephyrhills, Pasco County. The community features offering single-family homes. Contact Barrett Henry for free buyer representation and current incentive details.
Hammock at Two Rivers at a Glance
| Price Range | $468K – |
| Status | Now Selling |
| Home Types | Single-Family Homes |
Amenities
Taylor Morrison Special Offers
Savings in the Tampa area
Rate offer requires Taylor Morrison's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.
Applies to: select communities when using Taylor Morrison Home Funding, Inc.
Full terms at Taylor MorrisonScraped Aug 31, 2026 — verify current terms with Taylor Morrison or contact Barrett
About Hammock at Two Rivers
Hammock at Two Rivers has the feel of a community that's still finding its rhythm — which is actually a selling point if you get in early. Taylor Morrison builds for buyers who want a step above the production-builder baseline, so you'll see more architectural variety than you'd get from a D.R. Horton or Lennar neighborhood, and the people moving in tend to reflect that: young families trading up from starter homes, remote workers who don't need to fight I-275 traffic every morning, and buyers who've done the math and realized their dollar goes a lot further in Zephyrhills than it does in Wesley Chapel. The pool, fitness center, clubhouse, walking trails, dog park, and sports courts give the community a full amenity package without feeling like you're living inside a resort brochure. It's suburban Florida at a pace that doesn't feel rushed. Zephyrhills sits in eastern Pasco County, which means you're working with US-301 and SR-54 as your main corridors. From Hammock at Two Rivers, Wesley Chapel is roughly 15 to 20 minutes west, which gives you access to the Wiregrass area — Wiregrass Ranch Sports Campus, Advent Health Wesley Chapel, the Tampa Premium Outlets, and the restaurants and retail that have exploded along SR-56 and SR-54 over the last decade. Downtown Tampa is around 45 minutes on a good day via I-75, and Tampa International Airport is in the same range. The beaches — Clearwater, St. Pete — are an hour-plus depending on traffic, so this isn't a beach-commuter neighborhood. What it is is a quieter, more affordable slice of Pasco County with regional amenities close enough to not feel isolated. On the practical side, Taylor Morrison is a semi-custom builder at the upper end of the production spectrum, which means build timelines typically run six to twelve months depending on where the community is in its construction cycle and what options you're adding. Their design center upgrades can add up fast, so go in with a cap in mind or you'll watch your starting price climb well past that $467,999 base. Pasco County communities frequently carry both an HOA and a CDD, and Hammock at Two Rivers is worth asking about specifically — CDD assessments are billed through your property tax bill and can add several hundred dollars annually on top of your HOA dues. Get the full picture on both before you write a contract. Taylor Morrison also has a preferred lender program; same advice as always — pull a competing Loan Estimate from an outside lender and compare the numbers before you commit.
New Homes From
$468K –
Barrett's Take on Hammock at Two Rivers
Here's my take on Hammock at Two Rivers — and I'll say upfront that Taylor Morrison is one of the builders I genuinely respect in this market. They're not cutting corners the way some of the high-volume builders do at this price point, and starting in the upper $400s for a single-family home in Pasco County with a pool, fitness center, clubhouse, and dog park on site is a reasonable value proposition. Zephyrhills has changed a lot in the last decade. SR-54 and the broader Wesley Chapel corridor have pushed development northeast, and Two Rivers is part of that land rush. The trade-off is you're out there — Wesley Chapel Town Center is maybe 15-20 minutes depending on where you're sitting in the community, and if you're commuting into Tampa for work near I-275, the Veterans, or down toward MacDill, you're looking at 45 minutes to an hour on a normal day, longer during peak hours on I-75. Know that going in. This community makes the most sense for buyers who work remotely, are already planted in the Pasco/Wesley Chapel area, or are genuinely okay with that drive in exchange for more house and more land than you'd get closer to the city. On negotiating with Taylor Morrison: they're not D.R. Horton. They don't have the same volume-driven flexibility, but they do have room to move — just not usually on the base price. Where you have leverage is on closing costs, design