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Move-In ReadyNew Construction$4,036 price cut

3316 Oakland Road SNew Construction Home in Lakeland, FL

Lakeland, FL 33801 · Polk County

$285,963

$289,999

$194/sq ft

4 Beds3 Baths1,474 sq ftBuilt 2026

Photos of 3316 Oakland Road S

3316 Oakland Road S, Lakeland, photo 1 of 301 / 30

Who is building this home?

This home is listed as built by CAVCO, floor plan The Summit. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

BRAND-NEW 4-BEDROOM MANUFACTURED HOME ON OVERSIZED LOT – NO HOA! Welcome home to brand-new, modern living in Lakeland! This 2026 offers 4 bedrooms, 2.5 bathrooms, and 1,474 sq. ft. of thoughtfully designed open-concept living space. Step inside to an expansive living room (16'2" x 12'10") that flows seamlessly into the dining area and chef’s kitchen. The kitchen features a generous center island with a 36" overhang, walk-in pantry, Sumi Birch shaker cabinetry, a stainless-steel farm sink, and an upgraded appliance package including a side-by-side refrigerator, smooth-top electric range, microwave, and dishwasher. Enjoy sleek, low-maintenance vinyl flooring throughout—no carpet!—complemented by 8-foot flat ceilings, recessed can lighting, and 2-inch mini blinds. The private primary suite offers a spacious retreat (13'0" x 12'10") with a large walk-in closet and an ensuite bath complete with dual China sinks and an upgraded 72-inch fiberglass shower with a glass door. Across the home, three additional bedrooms share a full guest bath, plus a convenient half-bath perfect for guests. A separate dedicated utility/laundry room completes the interior. OSB exterior wrap, Low-E vinyl windows, and an included 2/10 home warranty. Situated in Central Florida’s thriving Lakeland corridor, enjoy freedom from HOA restrictions. Conveniently located with quick access to major routes (I-4, US-98), placing you roughly 40 minutes to Tampa and 50 minutes to Orlando attractions. Minutes from historic downtown Lakeland, local dining, shopping, Lakeland Regional Health, and outdoor recreation at Saddle Creek Park. Schedule your showing today! Ask about 100% Financing with our Preferred Lender.

Home details and costs

MLS number
P4939374
Property type
Manufactured Home
Build stage
Move-In Ready
Builder
CAVCO
Floor plan
The Summit
Heated square feet
1,474 sq ft
Total under roof
1,474 sq ft
Stories
1 Story
Lot size
0.43 acres
Subdivision
Unrecorded Oakland
HOA fee
No HOA
Annual property tax
$245 (current assessment)
Days on market
78 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$2,355

$28,596 down (10%) on a $257,367 loan

Principal and interest
$1,627
Property tax (estimated)
$354
Homeowners insurance
$267
PMI (under 20% down)
$107

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $245 a year, while taxing this purchase price works out closer to $4,247. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 78 daysContext

    Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.

  • Reduced $4,036 (1%)Worth knowing

    Originally listed at $289,999. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Rochelle School of Arts
Middle
Crystal Lake Middle/Jun
High
Tenoroc Senior

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

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Other new construction homes in Lakeland

Listed by J&t Property Solutions Group Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 3316 Oakland Road S, Lakeland, FL 33801 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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