Skip to main content

New Construction Incentives in Tampa Bay

Live builder promotions and verified community incentives across 8 counties — closing cost credits, rate buydowns, free upgrades, and more. Updated regularly so you see what is actually available right now.

Important Disclaimer

Builder incentives change frequently and may have restrictions, expiration dates, or requirements not listed here. Always verify the current offer directly with the builder or through Barrett before making decisions based on these incentives.

How Builder Incentives Work

Builders use incentives to move inventory — especially when they have completed specs sitting unsold or when interest rates climb. Common incentives include closing cost credits ($5,000-$20,000+), mortgage rate buydowns through the builder's preferred lender, free upgrade packages, and lot premium reductions.

Here is the catch: most builder incentives require you to use their preferred lender and title company. That is not always a bad deal, but it is worth comparing. Barrett reviews every incentive offer to make sure the math actually works in your favor. Sometimes a "free" rate buydown costs you more than using your own lender with a competitive rate.

Barrett tracks incentives across every active builder in Tampa Bay. If you see something that interests you, reach out — Barrett will confirm the offer is still active and negotiate additional concessions on top of the published incentive when possible.

10 Builder Promotions

Live promotions scraped directly from builder websites. These change weekly — check back often or sign up for alerts below.

Beazer Homes

As of Jul 19, 2026

Mortgage Choice program — lenders compete for your loan (Beazer standard)

Full terms at Beazer Homes

D.R. Horton

As of Oct 19, 2026

Red Tag savings are here.

Applies to: homes near you

Full terms at D.R. Horton

Del Webb

As of Jul 19, 2026

Save up to $70,000 + rates as low as 3.99%

$70,0003.99%

Rate requires Del Webb's preferred lender. Compare with outside lenders before committing. Up to $70,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.

Full terms at Del Webb

Highland Homes

As of Jul 19, 2026

SAVE up to $60,000 on your dream home!

$60,000

Up to $60,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.

Full terms at Highland Homes

KB Home

As of Jul 19, 2026

Below-Market Interest Rates + Price Transparency (KB Home standard program)

Full terms at KB Home

Lennar

As of Oct 15, 2026

Fall Super Sale

$35,000

Up to $35,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.

Full terms at Lennar

M/I Homes

As of Oct 19, 2026

Long-Term Rate Lock With a Float-Down Bonus

Full terms at M/I Homes

Take Advantage of Our Exclusive House-to-Sell Program

Applies to: If you need to sell your current home before buying a new one

Full terms at M/I Homes

5.875% Rate* / 6.095% APR* 30-Year Fixed Conventional Loan

5.875% Rate* / 6.095% APR*Ends in 71 days

Rate requires M/I Homes's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.

Applies to: select Quick Move-In homes that can close by *December 31, 2026

Full terms at M/I Homes

5.25% Rate* / 5.9986% APR* FHA 30-Year Fixed Loan*

5.25% Rate* / 5.9986% APR*; 5.25% Rate** / 5.808% APR**

Rate requires M/I Homes's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.

Applies to: select Quick Move-In homes

Full terms at M/I Homes

Fly and Buy

$2,000

Up to $2,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.

Applies to: when you purchase an M/I Home

Full terms at M/I Homes

1st-Year Rates as Low as 3.25% Rate*/ 5.9986% APR* With a 2/1 Buydown on a 30-Year Fixed FHA loan

3.25% Rate*/ 5.9986% APR*Ends in 71 days

Rate requires M/I Homes's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.

Applies to: select Quick Move-In homes that can close by December 31, 2026

Full terms at M/I Homes

7-Day Spooktacular Sale

Applies to: select To-Be-Built plans and Quick Move-In homes

Full terms at M/I Homes

Fall into Savings and Find Your Way Home!

Applies to: select new homes

Full terms at M/I Homes

4.875% Rate* / 5.882% APR* On a 30-Year Conventional Loan With a 7/6 ARM Fixed for 7 Years*

4.875% Rate* / 5.882% APR*

Rate requires M/I Homes's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.

Full terms at M/I Homes

Mattamy Homes

As of Jul 19, 2026

Semi-Annual Sale — savings on select homes

Full terms at Mattamy Homes

Pulte

As of Oct 15, 2026

null

4.750%/5.689% APR for years 1-7 and for the remainder years 8-30Ends in 102 days

Rate requires Pulte's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.

Applies to: new contracts and participation in the Affiliate Incentive Program, including financing through Pulte Mortgage LLC (NMLS 1791)

Full terms at Pulte

Taylor Morrison

As of Oct 19, 2026

Save up to $100K your way

$100,000

Up to $100,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.

Applies to: available to all regardless of who you finance with or if you pay cash.

Full terms at Taylor Morrison

Purchase your new home without the stress of changing interest rates.

5.49% / 5.60% APR

Rate requires Taylor Morrison's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.

Applies to: select communities when using Taylor Morrison Home Funding, Inc.

Full terms at Taylor Morrison

Conventional Fixed Rate

4.99% / 5.07% APR

Rate requires Taylor Morrison's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.

Applies to: eligible quick move-in homes in select communities when using Taylor Morrison Home Funding, Inc.

Full terms at Taylor Morrison

Save up to $10,000 towards Closing Costs

$10,000

Up to $10,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.

Applies to: select communities when using Taylor Morrison Home Funding, Inc.

Full terms at Taylor Morrison

18 Community-Specific Incentives (Verified)

Each offer below was verified within the last 30 days. Click any card for full community details.

