Move-In Ready New Construction Homes in Polk County
Finished, never-lived-in homes you can close on in 30 to 45 days. No build timeline, no construction delays, no material-cost surprises.
How many move-in ready new construction homes are available in Tampa Bay?
There are 427 finished new construction homes listed for sale in Polk County right now, and 231of them have already taken a price cut from their original list price. Every home on this page is flagged “Completed” in Stellar MLS, meaning construction is done and a Certificate of Occupancy has been issued. Nothing here is a rendering or a dirt lot.
30-45 days
Typical time to close
231
Homes with a price cut
427
Finished homes available
Filter move-in ready homes by county
427 Finished Homes Available Now
Move-In Ready4% off2$268,900
$223/sq ft$278,900 ↓ $10,000
528 Bay Leaf Drive
Poinciana, FL 34759 · Tuscany Preserve Phase 4
LGI Homes Florida - LLC · Lake
MLS #TB8514952 · Lgi Realty- Florida, Llc
Move-In Ready2$281,900
$216/sq ft520 Bay Leaf Drive
Poinciana, FL 34759 · Tuscany Preserve Phase 4
LGI Homes Florida - LLC · Gilchrist
MLS #TB8515013 · Lgi Realty- Florida, Llc
Move-In Ready3% off15$315,000
$184/sq ft$324,900 ↓ $9,900
3408 Costello Circle
Winter Haven, FL 33884 · Villamar Ph 6 & Ph 6d
MLS #O6411460 · Beach Realtors
Move-In Ready7% off29$279,000
$242/sq ft$300,000 ↓ $21,000
3353 S Combee Road
Lakeland, FL 33803 · Not in Subdivision
DBR Construction
MLS #L4961421 · La Rosa Realty Prestige
Move-In Ready0% off58$469,500
$162/sq ft$469,900 ↓ $400
1218 Lakeridge Way
Lake Alfred, FL 33850 · Silverlake
MLS #TB8512101 · Charles Rutenberg Realty Inc
Move-In Ready4% off19$380,000
$205/sq ft$395,000 ↓ $15,000
308 W Bridgers Avenue
Auburndale, FL 33823 · Auburndale
MLS #L4962181 · Century 21 Myers Realty
Move-In Ready6% off39$525,000
$248/sq ft$560,000 ↓ $35,000
2411 Old Medulla Road
Lakeland, FL 33811 · Futch
Shelley Construction Group · The Shelley
MLS #L4962029 · 54 Realty Llc
Move-In Ready30$342,900
$197/sq ft2121 River Hawk Loop
Winter Haven, FL 33880 · Residences at Winter Haven
LAREF Homes · Key West+ Formal Dining
MLS #S5149725 · Keller Williams Realty Smart 1
Move-In Ready21$347,244
$163/sq ft6178 Daphne Street
Lake Hamilton, FL 33851 · Seasons at Scenic Terrace
RICHMOND AMERICAN HOMES · Lynwood
MLS #S5150208 · Axen Realty, Llc
Move-In Ready4% off71$526,792
$210/sq ft$546,792 ↓ $20,000
5421 Waterside Drive
Auburndale, FL 33823 · Lake Juliana Estates
Adams Homes · 2508 CTG
MLS #L4961969 · Adams Homes Realty
Move-In Ready46$344,900
$198/sq ft2122 River Hawk Loop
Winter Haven, FL 33880 · Residences/winter Haven
LAREF Homes · Key West
MLS #S5149889 · Keller Williams Realty Smart 1
Move-In Ready6% off11$650,000
$246/sq ft$690,000 ↓ $40,000
412 Famagusta Drive
Davenport, FL 33896 · Azur Residence
MLS #O6408323 · Linart Realty, Llc
Move-In Ready20$375,000
$203/sq ft1472 Eucalyptus Way
Davenport, FL 33837 · Astonia
RYAN HOMES · GLEN RIDGE
MLS #S5148994 · Naim Real Estate Llc
Move-In Ready6% off6$328,990
$179/sq ft$349,540 ↓ $20,550
1008 Monarch Pass
Lake Hamilton, FL 33851 · Hamilton Bluff
Meritage Homes · Foxglove
MLS #TB8502438 · Meritage Homes of FL Realty
Move-In Ready13% off37$725,000
$200/sq ft$829,900 ↓ $104,900
1031 E Lime Street
Lakeland, FL 33801 · Biltmore Park Sub
MLS #L4961736 · Exp Realty Llc
Move-In Ready40$281,900
$157/sq ft559 Bay Leaf Drive
Poinciana, FL 34759 · Tuscany Preserve Phase 4
LGI HOMES FLORIDA-LLC · GLADES
MLS #O6405630 · Watson Realty Corp.
