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Move-In ReadyNew Construction

2108 River Hawk LoopNew Construction Home in Winter Haven, FL

Winter Haven, FL 33880 · Polk County

$384,900

$189/sq ft

4 Beds2 Baths2,032 sq ft2-Car GarageBuilt 2026

Photos of 2108 River Hawk Loop

2108 River Hawk Loop, Winter Haven, photo 1 of 241 / 24

Who is building this home?

This home is listed as built by Laref Homes, floor plan Everglades. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Move-in Ready! Welcome to the Everglades at Residences at Winter Haven, an exclusive 63-lot semi-custom community offering exceptional craftsmanship, modern design, and a prime central Winter Haven location. This thoughtfully designed 4-bedroom, 2-bath home features an open-concept layout that blends style and functionality. At the heart of the home, the designer kitchen showcases a stunning waterfall island, 42-inch soft-close cabinetry with crown molding, stainless steel appliances, abundant storage, and a spacious walk-in pantry. The extended great room flows seamlessly to the covered lanai, creating the perfect space for everyday living and entertaining. Additional features include luxury vinyl flooring throughout the main living areas, floor-to-ceiling porcelain tile in the showers, blinds throughout, four ceiling fans, a dedicated laundry room, and a 2-10 Home Buyers Warranty for added peace of mind. Residences at Winter Haven offers low HOA fees of just $225 quarterly, no CDD fees, and the opportunity to personalize future homes by selecting your lot, floor plan, exterior finishes, interior design package, and upgrade options. Experience quality construction, thoughtful design, and a community you'll be proud to call home.

Home details and costs

MLS number
S5148855
Property type
Single Family Residence
Build stage
Move-In Ready
Builder
Laref Homes
Floor plan
Everglades
Heated square feet
2,032 sq ft
Total under roof
2,764 sq ft
Stories
1 Story
Lot size
0.17 acres
Subdivision
Residences at Winter Haven
HOA fee
$225/quarter
Annual property tax
$228 (current assessment)
Days on market
176 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$3,178

$38,490 down (10%) on a $346,410 loan

Principal and interest
$2,190
Property tax (estimated)
$502
Homeowners insurance
$267
HOA
$75
PMI (under 20% down)
$144

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $228 a year, while taxing this purchase price works out closer to $6,028. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 176 daysWorth knowing

    Past the 90-day mark is where most builders start getting more flexible on concessions, even while holding the published price.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Lake Shipp Elem
Middle
Westwood Middle
High
Lake Region High

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

View the virtual tour for 2108 River Hawk Loop→

Other new construction homes in Winter Haven

Listed by Keller Williams Realty Smart 1. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 2108 River Hawk Loop, Winter Haven, FL 33880 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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