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Move-In ReadyNew Construction

2121 River Hawk LoopNew Construction Home in Winter Haven, FL

Winter Haven, FL 33880 · Polk County

$342,900

$197/sq ft

3 Beds2 Baths1,741 sq ft2-Car GarageBuilt 2026

Photos of 2121 River Hawk Loop

2121 River Hawk Loop, Winter Haven, photo 1 of 301 / 30

Who is building this home?

This home is listed as built by LAREF Homes, floor plan Key West+ Formal Dining. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Discover the Key West by LAREF Homes, a thoughtfully designed 3-bedroom, 2-bath home that blends modern style with everyday functionality. Located in Residences at Winter Haven, an exclusive 63-lot semi-custom community, this home offers exceptional craftsmanship in a prime central Winter Haven location. The open-concept floor plan is complemented by a dedicated formal dining room, making it perfect for both everyday living and entertaining. At the heart of the home, the designer kitchen features a stunning waterfall island, 42-inch soft-close cabinetry with crown molding, a spacious walk-in pantry, premium stainless-steel appliances, and abundant storage. Additional highlights include luxury vinyl flooring throughout the main living areas, floor-to-ceiling porcelain tile in the shower, smart home technology, a dedicated laundry room with a utility sink, blinds throughout, four ceiling fans, and a 2-10 Home Buyers Warranty. Residents enjoy low HOA fees of just $225 quarterly, no CDD fees, and the opportunity to personalize future homes by selecting their lot, floor plan, exterior finishes, interior design package, and upgrade options. Estimated completion is at the end of June.

Home details and costs

MLS number
S5149725
Property type
Single Family Residence
Build stage
Move-In Ready
Builder
LAREF Homes
Floor plan
Key West+ Formal Dining
Heated square feet
1,741 sq ft
Total under roof
2,326 sq ft
Stories
1 Story
Lot size
0.14 acres
Subdivision
Residences at Winter Haven
HOA fee
$225/quarter
Annual property tax
$228 (current assessment)
Days on market
143 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$2,860

$34,290 down (10%) on a $308,610 loan

Principal and interest
$1,951
Property tax (estimated)
$439
Homeowners insurance
$267
HOA
$75
PMI (under 20% down)
$129

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $228 a year, while taxing this purchase price works out closer to $5,272. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • On the market 143 daysWorth knowing

    Past the 90-day mark is where most builders start getting more flexible on concessions, even while holding the published price.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Lake Shipp Elem
Middle
Westwood Middle
High
Lake Region High

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

View the virtual tour for 2121 River Hawk Loop→

Other new construction homes in Winter Haven

Listed by Keller Williams Realty Smart 1. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 2121 River Hawk Loop, Winter Haven, FL 33880 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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