4078 Oak Loop Unit 95New Construction Home in Mulberry, FL
Mulberry, FL 33860 · Polk County
$173,500
$179,900
$145/sq ft
Photos of 4078 Oak Loop Unit 95
1 / 1About this home
BUILT 2025 AND READY TO MOVE IN
Home details and costs
- MLS number
- L4963883
- Property type
- Condominium
- Build stage
- Move-In Ready
- Heated square feet
- 1,195 sq ft
- Total under roof
- 1,215 sq ft
- Stories
- 1 Story
- Lot size
- 0.03 acres
- Subdivision
- Meadow Oaks A Condo
- HOA fee
- $560/mo
- Annual property tax
- $144 (current assessment)
- Days on market
- 61 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$2,064
$17,350 down (10%) on a $156,150 loan
- Principal and interest
- $987
- Property tax (estimated)
- $185
- Homeowners insurance
- $267
- HOA
- $560
- PMI (under 20% down)
- $65
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $144 a year, while taxing this purchase price works out closer to $2,223. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 61 daysContext
Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.
Reduced $6,400 (4%)Worth knowing
Originally listed at $179,900. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Listed by Dj Delgado Management Group. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 4078 Oak Loop Unit 95, Mulberry, FL 33860 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.