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Move-In ReadyNew Construction$45,000 price cut

2016 Rosewood CircleNew Construction Home in Lakeland, FL

Lakeland, FL 33810 · Polk County

$429,900

$474,900

$204/sq ft

4 Beds3 Baths2,106 sq ft2-Car GarageBuilt 2024

Photos of 2016 Rosewood Circle

2016 Rosewood Circle, Lakeland, photo 1 of 151 / 15

About this home

Virtually Staged. Skip the wait, construction mess, and of building new—this 2024 home already has the upgrades buyers actually want, including a heated, screened saltwater pool, fully fenced backyard, and no rear neighbors. This move-in-ready 4-bedroom, 3-bath home has 2,106 square feet of thoughtfully designed living space with modern finishes throughout. Step outside to your private backyard oasis, where the pool, screened enclosure, fencing, and added privacy are already complete—just move in and enjoy. Some photos have been virtually rendered.

Home details and costs

MLS number
O6419961
Property type
Single Family Residence
Build stage
Move-In Ready
Heated square feet
2,106 sq ft
Total under roof
2,577 sq ft
Stories
1 Story
Lot size
0.19 acres
Subdivision
Ironwood
HOA fee
$121/mo
Annual property tax
$3,877 (current assessment)
Days on market
103 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$3,564

$42,990 down (10%) on a $386,910 loan

Principal and interest
$2,446
Property tax (estimated)
$570
Homeowners insurance
$267
HOA
$121
PMI (under 20% down)
$161

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $3,877 a year, while taxing this purchase price works out closer to $6,838. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

This listing shows real leverage signals. Here is what its own numbers say.

  • On the market 103 daysWorth knowing

    Past the 90-day mark is where most builders start getting more flexible on concessions, even while holding the published price.

  • Reduced $45,000 (9%)Strong signal

    Originally listed at $474,900. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
R. Clem Churchwell Elem
Middle
Sleepy Hill Middle
High
Kathleen High

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Other new construction homes in Lakeland

Listed by Beycome of Florida Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 2016 Rosewood Circle, Lakeland, FL 33810 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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