Cove at Coasterra is a new-construction community by Taylor Morrison in Palmetto, Manatee County. The community features offering single-family homes. Contact Barrett Henry for free buyer representation and current incentive details.
Current Builder Incentive
Special financing: 4.50% / 5.28% APR
Verified Jul 19, 2026
Confirm This IncentiveCove at Coasterra at a Glance
| Price Range | $307K – |
| Status | Now Selling |
| Home Types | Single-Family Homes |
Amenities
Current Incentive
Special financing: 4.50% / 5.28% APR
Taylor Morrison Special Offers
FHA Fixed Rate
Rate offer requires Taylor Morrison's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.
Applies to: Available on eligible quick move-in homes in select communities when using Taylor Morrison Home Funding, Inc.
Full terms at Taylor MorrisonConventional Fixed Rate
Rate offer requires Taylor Morrison's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.
Applies to: Available on eligible quick move-in homes in select communities when using Taylor Morrison Home Funding, Inc.
Full terms at Taylor MorrisonSecure a Conventional 6-month rate lock at 4.99% / 5.07% APR
Rate offer requires Taylor Morrison's preferred lender. Compare with outside lenders before committing. Contact Barrett to verify terms and negotiate.
Applies to: Available at select communities when using Taylor Morrison Home Funding, Inc.
Full terms at Taylor MorrisonScraped Jul 16, 2026 — verify current terms with Taylor Morrison or contact Barrett
About Cove at Coasterra
Cove at Coasterra has the feel of a neighborhood that's still figuring out its identity in the best possible way — it's new, it's growing, and the people moving in are largely young families and remote workers who want more space than they can afford closer to St. Pete or Sarasota without giving up access to both. Taylor Morrison builds communities that tend to attract buyers who care about fit and finish, so you're not going to find a lot of investors flipping these. The pool, fitness center, and dog park give it enough daily-use infrastructure that neighbors actually run into each other, and the walking trails mean you'll see strollers and joggers in the morning hours. It's a quieter pace than the dense suburban grids further east, but it's not sleepy — this corner of Manatee County is building out fast, and Cove at Coasterra is riding that wave. Palmetto sits just north of Bradenton along the US-41 corridor, right where the Manatee River meets Tampa Bay. From here, you're roughly 45 minutes to downtown Tampa via I-275 north, about 30 minutes to downtown Sarasota heading south on US-41 or I-75, and 20 to 25 minutes to Anna Maria Island — which is a real selling point for buyers who want beach access without paying Sarasota zip code prices. The Sunshine Skyway Bridge is close enough that St. Pete is genuinely in play for work or weekend trips. Nearby, you've got the Ellenton Premium Outlets, Publix, and the usual retail buildout that follows new rooftops into a growth corridor. School assignments will depend on Manatee County School District boundaries, so confirm those directly with the district before committing if specific schools are a priority for your family. Taylor Morrison typically runs 8 to 14 months for build timelines depending on plan, lot position, and where they are in the development phase, so set your expectations accordingly if you're coming out of a lease or a pending sale. HOA details weren't specified at time of publication, so get the full disclosure package before you sign anything — ask specifically whether there's a CDD on top of the HOA, because Manatee County growth communities frequently layer both, and that affects your effective monthly cost more than most buyers realize going in. Homes start in the low $300s, which is competitive for a Taylor Morrison product and reflects both the builder's entry-level line and the relative affordability Palmetto still offers compared to Lakewood Ranch ten miles to the south. Florida's insurance market is what it is right now, so budget conservatively for homeowners insurance and windstorm coverage — this area's proximity to the coast puts it in a different risk tier than inland Hillsborough or Polk.
