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Move-In ReadyNew Construction$42,000 price cut

4541 Fairway Oaks DriveNew Construction Home in Mulberry, FL

Mulberry, FL 33860 · Polk County

$475,000

$517,000

$216/sq ft

3 Beds2 Baths2,200 sq ft3-Car GarageBuilt 2025Waterfront

Photos of 4541 Fairway Oaks Drive

4541 Fairway Oaks Drive, Mulberry, photo 1 of 301 / 30

Who is building this home?

This home is listed as built by J Walter Homes, floor plan Sawgrass. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Virtually Staged. Builder can offer a pool package with this home if you are interested! Welcome to this beautifully crafted brand new(2025) 3-bedroom, 2.5-bathroom, 3 car garage home located at 4541 Fairway Oaks Dr. This home is nestled within a desirable gated community in Mulberry, offering peaceful water views, open living spaces, and everyday convenience. Built by a quality builder known for lasting craftsmanship, this home blends thoughtful design with a prime location. Step inside to discover a bright, open floor plan designed for both comfortable living and effortless entertaining. The spacious layout flows beautifully, creating inviting areas for gathering while still offering privacy where it matters most. A built-in bar just off the kitchen adds the perfect touch for hosting, making entertaining both easy and enjoyable. The primary suite is a true retreat, featuring dual closets, including oversized storage space, and a spacious zero entry shower that creates a spa-like experience. Throughout the home, you’ll appreciate upgraded details such as soft-close cabinetry and under-cabinet lighting, adding both style and convenience to the kitchen and living areas. Enjoy tranquil mornings and relaxing evenings on the extended covered porch overlooking the water, ideal for relaxing or entertaining guests. The home is also equipped with an irrigation system on a timer, helping keep the lawn lush with minimal effort. For added peace of mind, pilings were installed as a proactive measure—an important feature for properties near the water to help prevent settlement concerns. The three-car garage provides ample space for vehicles, storage, or even a workshop setup. Conveniently located with easy access to County Line Road, South Florida Avenue, and Highway 60, commuting and daily errands are a breeze. You’re also within a short drive to I-4, as well as both downtown Lakeland and downtown Mulberry for dining, shopping, and local events. This home offers the perfect combination of quality construction, modern upgrades, scenic surroundings, and a location that keeps you connected to everything Central Florida has to offer. Don’t miss this opportunity — schedule your private showing today or share this listing with your agent before it’s gone! **Click on the virtual tour button for a Matterport 360 degree immersive walkthrough tour of the home. Just like a 24/7 open house!

Home details and costs

MLS number
L4960854
Property type
Single Family Residence
Build stage
Move-In Ready
Builder
J Walter Homes
Floor plan
Sawgrass
Heated square feet
2,200 sq ft
Total under roof
3,234 sq ft
Stories
1 Story
Lot size
0.25 acres
Subdivision
Reserve at Fairway Oaks
HOA fee
$374.4/quarter
Annual property tax
$1,386 (current assessment)
Days on market
202 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$3,909

$47,500 down (10%) on a $427,500 loan

Principal and interest
$2,702
Property tax (estimated)
$638
Homeowners insurance
$267
HOA
$125
PMI (under 20% down)
$178

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $1,386 a year, while taxing this purchase price works out closer to $7,650. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

This listing shows real leverage signals. Here is what its own numbers say.

  • On the market 202 daysStrong signal

    Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.

  • Reduced $42,000 (8%)Strong signal

    Originally listed at $517,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
James W Sikes Elem
Middle
Mulberry Middle
High
Mulberry High

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

View the virtual tour for 4541 Fairway Oaks Drive→

Other new construction homes in Mulberry

Listed by Lakeland Hometown Properties. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 4541 Fairway Oaks Drive, Mulberry, FL 33860 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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