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Move-In ReadyNew Construction

1036 Bergamot DriveNew Construction Home in Bartow, FL

Bartow, FL 33830 · Polk County

$338,570

$196/sq ft

3 Beds2 Baths1,727 sq ft2-Car GarageBuilt 2026

Photos of 1036 Bergamot Drive

1036 Bergamot Drive, Bartow, photo 1 of 11 / 1

Who is building this home?

This home is listed as built by Southern Homes of Polk County, floor plan Westminster. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Sand Lake Groves is a brand new community in Bartow, FL, strategically positioned at the intersection of State Road 60 and Gandy Cemetery Rd. Downtown Bartow is nearby and provides a charming backdrop for boutique shopping, diverse dining options, and cultural indulgences. With its prime location and proximity to local amenities, Sand Lake Groves offers residents the perfect blend of modern comforts and natural allure in the heart of Bartow. No CDD!

Home details and costs

MLS number
R4911795
Property type
Single Family Residence
Build stage
Move-In Ready
Builder
Southern Homes of Polk County
Floor plan
Westminster
Heated square feet
1,727 sq ft
Total under roof
2,350 sq ft
Stories
1 Story
Lot size
0.24 acres
Subdivision
Sand Lk Grvs Ph 1
HOA fee
$750/yr
Annual property tax
$916 (current assessment)
Days on market
56 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$2,815

$33,857 down (10%) on a $304,713 loan

Principal and interest
$1,926
Property tax (estimated)
$433
Homeowners insurance
$267
HOA
$63
PMI (under 20% down)
$127

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $916 a year, while taxing this purchase price works out closer to $5,194. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 56 daysContext

    Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Eagle Lake Elem
Middle
Bartow Middle
High
Bartow High

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Other new construction homes in Bartow

Listed by Vantage Property Management Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 1036 Bergamot Drive, Bartow, FL 33830 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

Call Barrett