New Homes From
$307K –
Barrett's Take on Cove at Coasterra
Here's my take on Cove at Coasterra — Taylor Morrison building in Palmetto puts you in an interesting spot in the market right now. Palmetto sits on the northern edge of Manatee County, just across the Manatee River from Bradenton, and the area is growing fast without the same price pressure you'd feel buying new construction down in Lakewood Ranch or Sarasota. Starting in the $306,000s for a Taylor Morrison single-family home is genuinely competitive for this builder — they typically skew higher-end than D.R. Horton or LGI, and they put more effort into the design and finish quality of their standard package. The buyer this community is best for is someone who wants a step up in fit and finish, values Taylor Morrison's personalization studio experience, and wants to be in Manatee County without stretching into the mid-$400s or $500s that Lakewood Ranch commands. That said, Palmetto is still a commuter location — if you're working in downtown Tampa, you're looking at 45 to 55 minutes depending on where US-41 and I-275 are treating you that day. Sarasota is actually more accessible from here than Tampa, and St. Pete is reasonable if you're taking the Sunshine Skyway corridor. On the incentive — 4.50% is a real rate right now and worth paying attention to. Taylor Morrison typically runs that through their in-house lender, Taylor Morrison Home Funding, and the way these builder rate buydowns work is they're often baked into a package where the base price or upgrade credits are adjusted to offset the cost of buying the rate down. Before you commit, get a competing Loan Estimate from an independent lender and compare both the rate and the total acquisition cost. Sometimes the builder's deal is genuinely the better number; sometimes you'll find you could negotiate more off the price with a different lender and come out ahead. Either way, don't let the rate headline be the only thing you're evaluating. On lot premiums, Taylor Morrison does charge them — expect anywhere from $5,000 to $25,000 or more depending on whether you're looking at a pond view, conservation buffer, or corner lot. Those can add up fast and they're worth asking about upfront before you fall in love with a specific homesite. Taylor Morrison's construction timelines are generally more predictable than production builders at the lower end of the market, but you should still budget mentally for six to nine months from contract to close. Day-to-day, Palmetto has a working-waterfront feel — more laid-back than the Lakewood Ranch master-planned atmosphere, less polished but also less crowded and more affordable. You're close to the Palmetto boat ramps, a short drive to Anna Maria Island when you're ready for a beach day, and Ellenton Premium Outlets is right up US-301 if that matters. I don't have the specific school assignments for Cove at Coasterra confirmed, so verify current zoning directly with Manatee County Schools before you lock in — school boundaries in growing communities can shift. The amenities here — pool, fitness center, clubhouse, walking trails, dog park, playground — are solid for the price point and typical of what Taylor Morrison packages into their communities. If you want more of a resort-style amenity set, you'd be looking at a higher price tag elsewhere. For the buyer who wants quality construction, reasonable entry price, and doesn't need to be in the heart of a mega-master-plan, this one makes sense to visit.
Barrett Henry, REALTOR®
Broker Associate at REMAX Collective · 23+ years of real estate experience
What You'll Find at Cove at Coasterra
Home Types Available
Detached homes with private yards, typically 3-5 bedrooms with owners suites and 2-car garages.
Community Amenities
County
Builder
Why Buyers Choose Cove at Coasterra
Located in Palmetto, Manatee County — easy access to Tampa Bay employment centers, beaches, and everyday conveniences.
Built by Taylor Morrison, established in 2011 — a builder with a track record Tampa Bay buyers can evaluate before signing.
Community amenities include Pool, Fitness Center, Clubhouse and 3 more — lifestyle perks that come with your HOA.
About Taylor Morrison
Taylor Morrison was founded in 2011 when Taylor Wimpey US and Morrison Homes merged their North American operations, though both predecessor companies had been building homes in the U.S.
Other Taylor Morrison Communities
Visit Cove at Coasterra with Barrett — Not the Sales Team
The on-site sales rep at Cove at Coasterra works for Taylor Morrison. They will not tell you about the lot premium you should avoid, the upgrades that do not add resale value, or the contract clauses that favor the builder. Barrett handles all of that. His representation costs you nothing — the builder pays the commission. Call (813) 692-9099 or fill out the form below.
Current Incentive at Cove at Coasterra
Special financing: 4.50% / 5.28% APR
Builder incentives change frequently. Barrett can confirm this incentive is still available and help you take full advantage of it.
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Frequently Asked Questions About Cove at Coasterra
Who is the builder of Cove at Coasterra?
Cove at Coasterra is built by Taylor Morrison. Taylor Morrison was founded in 2011 when Taylor Wimpey US and Morrison Homes merged their North American operations, though both predecessor companies had been building homes in the U. Barrett Henry provides free buyer representation so you have an agent working for you, not the builder.
What amenities does Cove at Coasterra offer?
Cove at Coasterra amenities include Pool, Fitness Center, Clubhouse, Walking Trails, Dog Park, Playground. HOA fees cover community maintenance and amenity access.
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Manatee County New Construction Guide
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Last updated: July 19, 2026
Ask Barrett About Cove at Coasterra
Interested in Cove at Coasterra? Barrett will schedule a private tour, check current incentives, review the builder's contract, and negotiate on your behalf. Free to you.