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New Construction Incentives in Tampa Bay

Live builder promotions and verified community incentives across 8 counties — closing cost credits, rate buydowns, free upgrades, and more. Updated regularly so you see what is actually available right now.

Important Disclaimer

Builder incentives change frequently and may have restrictions, expiration dates, or requirements not listed here. Always verify the current offer directly with the builder or through Barrett before making decisions based on these incentives.

How Builder Incentives Work

Builders use incentives to move inventory — especially when they have completed specs sitting unsold or when interest rates climb. Common incentives include closing cost credits ($5,000-$20,000+), mortgage rate buydowns through the builder's preferred lender, free upgrade packages, and lot premium reductions.

Here is the catch: most builder incentives require you to use their preferred lender and title company. That is not always a bad deal, but it is worth comparing. Barrett reviews every incentive offer to make sure the math actually works in your favor. Sometimes a "free" rate buydown costs you more than using your own lender with a competitive rate.

Barrett tracks incentives across every active builder in Tampa Bay. If you see something that interests you, reach out — Barrett will confirm the offer is still active and negotiate additional concessions on top of the published incentive when possible.

9 Builder Promotions

Live promotions scraped directly from builder websites. These change weekly — check back often or sign up for alerts below.

Beazer Homes

As of Jul 19, 2026

Mortgage Choice program — lenders compete for your loan (Beazer standard)

Full terms at Beazer Homes

Del Webb

As of Jul 19, 2026

Save up to $70,000 + rates as low as 3.99%

$70,0003.99%

Rate requires Del Webb's preferred lender. Compare with outside lenders before committing. Up to $70,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.

Full terms at Del Webb

Highland Homes

As of Jul 19, 2026

SAVE up to $60,000 on your dream home!

$60,000

Up to $60,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.

Full terms at Highland Homes

KB Home

As of Jul 19, 2026

Below-Market Interest Rates + Price Transparency (KB Home standard program)

Full terms at KB Home

Lennar

As of Sep 10, 2026

Fall Super Sale

$25,000

Up to $25,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.

Applies to: move-in ready homes

Full terms at Lennar

M/I Homes

As of Sep 10, 2026

5.5% Rate* / 5.72% APR* 30-Year Fixed Conventional Loan

5.5% Rate* / 5.72% APR* 30-year fixed conventional loanEnds in 80 days

Rate requires M/I Homes's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.

Applies to: select Quick Move-In homes that can close by *November 30, 2026

Full terms at M/I Homes

4.875% Rate* / 5.6236% APR* FHA 30-Year Fixed Loan*

4.875% Rate* / 5.6236% APR* FHA 30-year fixed loan or 4.875% Rate** / 5.4339% APR** on a 30-year fixed VA loan

Rate requires M/I Homes's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.

Applies to: select Quick Move-In homes

Full terms at M/I Homes

1st-Year Rates as Low as 2.875% Rate* / 5.6236% APR* With a 2/1 Buydown on a 30-Year Fixed FHA loan

2.875% Rate* / 5.6236% APR* With a 2/1 Buydown on a 30-Year Fixed FHA loanEnds in 80 days

Rate requires M/I Homes's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.

Applies to: select Quick Move-In homes that can close by November 30, 2026

Full terms at M/I Homes

Game Time: Ready. Set. Move.

Full terms at M/I Homes

Fly and Buy

$2,000

Up to $2,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.

Applies to: when you purchase an M/I Home.*

Full terms at M/I Homes

Long-Term Rate Lock With a Float-Down Bonus

Full terms at M/I Homes

Mattamy Homes

As of Jul 19, 2026

Semi-Annual Sale — savings on select homes

Full terms at Mattamy Homes

Pulte

As of Sep 10, 2026

More Opportunity to Make Your Move

Ends in 2 days — act fast

Applies to: a new Pulte home

Full terms at Pulte

A Lower Rate. A New Home Within Reach.

$450,0004.875% / 5.631% APR 30-year FHA fixed rateEnds in 80 days

Rate requires Pulte's preferred lender. Compare with outside lenders before committing. Up to $450,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.

Applies to: a new Pulte home

Full terms at Pulte

Taylor Morrison

As of Sep 10, 2026

Cash buyers save 5%

Applies to: your new home, whether you choose a quick move-in home or build from the ground up

Full terms at Taylor Morrison

Save up to $100K your way

$100,000

Up to $100,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.

Applies to: select homes regardless of who you finance with or if you pay cash

Full terms at Taylor Morrison

Conventional Fixed Rate

4.99%

Rate requires Taylor Morrison's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.

Applies to: eligible quick move-in homes in select communities when using Taylor Morrison Home Funding, Inc.

Full terms at Taylor Morrison

Save up to $10,000 towards Closing Costs

$10,000

Up to $10,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.

Applies to: Available only when financing through our Affiliated Lender, Taylor Morrison Home Funding, Inc.

Full terms at Taylor Morrison

Want Barrett to Track Incentives for You?

Tell Barrett your budget and target area. He monitors incentives across every builder in Tampa Bay and will alert you when a match drops. Free to you — the builder pays. Call (813) 692-9099 or fill out the form.

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