studio upgrades, and sometimes lot premiums. That 4.50% financing incentive they're advertising is worth running the math on before you get excited. Taylor Morrison Financial Services is their captive lender, and like every builder's in-house lender, the rate looks attractive because it often comes packaged with the expectation that you're using them for the whole deal. Get a competing Loan Estimate from an independent lender and compare the APR, fees, and total cost over 30 years — not just the headline rate. If their financing genuinely wins, great. But make sure you know what you're trading to get it. On lot premiums, Taylor Morrison typically adds $10,000–$30,000 for pond or conservation views, and corner lots can carry premiums too. Ask for a full lot premium sheet before you fall in love with a specific homesite. The community is part of Two Rivers, which is a larger master-planned development with its own infrastructure — and that almost certainly means a CDD. Budget for it. Pasco County CDD fees on communities like this typically run anywhere from $1,500 to $3,000+ annually depending on how much infrastructure the district is still paying down, and that number gets tacked onto your property tax bill, not your HOA. Ask the sales team for the exact CDD assessment and get the full debt service breakdown — that tells you whether it's going to drop significantly in the next few years or stay flat for a decade. On schools, Zephyrhills-area schools in Pasco County have been improving but still lag behind what you'd find in the stronger Pasco zones closer to Land O' Lakes or Wiregrass Ranch. If schools are a major factor for your family, do the research on the specific zoned schools for this community before you sign anything — don't assume because the community looks polished that the schools will match.
Barrett Henry, REALTOR®
Broker Associate at REMAX Collective · 23+ years of real estate experience
What You'll Find at Hammock at Two Rivers
Home Types Available
Detached homes with private yards, typically 3-5 bedrooms with owners suites and 2-car garages.
Community Amenities
County
Builder
Why Buyers Choose Hammock at Two Rivers
Located in Zephyrhills, Pasco County — easy access to Tampa Bay employment centers, beaches, and everyday conveniences.
Built by Taylor Morrison, established in 2011 — a builder with a track record Tampa Bay buyers can evaluate before signing.
Community amenities include Pool, Fitness Center, Clubhouse and 3 more — lifestyle perks that come with your HOA.
About Taylor Morrison
Taylor Morrison was founded in 2011 when Taylor Wimpey US and Morrison Homes merged their North American operations, though both predecessor companies had been building homes in the U.S.
Other Taylor Morrison Communities
Visit Hammock at Two Rivers with Barrett — Not the Sales Team
The on-site sales rep at Hammock at Two Rivers works for Taylor Morrison. They will not tell you about the lot premium you should avoid, the upgrades that do not add resale value, or the contract clauses that favor the builder. Barrett handles all of that. His representation costs you nothing — the builder pays the commission. Call (813) 692-9099 or fill out the form below.
Builders run promotions on closing costs, rate buydowns, and design center upgrades — but they change weekly. Barrett checks for you and makes sure you get every dollar available.
Explore Pasco County New Construction
New Construction Buyer Resources
Buying new construction is different from resale. These guides cover what you need to know before signing a builder contract.
Frequently Asked Questions About Hammock at Two Rivers
Who is the builder of Hammock at Two Rivers?
Hammock at Two Rivers is built by Taylor Morrison. Taylor Morrison was founded in 2011 when Taylor Wimpey US and Morrison Homes merged their North American operations, though both predecessor companies had been building homes in the U. Barrett Henry provides free buyer representation so you have an agent working for you, not the builder.
What amenities does Hammock at Two Rivers offer?
Hammock at Two Rivers amenities include Pool, Fitness Center, Clubhouse, Walking Trails, Dog Park, Sports Courts. HOA fees cover community maintenance and amenity access.
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Pasco County New Construction Guide
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Last updated: July 26, 2026
Ask Barrett About Hammock at Two Rivers
Interested in Hammock at Two Rivers? Barrett will schedule a private tour, check current incentives, review the builder's contract, and negotiate on your behalf. Free to you.