Move-In Ready7% off34$314,900
$169/sq ft$338,900 ↓ $24,000
1782 White Elephant
Winter Haven, FL 33884 · Peach Crossings
LGI HOMES · Summit
MLS #O6405643 · Watson Realty Corp.
Move-In Ready40$271,900
$170/sq ft572 Bay Leaf Drive
Poinciana, FL 34759 · Tuscany Preserve Phase 4
LGI HOMES FLORIDA-LLC · CITRUS
MLS #O6405641 · Watson Realty Corp.
Move-In Ready9% off24$268,888
$170/sq ft$293,990 ↓ $25,102
2363 Northumberland Court
Haines City, FL 33844 · Bradbury Creek Phase 2
Century Complete · SANIBEL-B6
MLS #C7525821 · Wjh Brokerage FL Llc
Move-In Ready11% off62$1,095,000
$364/sq ft$1,225,000 ↓ $130,000
6827 Lakeland Highlands Road
Lakeland, FL 33813 · Not in Subdivision
LK&T Construction
MLS #L4961663 · Bhhs Florida Properties Group
Move-In Ready36$311,900
$213/sq ft357 Bream
Poinciana, FL 34759 · Poinciana Nbrhd 2 East Vill 7
LGI HOMES · Crane
MLS #O6405635 · Watson Realty Corp.
Move-In Ready27$320,000
$174/sq ft3334 Laurent Loop
Davenport, FL 33837 · Chateau/astonia
MLS #O6405246 · Wra Business & Real Estate
Move-In Ready7% off5$410,900
$159/sq ft$440,240 ↓ $29,340
6860 Sundial Drive
Lakeland, FL 33813 · Touchstone
Highland Homes · Wesley II
MLS #L4961615 · Cambridge Realty of Central FL
Move-In Ready11% off11$239,990
$194/sq ft$269,990 ↓ $30,000
645 Parakeet Court
Poinciana, FL 34759 · Poinciana Neighborhood 5 North Village 3
Holiday Builders · BAMBOO
MLS #C7525725 · Holiday Builders Gulf Coast
A Finished House Nobody Bought Is Your Best Leverage
Every month a completed home sits, the builder pays interest, taxes, and insurance on it. That is why finished inventory carries the deepest incentives, and why they rarely advertise how deep they will actually go.
Call Barrett: (813) 692-9099Move-In Ready vs Pre-Construction vs Under Construction
| Move-In Ready | Under Construction | Pre-Construction | |
|---|---|---|---|
| Timeline to close | 30 to 45 days | 2 to 4 months | 5 to 8 months |
| Customization | What you see is what you get | Limited, depends on stage | Full design center selections |
| Price risk | Locked, no surprises | Mostly locked in | Material and labor costs can rise |
| Builder incentives | Deepest: carrying costs are running | Moderate | Early-bird pricing, best lot choice |
| Best for | Buyers who need a home fast or want to see exactly what they are buying | Buyers wanting some choice with a shorter wait | Buyers who want full control over finishes and lot |
What to check before you sign on a finished home
Quick Move-In Homes Explained
Why builders build spec homes and what that means for your price.
Inspect It Anyway
A finished home is not a defect-free home. What inspectors keep finding.
Builder Incentives Decoded
Rate buydowns versus price cuts, and which one actually helps you.
The Rate Buydown Catch
When the builder's lender deal costs more than it saves.
CDD Fees in Tampa Bay
The line item that adds hundreds a month in newer communities.
Compare Builder Scorecards
Who actually fixes punch-list items after you close.
Frequently Asked Questions About Move-In Ready Homes
What does 'move-in ready' mean for new construction?▾
Are move-in ready homes more expensive than pre-construction?▾
Can I still negotiate on a move-in ready home?▾
Do I need a buyer's agent for move-in ready homes?▾
What is the difference between move-in ready, pre-construction, and under construction?▾
How fast can I close on a move-in ready home?▾
Want to Walk Through One This Week?
Barrett Henry represents you, not the builder, and the builder pays his commission. Straight answers on build quality, pricing, and where the negotiating room actually is.
Listing data is provided courtesy of Stellar MLS via Bridge Interactive and is deemed reliable but not guaranteed. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying prospective properties to purchase. Inventory and prices change continuously.