Move-In Ready New Construction Homes in Polk County
Finished, never-lived-in homes you can close on in 30 to 45 days. No build timeline, no construction delays, no material-cost surprises.
How many move-in ready new construction homes are available in Tampa Bay?
There are 427 finished new construction homes listed for sale in Polk County right now, and 231of them have already taken a price cut from their original list price. Every home on this page is flagged “Completed” in Stellar MLS, meaning construction is done and a Certificate of Occupancy has been issued. Nothing here is a rendering or a dirt lot.
30-45 days
Typical time to close
231
Homes with a price cut
427
Finished homes available
Filter move-in ready homes by county
427 Finished Homes Available Now
Move-In Ready10% off9$369,900
$182/sq ft$409,800 ↓ $39,900
1536 Otter Woods Lane
Auburndale, FL 33823 · Otter Woods Estates
Highland Homes · Shelby
MLS #L4961594 · Cambridge Realty of Central FL
Move-In Ready5% off12$328,900
$162/sq ft$346,555 ↓ $17,655
3151 Laurel Oak Lane
Winter Haven, FL 33884 · Villamar
Highland Homes · Shelby
MLS #L4961605 · Cambridge Realty of Central FL
Move-In Ready24$384,900
$189/sq ft2108 River Hawk Loop
Winter Haven, FL 33880 · Residences at Winter Haven
Laref Homes · Everglades
MLS #S5148855 · Keller Williams Realty Smart 1
Move-In Ready31$402,900
$218/sq ft3432 Blueberry Trail
Bartow, FL 33830 · James Farms Ph One
Southern Homes of Polk County, INC · Norfolk
MLS #R4911097 · Vantage Property Management Llc
Move-In Ready1% off31$384,000
$164/sq ft$389,000 ↓ $5,000
2424 Whitetail
Davenport, FL 33837 · Deer Run
MLS #O6403038 · Lpt Realty, Llc
Move-In Ready3% off70$434,665
$198/sq ft$448,665 ↓ $14,000
4718 Grandview Glen Drive
Auburndale, FL 33823 · Lake Juliana Estates
ADAMS HOMES · 2200
MLS #L4961254 · Adams Homes Realty
Move-In Ready9% off70$489,990
$223/sq ft$539,665 ↓ $49,675
4705 Grandview Glen Drive
Auburndale, FL 33823 · Lake Juliana Estates
ADAMS HOMES · 2200
MLS #L4961255 · Adams Homes Realty
Move-In Ready43$299,000
$172/sq ft172 Holly Village Drive
Davenport, FL 33837 · Hollygrove Village
MLS #V4948146 · Oceans Luxury Realty Full Svc
Move-In Ready4% off30$368,900
$179/sq ft$385,900 ↓ $17,000
624 Tangelo Terrace
Babson Park, FL 33827 · Citrus Place
LGI Homes Florida – LLC · Parc
MLS #TB8497586 · Lgi Realty- Florida, Llc
Move-In Ready5% off20$265,900
$148/sq ft$278,900 ↓ $13,000
552 Bay Leaf Drive
Poinciana, FL 34759 · Tuscany Preserve Phase 4
LGI Homes Florida - LLC · Glades
MLS #TB8497720 · Lgi Realty- Florida, Llc
Move-In Ready23$304,900
$253/sq ft1306 Congo Court
Poinciana, FL 34759 · Poinciana Neighborhood 2 West Village 7
LGI Homes Florida - LLC · Tula
MLS #TB8497633 · Lgi Realty- Florida, Llc
Move-In Ready2% off16$280,000
$212/sq ft$285,000 ↓ $5,000
319 Dixie Highway
Auburndale, FL 33823 · Lena Vista Sub
CMTG Construction · Magnolia
MLS #L4961067 · Cmtg Real Estate Group
Move-In Ready43$534,900
$291/sq ft168 Fringe Tree
Lake Alfred, FL 33850 · Water Ridge Phase Ii
Progress Homes · the 1800
MLS #O6397725 · Smart Solutions Realty Llc
Move-In Ready8% off24$302,900
$207/sq ft$327,900 ↓ $25,000
628 Tangelo Terrace
Babson Park, FL 33827 · Citrus Place
LGI Homes Florida – LLC · Crane
MLS #TB8496416 · Lgi Realty- Florida, Llc
Move-In Ready4% off33$338,900
$187/sq ft$353,900 ↓ $15,000
636 Tangelo Terrace
Babson Park, FL 33827 · Citrus Place
LGI Homes Florida – LLC · Driftwood
MLS #TB8496496 · Lgi Realty- Florida, Llc
Move-In Ready2% off30$376,900
$183/sq ft$384,900 ↓ $8,000
823 Ponkan Court
Babson Park, FL 33827 · Citrus Place
LGI Homes Florida – LLC · Parc
MLS #TB8496543 · Lgi Realty- Florida, Llc
Move-In Ready2% off48$439,400
$159/sq ft$449,890 ↓ $10,490
5400 Cloudberry Avenue
Lakeland, FL 33811 · Hawthorne Phase 3a-3b
