New Construction Incentives in Tampa Bay
Live builder promotions and verified community incentives across 8 counties — closing cost credits, rate buydowns, free upgrades, and more. Updated regularly so you see what is actually available right now.
Important Disclaimer
Builder incentives change frequently and may have restrictions, expiration dates, or requirements not listed here. Always verify the current offer directly with the builder or through Barrett before making decisions based on these incentives.
How Builder Incentives Work
Builders use incentives to move inventory — especially when they have completed specs sitting unsold or when interest rates climb. Common incentives include closing cost credits ($5,000-$20,000+), mortgage rate buydowns through the builder's preferred lender, free upgrade packages, and lot premium reductions.
Here is the catch: most builder incentives require you to use their preferred lender and title company. That is not always a bad deal, but it is worth comparing. Barrett reviews every incentive offer to make sure the math actually works in your favor. Sometimes a "free" rate buydown costs you more than using your own lender with a competitive rate.
Barrett tracks incentives across every active builder in Tampa Bay. If you see something that interests you, reach out — Barrett will confirm the offer is still active and negotiate additional concessions on top of the published incentive when possible.
9 Builder Promotions
Live promotions scraped directly from builder websites. These change weekly — check back often or sign up for alerts below.
Beazer Homes
As of Jul 19, 2026Mortgage Choice program — lenders compete for your loan (Beazer standard)
Full terms at Beazer HomesDel Webb
As of Jul 19, 2026Save up to $70,000 + rates as low as 3.99%
Rate requires Del Webb's preferred lender. Compare with outside lenders before committing. Up to $70,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.
Full terms at Del WebbHighland Homes
As of Jul 19, 2026SAVE up to $60,000 on your dream home!
Up to $60,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.
Full terms at Highland HomesKB Home
As of Jul 19, 2026Below-Market Interest Rates + Price Transparency (KB Home standard program)
Full terms at KB HomeLennar
As of Sep 3, 2026Labor Day Savings
Up to $25,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.
Applies to: Move-in ready homes shown on this Tampa / Manatee, FL page with “$25K” displayed
Full terms at LennarM/I Homes
As of Sep 3, 2026Fly and Buy
Up to $2,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.
Applies to: when you purchase an M/I Home.*
Full terms at M/I HomesLong-Term Rate Lock With a Float-Down Bonus
Full terms at M/I Homes4.875% Rate* / 5.6236% APR* FHA 30-Year Fixed Loan*
Rate requires M/I Homes's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.
Applies to: select Quick Move-In homes
Full terms at M/I HomesSave BIG this Summer With a Free Pool & More*
Applies to: our communities in Tampa's most desirable neighborhoods
Full terms at M/I Homes5.5% Rate* / 5.72% APR* 30-Year Fixed Conventional Loan
Rate requires M/I Homes's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.
Applies to: select Quick Move-In homes that can close by *November 30, 2026
Full terms at M/I Homes1st-Year Rates as Low as 2.875% Rate* / 5.6236% APR* With a 2/1 Buydown on a 30-Year Fixed FHA loan
Rate requires M/I Homes's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.
Applies to: select Quick Move-In homes that can close by November 30, 2026
Full terms at M/I HomesMattamy Homes
As of Jul 19, 2026Semi-Annual Sale — savings on select homes
Full terms at Mattamy HomesPulte
As of Aug 31, 2026Rate example based on new contracts and participation in the Affiliate Incentive Program
Rate requires Pulte's preferred lender. Compare with outside lenders before committing. Up to $500,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.
Full terms at PulteTaylor Morrison
As of Sep 3, 2026FHA Fixed Rate
Rate requires Taylor Morrison's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.
Applies to: Available on eligible quick move-in homes in select communities when using Taylor Morrison Home Funding, Inc.
Full terms at Taylor MorrisonSecure a Conventional 6-month rate lock at 4.99% / 5.07% APR
Rate requires Taylor Morrison's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.
Applies to: Available at select communities when using Taylor Morrison Home Funding, Inc.
Full terms at Taylor MorrisonConventional Fixed Rate
Rate requires Taylor Morrison's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.
Applies to: Available on eligible quick move-in homes in select communities when using Taylor Morrison Home Funding, Inc.
Full terms at Taylor Morrison14 Community-Specific Incentives (Verified)
Each offer below was verified within the last 30 days. Click any card for full community details.
Four Seasons at Wylder
by K. Hovnanian Homes
Port St. Lucie, Hillsborough County
Special Financing available. 7/6 ARM Conventional at 3.75% (5.162% APR) or Flex Cash equivalent on select homes.
Aspire at Palm Bay
by K. Hovnanian Homes
Palm Bay, Hillsborough County
Special Financing available. 7/6 ARM Conventional at 3.75% (5.162% APR) or Flex Cash equivalent on select homes.
Palmera
by Neal Communities
Venice, Sarasota County
Price reductions on select homes (e.g., Patriot reduced by $27,000)
Montague Chase
by Ashton Woods
Tampa, Hillsborough County
Special offer available (specific details not provided on page)
Oakfield Trails
by Ashton Woods
Parrish, Manatee County
Up to $50,000 in Savings
SkySail
by Neal Communities
Naples, Hillsborough County
Homes available with competitive pricing
Canoe Creek
by Neal Communities
Parrish, Manatee County
Price reductions on multiple homes (e.g., Dream 2 reduced by $18,000, Heritage 2 reduced by $24,000)
Vistera
by Neal Communities
Venice, Sarasota County
Price reductions on select homes (e.g., Tidewinds 2 reduced by $22,000, Sandcastle 2 reduced by $19,000)
Palm Grove
by Neal Communities
Lakewood Ranch, Manatee County
Price reductions on select homes (e.g., Morgan townhome reduced by $6,000, Avery townhome reduced by $14,000, Dream 2 reduced by $56,000)
Wildleaf at North River Ranch
by Neal Communities
Parrish, Manatee County
Price reductions on multiple homes (e.g., Crystal Sand 2 reduced by $46,000-$50,000, Tidewater 2 reduced by $36,000, Applause reduced by $38,000)
Windward
by Neal Communities
Lakewood Ranch, Manatee County
Price reductions on select homes (e.g., Tidewater 2B reduced by $75,000)
Verandah
by Neal Communities
Fort Myers, Hillsborough County
Price reductions on multiple homes (e.g., Dream 2 reduced by $70,000, White Star reduced by $70,000, Applause reduced by $70,000)
Vicenza
by Neal Communities
Venice, Sarasota County
Price reductions on select homes (e.g., Tidewater 2B reduced by $13,000-$14,000, Victory reduced by $9,000)
Trinity Crossing
by KB Home
Trinity, Pasco County
Below Market Rates + Transparent Pricing = Buying with Confidence
Want Barrett to Track Incentives for You?
Tell Barrett your budget and target area. He monitors incentives across every builder in Tampa Bay and will alert you when a match drops. Free to you — the builder pays. Call (813) 692-9099 or fill out the form.