Move-In Ready New Construction Homes in Polk County
Finished, never-lived-in homes you can close on in 30 to 45 days. No build timeline, no construction delays, no material-cost surprises.
How many move-in ready new construction homes are available in Tampa Bay?
There are 431 finished new construction homes listed for sale in Polk County right now, and 234of them have already taken a price cut from their original list price. Every home on this page is flagged “Completed” in Stellar MLS, meaning construction is done and a Certificate of Occupancy has been issued. Nothing here is a rendering or a dirt lot.
30-45 days
Typical time to close
234
Homes with a price cut
431
Finished homes available
Filter move-in ready homes by county
431 Finished Homes Available Now
Move-In Ready5% off17$248,773
$148/sq ft$262,873 ↓ $14,100
679 Meadows Edge Place
Lake Wales, FL 33859 · Reserve at Forest Lake
KB Home · 1685/A
MLS #O6431598 · Keller Williams Advantage Realty
Move-In Ready33$330,000
$227/sq ft188 Brinsmead Road
Haines City, FL 33844 · Marion Creek
Taylor Morrison · Holly
MLS #S5155377 · La Rosa Realty Kissimmee
Move-In Ready$337,048
$233/sq ft3713 Dixi Trail
Bartow, FL 33830 · James Farms Ph One
Southern Homes of Polk County · Newport
MLS #R4911797 · Vantage Property Management Llc
Move-In Ready$333,920
$193/sq ft1036 Bergamot Drive
Bartow, FL 33830 · Sand Lk Grvs Ph 1
Southern Homes of Polk County · Westminster
MLS #R4911795 · Vantage Property Management Llc
Move-In Ready31$359,900
$143/sq ft2145 River Hawk Loop
Winter Haven, FL 33880 · Residences at Winter Haven
LAREF LLC · Everglades
MLS #S5155175 · Keller Williams Realty Smart 1
Move-In Ready16% off2$264,990
$147/sq ft$316,990 ↓ $52,000
975 Leatherwood Drive
Dundee, FL 33838 · Woodland Ranch Estates
Holiday Builders · Queen
MLS #C7529397 · Holiday Builders Gulf Coast
Move-In Ready3% off56$279,963
$190/sq ft$289,999 ↓ $10,036
3316 Oakland Road S
Lakeland, FL 33801 · Unrecorded Oakland
CAVCO · The Summit
MLS #P4939374 · J&t Property Solutions Group Llc
Move-In Ready7% off4$355,000
$164/sq ft$380,000 ↓ $25,000
468 Silver Palm Drive
Haines City, FL 33844 · Cypress Park Estates
MLS #S5155228 · Florida Realty Investments
Move-In Ready7% off16$250,990
$178/sq ft$269,990 ↓ $19,000
4121 Penelope Avenue
Lake Wales, FL 33859 · Annabelle Estates
DREAM FINDERS HOMES · Auburndale A
MLS #G5116225 · Olympus Executive Realty Inc
Move-In Ready65$1,049,000
$297/sq ft156 Caladium Avenue
Lake Alfred, FL 33850 · Water Ridge Sub
MLS #L4964013 · Exp Realty Llc
Move-In Ready13$305,000
$162/sq ft981 Harold Pass
Winter Haven, FL 33884 · Peace Crk Reserve
MLS #O6429236 · Glasstone Group Inc
Move-In Ready28$184,900
$176/sq ft1805 Coriander Drive Unit 1805
Poinciana, FL 34759 · Tuscany Preserve Ph 03
MLS #S5154939 · The Firm Re
Move-In Ready1% off15$499,999
$192/sq ft$505,000 ↓ $5,001
16 Trout Way Unit A & B
Poinciana, FL 34759 · Poinciana Nbrhd 04 Village 07
MLS #S5154731 · Martz Realty Llc
Move-In Ready45$358,500
$210/sq ft1854 Superior Court
Poinciana, FL 34759 · Poinciana Nbrhd 05 Village 07
Moonstone Homes · Franklin
MLS #O6425828 · Serhant
Move-In Ready28$184,900
$176/sq ft1793 Coriander Drive
Poinciana, FL 34759 · Tuscany Preserve Ph 03
MLS #S5154934 · The Firm Re
Move-In Ready10$362,900
$213/sq ft7172 Canopy Lane
Lakeland, FL 33809 · Fulton Meadows
LGI HOMES · Manatee
MLS #TB8535477 · Lgi Realty- Florida, Llc
Move-In Ready2% off7$317,900
$251/sq ft$322,900 ↓ $5,000
7154 Canopy Lane
Lakeland, FL 33809 · Fulton Meadows
LGI HOMES · Anclote
MLS #TB8534676 · Lgi Realty- Florida, Llc
Move-In Ready14$330,900