Boca Royale Golf and Country Club

by Neal Communities

Englewood, Sarasota County

Price reductions on select homes: Tidewinds 2 Villa reduced to $455,990 (was $470,990), Imagination reduced to $462,990 (was $494,990), Dream 2 reduced to $479,990 (was $508,990).

Verified Oct 18, 2026
Source: https://www.nealcommunities.com/communities

Montague Chase

by Ashton Woods

Tampa, Hillsborough County

Special Offer Available - specific details not provided on page

Verified Oct 18, 2026
Source: https://www.ashtonwoods.com/tampa

Oakfield Trails

by Ashton Woods

Parrish, Manatee County

Special Offer Available - specific details not provided on page

Verified Oct 18, 2026
Source: https://www.ashtonwoods.com/tampa

Canoe Creek

by Neal Communities

Parrish, Manatee County

Price reduction on Valiant home reduced to $377,990 (was $385,990).

Verified Oct 18, 2026
Source: https://www.nealcommunities.com/communities

Vistera

by Neal Communities

Venice, Sarasota County

Price reductions on select homes: Tidewinds 2 Villa reduced to $413,990 (was $447,990), Sandcastle 2 Villa reduced to $459,990 (was $469,990).

Verified Oct 18, 2026
Source: https://www.nealcommunities.com/communities

Palm Grove

by Neal Communities

Lakewood Ranch, Manatee County

Price reductions on select homes: Morgan reduced to $304,990 (was $324,990), Avery reduced to $315,990 (was $329,990), Tidewinds 2 Villa reduced to $421,990 (was $484,990), Sandcastle 2 Villa reduced to $431,990 (was $479,990).

Verified Oct 18, 2026
Source: https://www.nealcommunities.com/communities

Wildleaf at North River Ranch

by Neal Communities

Parrish, Manatee County

Price reductions on select villas and homes: Crystal Sand 2 reduced to $379,990 (was $420,990), Tidewater 2 reduced to $404,990 (was $435,990), Crystal Sand 2 reduced to $410,990 (was $427,990), Crystal Sand 2 reduced to $414,990 (was $431,990), Honor reduced to $452,990 (was $471,990).

Verified Oct 18, 2026
Source: https://www.nealcommunities.com/communities

Windward

by Neal Communities

Lakewood Ranch, Manatee County

Price reduction on Tidewater 2 Villa reduced to $428,990 (was $453,990).

Verified Oct 18, 2026
Source: https://www.nealcommunities.com/communities

Vicenza

by Neal Communities

Venice, Sarasota County

Price reductions on select homes: Liberty 4 reduced to $430,990 (was $457,990), Victory reduced to $433,990 (was $468,990).

Verified Oct 18, 2026
Source: https://www.nealcommunities.com/communities

Hammock Estates

by LGI Homes

Brooksville, Hernando County

Interest rates as low as 4.99% (5.864% APR) and closing costs covered through Make Your Move National Sales Event.

Verified Oct 1, 2026
Source: https://www.lgihomes.com/florida/tampa

Royal Highlands

by LGI Homes

Spring Hill, Hernando County

Interest rates as low as 4.99% (5.864% APR) and closing costs covered through Make Your Move National Sales Event.

Verified Oct 1, 2026
Source: https://www.lgihomes.com/florida/tampa

Fulton Meadows

by LGI Homes

Lakeland, Polk County

Interest rates as low as 4.99% (5.864% APR) and closing costs covered through Make Your Move National Sales Event.

Verified Oct 1, 2026
Source: https://www.lgihomes.com/florida/tampa

Southern Hills

by LGI Homes

Brooksville, Hernando County

Interest rates as low as 4.99% (5.864% APR) and closing costs covered through Make Your Move National Sales Event.

Verified Oct 1, 2026
Source: https://www.lgihomes.com/florida/tampa

Valencia Ridge

by GL Homes

Wesley Chapel, Pasco County

Save Up to $79K With FREE Furniture

Verified Oct 1, 2026
Source: https://www.glhomes.com

Lake Gallagher Estates

by LGI Homes

Dover, Hillsborough County

Interest rates as low as 4.99% (5.864% APR) and closing costs covered through Make Your Move National Sales Event.

Verified Oct 1, 2026
Source: https://www.lgihomes.com/florida/tampa

Spring Hill

by LGI Homes

Spring Hill, Hernando County

Interest rates as low as 4.99% (5.864% APR) and closing costs covered through Make Your Move National Sales Event.

Verified Oct 1, 2026
Source: https://www.lgihomes.com/florida/tampa

Trilby Crossing

by LGI Homes

Brooksville, Hernando County

Interest rates as low as 4.99% (5.864% APR) and closing costs covered through Make Your Move National Sales Event.

Verified Oct 1, 2026
Source: https://www.lgihomes.com/florida/tampa

Bella Terra

by LGI Homes

Spring Hill, Hernando County

Interest rates as low as 4.99% (5.864% APR) and closing costs covered through Make Your Move National Sales Event.

Verified Oct 1, 2026
Source: https://www.lgihomes.com/florida/tampa

Want Barrett to Track Incentives for You?

Tell Barrett your budget and target area. He monitors incentives across every builder in Tampa Bay and will alert you when a match drops. Free to you — the builder pays. Call (813) 692-9099 or fill out the form.

Need help with new construction?

Talk to Barrett — Free