4502 Fairway Oaks DriveNew Construction Home in Mulberry, FL
Mulberry, FL 33860 · Polk County
$375,000
$417,000
$203/sq ft
Photos of 4502 Fairway Oaks Drive
1 / 30Who is building this home?
This home is listed as built by J Walter Homes, floor plan Torrey. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Virtually Staged. **Back on Market due to buyers changing their minds for personal reasons before inspections were ordered. Welcome to this beautifully designed 4 bedroom, 2 bathroom home new construction(2025) located at 4550 Fairway Oaks Dr. This home is tucked inside a desirable gated community in Mulberry, offering peaceful views of a conservation area, meaning no rear neighbors and lasting privacy. From the moment you step inside, you’ll notice the thoughtful layout and inviting flow that make this home feel both spacious and comfortable. The open design creates a natural connection between living, dining, and kitchen spaces, making it perfect for everyday living as well as entertaining. The home features quartzite counters throughout, enhanced with upgraded touches like soft-close cabinetry and under-cabinet lighting, adding both style and function. Each space has been designed to maximize comfort while maintaining a clean, elevated look. Step outside to enjoy the covered porch, a rare and valuable feature at this price point, perfect for relaxing mornings, quiet evenings, or hosting friends while taking in the serene natural backdrop. The primary suite offers a peaceful retreat, while the additional bedrooms provide flexibility for guests, a home office, or growing needs. Conveniently located with easy access to County Line Road, South Florida Avenue, and Highway 60, you’re just a short drive to I-4, as well as downtown Lakeland and downtown Mulberry for shopping, dining, and local events. This home truly captures the feel of affordable luxury by combining quality construction, thoughtful upgrades, and a private natural setting that’s hard to find at this price point.Don’t miss this opportunity — schedule your private showing today or share this listing with your agent before it’s gone! **Click on the virtual tour button for a Matterport 360 degree immersive walkthrough tour of the home. Just like a 24/7 open house!
Home details and costs
- MLS number
- L4960853
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Builder
- J Walter Homes
- Floor plan
- Torrey
- Heated square feet
- 1,849 sq ft
- Total under roof
- 2,525 sq ft
- Stories
- 1 Story
- Lot size
- 0.24 acres
- Subdivision
- Reserve at Fairway Oaks
- HOA fee
- $374.4/quarter
- Annual property tax
- $957 (current assessment)
- Days on market
- 212 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$3,153
$37,500 down (10%) on a $337,500 loan
- Principal and interest
- $2,133
- Property tax (estimated)
- $488
- Homeowners insurance
- $267
- HOA
- $125
- PMI (under 20% down)
- $141
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $957 a year, while taxing this purchase price works out closer to $5,850. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 212 daysStrong signal
Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.
Reduced $42,000 (10%)Strong signal
Originally listed at $417,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
View the virtual tour for 4502 Fairway Oaks Drive→Listed by Lakeland Hometown Properties. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 4502 Fairway Oaks Drive, Mulberry, FL 33860 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.