Move-In Ready New Construction Homes in Polk County
Finished, never-lived-in homes you can close on in 30 to 45 days. No build timeline, no construction delays, no material-cost surprises.
How many move-in ready new construction homes are available in Tampa Bay?
There are 429 finished new construction homes listed for sale in Polk County right now, and 233of them have already taken a price cut from their original list price. Every home on this page is flagged “Completed” in Stellar MLS, meaning construction is done and a Certificate of Occupancy has been issued. Nothing here is a rendering or a dirt lot.
30-45 days
Typical time to close
233
Homes with a price cut
429
Finished homes available
Filter move-in ready homes by county
429 Finished Homes Available Now
Move-In Ready15% off7$274,990
$186/sq ft$324,990 ↓ $50,000
2323 Selenia Street
Lake Alfred, FL 33850 · Eden Hills
Holiday Builders · JUPITER
MLS #C7528091 · Holiday Builders Gulf Coast
Move-In Ready17% off7$299,990
$155/sq ft$359,990 ↓ $60,000
2315 Selenia Street
Lake Alfred, FL 33850 · Eden Hills
Holiday Builders · BISCAYNE
MLS #C7528088 · Holiday Builders Gulf Coast
Move-In Ready14% off7$309,990
$160/sq ft$359,990 ↓ $50,000
2535 Mariah Place
Lake Alfred, FL 33850 · Eden Hills
Holiday Builders · BISCAYNE
MLS #C7528086 · Holiday Builders Gulf Coast
Move-In Ready17% off7$284,990
$193/sq ft$344,990 ↓ $60,000
2514 Mariah Place
Lake Alfred, FL 33850 · Eden Hills
Holiday Builders · JUPITER
MLS #C7528093 · Holiday Builders Gulf Coast
Move-In Ready4% off100$1,199,900
$325/sq ft$1,249,900 ↓ $50,000
5683 Old Berkley Road
Auburndale, FL 33823 · Lake Tn Country Estates
Jason Ash
MLS #L4963129 · Lakeland Homes and Realty, Llc
Move-In Ready18% off19$249,990
$164/sq ft$304,990 ↓ $55,000
3016 Cascade Circle
Lake Wales, FL 33898 · Citrus Ridge of Lake Wales
Holiday Builders · Fishtail
MLS #C7528031 · Holiday Builders Gulf Coast
Move-In Ready11% off2$274,990
$180/sq ft$309,990 ↓ $35,000
886 Hudson Valley Drive
Poinciana, FL 34759 · Poinciana Neighborhood 6 Village 7
Holiday Builders · Fishtail
MLS #C7528008 · Holiday Builders Gulf Coast
Move-In Ready14% off2$244,990
$198/sq ft$284,990 ↓ $40,000
432 Caribbean Court
Poinciana, FL 34759 · Poinciana Neighborhood 2 West Village 7
Holiday Builders · BAMBOO
MLS #C7528012 · Holiday Builders Gulf Coast
Move-In Ready10% off23$299,900
$164/sq ft$332,900 ↓ $33,000
224 Gladiola Court
Poinciana, FL 34759 · Poinciana Nbrhd 2 Vill 8
Parthenon Homes · Jasmine
MLS #S5152590 · Axen Realty, Llc
Move-In Ready7% off55$675,000
$240/sq ft$725,000 ↓ $50,000
485 Adams View Lane
Auburndale, FL 33823 · Water Ridge Sub
JAV CONTRACTORS INC · N/A
MLS #TB8522495 · Known Real Estate Llc
Move-In Ready7% off40$420,000
$303/sq ft$449,999 ↓ $29,999
11133 Ko Drive
Lakeland, FL 33809 · Kos Estates
LOZANO RESIDENTIAL SOLUTIONS LLC
MLS #TB8522630 · Dalton Wade Inc
Move-In Ready23$488,000
$150/sq ft923 Fieldstone Way
Haines City, FL 33844 · Haines Rdg Ph 4
MLS #O6419098 · Fathom Realty FL Llc
Move-In Ready6% off28$299,900
$155/sq ft$319,000 ↓ $19,100
577 Bell Prairie Circle
Lake Wales, FL 33859 · Leomas Lndg Ph I
MLS #S5152772 · Transcontinental Realty Group,
Move-In Ready5$329,900
$174/sq ft1642 Teagan Lane
Winter Haven, FL 33884 · Peace Crk Reserve
MLS #O6420842 · Beycome of Florida Llc
Move-In Ready27$379,999
$176/sq ft836 Timberland Drive
Eagle Lake, FL 33839 · Ranches/lk Mcleod I
MLS #O6417360 · Re/max Prime Properties
Move-In Ready16$299,990
$192/sq ft1328 Tupelo Trail
Haines City, FL 33844 · Cypress Park Estates
MLS #O6417299 · Re/max Prime Properties
Move-In Ready28$334,999
