432 Caribbean CourtNew Construction Home in Poinciana, FL
Poinciana, FL 34759 · Polk County
$244,990
$284,990
$198/sq ft
Photos of 432 Caribbean Court
1 / 2Who is building this home?
This home is listed as built by Holiday Builders, floor plan BAMBOO. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
CORNER LOT!! READY NOW!! MOVE IN READY NEW HOME!! Bamboo Model! The Inspire collection of floorplans are perfect for families seeking a smaller footprint home. Whether you're a first-time homebuyer or a retiree looking for an easy-care home to lock and leave for travel adventures, Inspire collection homes are a great solution. The Bamboo floorplan features 2 bedrooms and 2 bathrooms, with 1239 square feet of living area. This home also comes with one full year of builder's transferable warranty coverage.
Home details and costs
- MLS number
- C7528012
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Builder
- Holiday Builders
- Floor plan
- BAMBOO
- Heated square feet
- 1,239 sq ft
- Total under roof
- 1,500 sq ft
- Stories
- 1 Story
- Lot size
- 0.18 acres
- Subdivision
- Poinciana Neighborhood 2 West Village 7
- HOA fee
- $1,080/yr
- Annual property tax
- $623 (current assessment)
- Days on market
- 25 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$2,135
$24,499 down (10%) on a $220,491 loan
- Principal and interest
- $1,394
- Property tax (estimated)
- $292
- Homeowners insurance
- $267
- HOA
- $90
- PMI (under 20% down)
- $92
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $623 a year, while taxing this purchase price works out closer to $3,510. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 25 daysContext
Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.
Reduced $40,000 (14%)Strong signal
Originally listed at $284,990. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Other new construction homes in Poinciana
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Move-In Ready6$261,990
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Holiday Builders · PHOENIX
MLS #C7515545 · Holiday Builders Gulf Coast
Move-In Ready2$284,990
$184/sq ft427 Caribbean Court
Poinciana, FL 34759 · Poinciana Neighborhood 2 West Village 7
Holiday Builders · Foxtail
MLS #C7532388 · Holiday Builders Gulf Coast
Listed by Holiday Builders Gulf Coast. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 432 Caribbean Court, Poinciana, FL 34759 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.