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Move-In ReadyNew Construction

520 Bay Leaf DriveNew Construction Home in Poinciana, FL

Poinciana, FL 34759 · Polk County

$281,900

$216/sq ft

3 Beds2 Baths1,303 sq ft1-Car GarageBuilt 2026

Photos of 520 Bay Leaf Drive

520 Bay Leaf Drive, Poinciana, photo 1 of 21 / 2

Who is building this home?

This home is listed as built by LGI Homes Florida - LLC, floor plan Gilchrist. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

The Gilchrist floor plan offers single-story living at its finest with 3 bedrooms, 2 baths, and an open-concept design built for both comfort and style. The chef-ready kitchen is the showstopper — loaded with granite countertops, stainless steel Whirlpool® appliances, white cabinetry, and a large island with breakfast bar, all included at no extra cost. The master retreat features a spacious walk-in closet, double sink vanity, and a tiled step-in shower for a true spa-like experience. A private entry, linen closet, and professional landscaping round out this thoughtfully appointed home. Community amenities include a swimming pool, splash pad, fitness center, basketball court, dog park, children's playground, picnic area, and clubhouse. Enjoy exceptional value and lower monthly costs with NO CDD fees in this beautiful communityThis is the move-in ready home you've been waiting for!

Home details and costs

MLS number
TB8515013
Property type
Townhouse
Build stage
Move-In Ready
Builder
LGI Homes Florida - LLC
Floor plan
Gilchrist
Heated square feet
1,303 sq ft
Total under roof
1,572 sq ft
Stories
1 Story
Lot size
0.06 acres
Subdivision
Tuscany Preserve Phase 4
HOA fee
$296.66/mo
Annual property tax
$382 (current assessment)
Days on market
127 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$2,621

$28,190 down (10%) on a $253,710 loan

Principal and interest
$1,604
Property tax (estimated)
$348
Homeowners insurance
$267
HOA
$297
PMI (under 20% down)
$106

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $382 a year, while taxing this purchase price works out closer to $4,174. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 127 daysWorth knowing

    Past the 90-day mark is where most builders start getting more flexible on concessions, even while holding the published price.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Laurel Elementary
Middle
Lake Marion Creek Middle
High
Haines City Senior High

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Other new construction homes in Poinciana

Listed by Lgi Realty- Florida, Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 520 Bay Leaf Drive, Poinciana, FL 34759 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

Call Barrett