New Construction Incentives in Tampa Bay

Live builder promotions and verified community incentives across 8 counties — closing cost credits, rate buydowns, free upgrades, and more. Updated regularly so you see what is actually available right now.

Important Disclaimer

Builder incentives change frequently and may have restrictions, expiration dates, or requirements not listed here. Always verify the current offer directly with the builder or through Barrett before making decisions based on these incentives.

How Builder Incentives Work

Builders use incentives to move inventory — especially when they have completed specs sitting unsold or when interest rates climb. Common incentives include closing cost credits ($5,000-$20,000+), mortgage rate buydowns through the builder's preferred lender, free upgrade packages, and lot premium reductions.

Here is the catch: most builder incentives require you to use their preferred lender and title company. That is not always a bad deal, but it is worth comparing. Barrett reviews every incentive offer to make sure the math actually works in your favor. Sometimes a "free" rate buydown costs you more than using your own lender with a competitive rate.

Barrett tracks incentives across every active builder in Tampa Bay. If you see something that interests you, reach out — Barrett will confirm the offer is still active and negotiate additional concessions on top of the published incentive when possible.

5 Builder Promotions

Live promotions scraped directly from builder websites. These change weekly — check back often or sign up for alerts below.

D.R. Horton

As of Jul 16, 2026

More home. Lower price.

Ends in 15 days

Full terms at D.R. Horton

Lennar

As of Jul 16, 2026

Limited-Time Savings on New Homes

$30,0003.99% (7.252% APR)Ends in 1 day — act fast

Rate requires Lennar's preferred lender. Compare with outside lenders before committing. Up to $30,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.

Applies to: select new homes in the greater Tampa area

Full terms at Lennar

M/I Homes

As of Jul 16, 2026

Long-Term Rate Lock With a Float-Down Bonus

Full terms at M/I Homes

1st-Year Rates as Low as 2.875%* / 5.6236% APR* With a 2/1 Buydown on a 30-Year Fixed FHA Mortgage*

2.875%* / 5.6236% APR*Ends in 74 days

Rate requires M/I Homes's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.

Applies to: select Quick Move-In homes that can close by September 30, 2026.

Full terms at M/I Homes

4.875% Rate* / 4.9292% APR* 30-Year Fixed Conventional Loan

4.875% Rate* / 4.9292% APR*Ends in 74 days

Rate requires M/I Homes's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.

Applies to: select Quick Move-In homes that can close by September 30, 2026.

Full terms at M/I Homes

Fly and Buy

$2,000

Up to $2,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.

Applies to: when you purchase an M/I Home.*

Full terms at M/I Homes

Save BIG this Summer With a Free Pool & More*

Applies to: our communities in Tampa's most desirable neighborhoods

Full terms at M/I Homes

Pulte

As of Jul 16, 2026

Move in Before School Starts

$55,0003.99%/5.349% APREnds in 1 day — act fast

Rate requires Pulte's preferred lender. Compare with outside lenders before committing. Up to $55,000 off — not all homes qualify. Contact Barrett to verify terms and negotiate.

Applies to: select homes at Waterset

Full terms at Pulte

Taylor Morrison

As of Jul 16, 2026

Conventional Fixed Rate

4.50% / 4.60% APR

Rate requires Taylor Morrison's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.

Applies to: Available on eligible quick move-in homes in select communities when using Taylor Morrison Home Funding, Inc.

Full terms at Taylor Morrison

FHA Fixed Rate

4.50% / 5.28% APR

Rate requires Taylor Morrison's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.

Applies to: Available on eligible quick move-in homes in select communities when using Taylor Morrison Home Funding, Inc.

Full terms at Taylor Morrison

Secure a Conventional 6-month rate lock at 4.99% / 5.07% APR

4.99% / 5.07% APR

Rate requires Taylor Morrison's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.

Applies to: Available at select communities when using Taylor Morrison Home Funding, Inc.

Full terms at Taylor Morrison

49 Community-Specific Incentives (Verified)

Each offer below was verified within the last 30 days. Click any card for full community details.

Connerton

by D.R. Horton

Land O' Lakes, Pasco County

More home. Lower price.

New Construction Incentives in Tampa Bay

How Builder Incentives Work

5 Builder Promotions

D.R. Horton

Lennar

M/I Homes

Pulte

Taylor Morrison

49 Community-Specific Incentives (Verified)

Connerton

Avelina

Waterset

Asturia

Epperson

Mirada

Verandah

Grand Palm

Palmera

Berry Bay

Valencia Ridge

Montague Chase

Oakfield Trails

SkySail

Boca Royale Golf & Country Club

Landings at Mount Olive

Vicenza

Canoe Creek

Sanctuary at Citrus Park Townhomes

Vistera

Palm Grove

Skyway Point

Wildleaf

Waterstone

Windward

Riverside Terrace

Townes at Island Lake

Pinellas County Spot Lots

Westwood

Harbor Landing

Deerbrook

Ruskin Preserve

Ruskin Preserve Townhomes

Brookside

Claire Bay

Firethorn

The Towns at Firethorn

Palm Wind

Cove at Coasterra

Esplanade at Wiregrass Ranch

Indigo Creek

Esplanade at Coasterra

Timber Ridge

Palms at Coasterra

Hammock at Two Rivers

Lecanto Preserve

Victoria Lakes

Morris Bend

Beauvais at Cheval

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