$157/sq ft832 Timberland Drive
Eagle Lake, FL 33839 · Ranches/lk Mcleod I
MLS #O6417469 · Re/max Prime Properties
Move-In Ready21$299,000
$194/sq ft1104 Tyler Loop
Winter Haven, FL 33884 · Peace Crk Reserve
MLS #O6417325 · Re/max Prime Properties
Move-In Ready28$400,000
$199/sq ft2220 Barrington Loop
Davenport, FL 33837 · Cortland Woods/providence Ph 01
MLS #O6417724 · Re/max Prime Properties
Move-In Ready4% off61$362,000
$191/sq ft$375,900 ↓ $13,900
2580 Plumosa Drive
Indian Lake Estates, FL 33855 · Indian Lake Estates
MLS #S5151754 · K Realty
Move-In Ready2% off29$235,000
$178/sq ft$240,000 ↓ $5,000
1655 Cumin Drive
Kissimmee, FL 34759 · Tuscany Preserve Ph 03
Investors & Builders Munoz LLC
MLS #S5152014 · My Realty Group, Llc.
Move-In Ready32$320,000
$142/sq ft1454 Austin St
Winter Haven, FL 33884 · Peace Creek Reserve
MLS #S5152488 · Dalton Wade Inc
Move-In Ready9% off15$429,900
$204/sq ft$474,900 ↓ $45,000
2016 Rosewood Circle
Lakeland, FL 33810 · Ironwood
MLS #O6419961 · Beycome of Florida Llc
Move-In Ready2% off28$230,000
$174/sq ft$235,000 ↓ $5,000
1657 Cumin Drive
Kissimmee, FL 34759 · Tuscany Preserve Ph 03
MLS #S5152536 · My Realty Group, Llc.
A Finished House Nobody Bought Is Your Best Leverage
Every month a completed home sits, the builder pays interest, taxes, and insurance on it. That is why finished inventory carries the deepest incentives, and why they rarely advertise how deep they will actually go.
Call Barrett: (813) 692-9099Move-In Ready vs Pre-Construction vs Under Construction
| Move-In Ready | Under Construction | Pre-Construction | |
|---|---|---|---|
| Timeline to close | 30 to 45 days | 2 to 4 months | 5 to 8 months |
| Customization | What you see is what you get | Limited, depends on stage | Full design center selections |
| Price risk | Locked, no surprises | Mostly locked in | Material and labor costs can rise |
| Builder incentives | Deepest: carrying costs are running | Moderate | Early-bird pricing, best lot choice |
| Best for | Buyers who need a home fast or want to see exactly what they are buying | Buyers wanting some choice with a shorter wait | Buyers who want full control over finishes and lot |
What to check before you sign on a finished home
Quick Move-In Homes Explained
Why builders build spec homes and what that means for your price.
Inspect It Anyway
A finished home is not a defect-free home. What inspectors keep finding.
Builder Incentives Decoded
Rate buydowns versus price cuts, and which one actually helps you.
The Rate Buydown Catch
When the builder's lender deal costs more than it saves.
CDD Fees in Tampa Bay
The line item that adds hundreds a month in newer communities.
Compare Builder Scorecards
Who actually fixes punch-list items after you close.
Frequently Asked Questions About Move-In Ready Homes
What does 'move-in ready' mean for new construction?▾
Are move-in ready homes more expensive than pre-construction?▾
Can I still negotiate on a move-in ready home?▾
Do I need a buyer's agent for move-in ready homes?▾
What is the difference between move-in ready, pre-construction, and under construction?▾
How fast can I close on a move-in ready home?▾
Want to Walk Through One This Week?
Barrett Henry represents you, not the builder, and the builder pays his commission. Straight answers on build quality, pricing, and where the negotiating room actually is.
Listing data is provided courtesy of Stellar MLS via Bridge Interactive and is deemed reliable but not guaranteed. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying prospective properties to purchase. Inventory and prices change continuously.