D.R. Horton · Coral
MLS #O6398167 · Dr Horton Realty of Central Florida Llc
Move-In Ready37$298,990
$189/sq ft2080 Golden Beak Drive
Eagle Lake, FL 33839 · Eagle Hammock
Century Complete · SANIBEL-B
MLS #C7524467 · Wjh Brokerage FL Llc
Move-In Ready0% off$349,450
$156/sq ft$349,620 ↓ $170
1418 Peel Place
Bartow, FL 33830 · Sand Lk Grvs Ph Ii
Southern Homes of Polk County, INC · Westfield
MLS #R4911012 · Vantage Property Management Llc
Move-In Ready13% off37$252,888
$160/sq ft$290,888 ↓ $38,000
2036 Golden Beak Drive
Eagle Lake, FL 33839 · Eagle Hammock
Century Complete · SANIBEL-B
MLS #C7524466 · Wjh Brokerage FL Llc
Move-In Ready$297,070
$174/sq ft1663 Bark Ridge Drive
Auburndale, FL 33823 · Reserve at Van Oaks
Meritage Homes · GARDENIA
MLS #TB8489333 · Meritage Homes of FL Realty
Move-In Ready14$308,340
$168/sq ft1757 Forest Run Lane
Auburndale, FL 33823 · Reserve at Van Oaks
Meritage Homes · Foxglove
MLS #TB8489330 · Meritage Homes of FL Realty
Move-In Ready8% off52$475,000
$216/sq ft$517,000 ↓ $42,000
4541 Fairway Oaks Drive
Mulberry, FL 33860 · Reserve at Fairway Oaks
J Walter Homes · Sawgrass
MLS #L4960854 · Lakeland Hometown Properties
Move-In Ready10% off47$375,000
$203/sq ft$417,000 ↓ $42,000
4502 Fairway Oaks Drive
Mulberry, FL 33860 · Reserve at Fairway Oaks
J Walter Homes · Torrey
MLS #L4960853 · Lakeland Hometown Properties
A Finished House Nobody Bought Is Your Best Leverage
Every month a completed home sits, the builder pays interest, taxes, and insurance on it. That is why finished inventory carries the deepest incentives, and why they rarely advertise how deep they will actually go.
Call Barrett: (813) 692-9099Move-In Ready vs Pre-Construction vs Under Construction
| Move-In Ready | Under Construction | Pre-Construction | |
|---|---|---|---|
| Timeline to close | 30 to 45 days | 2 to 4 months | 5 to 8 months |
| Customization | What you see is what you get | Limited, depends on stage | Full design center selections |
| Price risk | Locked, no surprises | Mostly locked in | Material and labor costs can rise |
| Builder incentives | Deepest: carrying costs are running | Moderate | Early-bird pricing, best lot choice |
| Best for | Buyers who need a home fast or want to see exactly what they are buying | Buyers wanting some choice with a shorter wait | Buyers who want full control over finishes and lot |
What to check before you sign on a finished home
Quick Move-In Homes Explained
Why builders build spec homes and what that means for your price.
Inspect It Anyway
A finished home is not a defect-free home. What inspectors keep finding.
Builder Incentives Decoded
Rate buydowns versus price cuts, and which one actually helps you.
The Rate Buydown Catch
When the builder's lender deal costs more than it saves.
CDD Fees in Tampa Bay
The line item that adds hundreds a month in newer communities.
Compare Builder Scorecards
Who actually fixes punch-list items after you close.
Frequently Asked Questions About Move-In Ready Homes
What does 'move-in ready' mean for new construction?▾
Are move-in ready homes more expensive than pre-construction?▾
Can I still negotiate on a move-in ready home?▾
Do I need a buyer's agent for move-in ready homes?▾
What is the difference between move-in ready, pre-construction, and under construction?▾
How fast can I close on a move-in ready home?▾
Want to Walk Through One This Week?
Barrett Henry represents you, not the builder, and the builder pays his commission. Straight answers on build quality, pricing, and where the negotiating room actually is.
Listing data is provided courtesy of Stellar MLS via Bridge Interactive and is deemed reliable but not guaranteed. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying prospective properties to purchase. Inventory and prices change continuously.