$149/sq ft4498 Rapallo Avenue E
Winter Haven, FL 33884 · Villamar
Highland Homes · Seabrooke II
MLS #L4963915 · Cambridge Realty of Central FL
Move-In Ready3% off34$356,340
$162/sq ft$367,340 ↓ $11,000
1560 Hartridge Court
Lake Alfred, FL 33850 · Silverlake Phase 2
PULTE HOME COMPANY, LLC · MILL RUN
MLS #TB8524609 · Pulte Realty of West Florida Llc
Move-In Ready7% off26$285,888
$158/sq ft$306,990 ↓ $21,102
3501 Dahlia Drive
Lake Hamilton, FL 33851 · Scenic Terrace South
Century Complete · BRASELTON-B6
MLS #C7528963 · Wjh Brokerage FL Llc
Move-In Ready4% off$173,500
$145/sq ft$179,900 ↓ $6,400
4078 Oak Loop Unit 95
Mulberry, FL 33860 · Meadow Oaks A Condo
MLS #L4963883 · Dj Delgado Management Group
Move-In Ready10$312,900
$179/sq ft4491 Rapallo Avenue
Winter Haven, FL 33884 · Villamar
Highland Homes · Sophia
MLS #L4963864 · Cambridge Realty of Central FL
Move-In Ready8$415,000
$165/sq ft249 E Acorn Rd
Haines City, FL 33844 · Marion Creek Estates
MLS #S5154554 · Lpt Realty, Llc
Move-In Ready11% off62$325,000
$133/sq ft$365,900 ↓ $40,900
1414 Sea Glass Road
Haines City, FL 33844 · Lawson Dunes Sub
MLS #TB8531714 · Lokation
A Finished House Nobody Bought Is Your Best Leverage
Every month a completed home sits, the builder pays interest, taxes, and insurance on it. That is why finished inventory carries the deepest incentives, and why they rarely advertise how deep they will actually go.
Call Barrett: (813) 692-9099Move-In Ready vs Pre-Construction vs Under Construction
| Move-In Ready | Under Construction | Pre-Construction | |
|---|---|---|---|
| Timeline to close | 30 to 45 days | 2 to 4 months | 5 to 8 months |
| Customization | What you see is what you get | Limited, depends on stage | Full design center selections |
| Price risk | Locked, no surprises | Mostly locked in | Material and labor costs can rise |
| Builder incentives | Deepest: carrying costs are running | Moderate | Early-bird pricing, best lot choice |
| Best for | Buyers who need a home fast or want to see exactly what they are buying | Buyers wanting some choice with a shorter wait | Buyers who want full control over finishes and lot |
What to check before you sign on a finished home
Quick Move-In Homes Explained
Why builders build spec homes and what that means for your price.
Inspect It Anyway
A finished home is not a defect-free home. What inspectors keep finding.
Builder Incentives Decoded
Rate buydowns versus price cuts, and which one actually helps you.
The Rate Buydown Catch
When the builder's lender deal costs more than it saves.
CDD Fees in Tampa Bay
The line item that adds hundreds a month in newer communities.
Compare Builder Scorecards
Who actually fixes punch-list items after you close.
Frequently Asked Questions About Move-In Ready Homes
What does 'move-in ready' mean for new construction?▾
Are move-in ready homes more expensive than pre-construction?▾
Can I still negotiate on a move-in ready home?▾
Do I need a buyer's agent for move-in ready homes?▾
What is the difference between move-in ready, pre-construction, and under construction?▾
How fast can I close on a move-in ready home?▾
Want to Walk Through One This Week?
Barrett Henry represents you, not the builder, and the builder pays his commission. Straight answers on build quality, pricing, and where the negotiating room actually is.
Listing data is provided courtesy of Stellar MLS via Bridge Interactive and is deemed reliable but not guaranteed. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying prospective properties to purchase. Inventory and prices change continuously.