Move-In Ready New Construction Homes in Polk County
Finished, never-lived-in homes you can close on in 30 to 45 days. No build timeline, no construction delays, no material-cost surprises.
How many move-in ready new construction homes are available in Tampa Bay?
There are 427 finished new construction homes listed for sale in Polk County right now, and 230of them have already taken a price cut from their original list price. Every home on this page is flagged “Completed” in Stellar MLS, meaning construction is done and a Certificate of Occupancy has been issued. Nothing here is a rendering or a dirt lot.
30-45 days
Typical time to close
230
Homes with a price cut
427
Finished homes available
Filter move-in ready homes by county
427 Finished Homes Available Now
Move-In Ready8% off21$314,990
$189/sq ft$341,990 ↓ $27,000
2334 Selenia Street
Lake Alfred, FL 33850 · Eden Hills
Holiday Builders · DANIA
MLS #C7517043 · Holiday Builders Gulf Coast
Move-In Ready14% off14$289,990
$174/sq ft$336,990 ↓ $47,000
2363 Selenia Street
Lake Alfred, FL 33850 · Eden Hills
Holiday Builders · DANIA
MLS #C7517042 · Holiday Builders Gulf Coast
Move-In Ready15% off15$304,990
$157/sq ft$359,990 ↓ $55,000
2355 Selenia Street
Lake Alfred, FL 33850 · Eden Hills
MLS #C7517017 · Holiday Builders Gulf Coast
Move-In Ready12% off10$314,990
$163/sq ft$357,990 ↓ $43,000
2551 Mariah Place
Lake Alfred, FL 33850 · Eden Hills
MLS #C7517018 · Holiday Builders Gulf Coast
Move-In Ready9$303,900
$294/sq ft657 Blackthorn Drive
Lakeland, FL 33809 · Fulton Meadows
LGI HOMES · Alafia
MLS #TB8441030 · Lgi Realty- Florida, Llc
Move-In Ready9% off32$259,966
$155/sq ft$285,999 ↓ $26,033
4510 Crows Bluff Avenue
Lake Wales, FL 33859 · Lake Wales Estates
MLS #P4936545 · J&t Property Solutions Group Llc
Move-In Ready13% off7$225,000
$134/sq ft$260,000 ↓ $35,000
1740 2nd Street NE
Winter Haven, FL 33881 · Maud Meadows
MLS #L4956531 · Keller Williams Realty Smart
Move-In Ready23% off31$294,000
$160/sq ft$380,204 ↓ $86,204
851 Sunshower Drive
Lady Lake, FL 32159 · The Reserve at Hammock Oaks
Meritage Homes · Foxglove
MLS #O6348090 · Meritage Homes of FL Realty
Move-In Ready6$261,990
$247/sq ft219 Spoonbill Lane
Poinciana, FL 34759 · Poinciana Neighborhood 6 South Village 3
Holiday Builders · PHOENIX
MLS #C7515545 · Holiday Builders Gulf Coast
Move-In Ready7% off49$269,900
$181/sq ft$289,900 ↓ $20,000
192 Freedom Drive
Frostproof, FL 33843 · Oakridge Estates
MLS #A4665936 · Flatfee.com
Move-In Ready5% off40$379,545
$144/sq ft$400,000 ↓ $20,455
5222 Green Belt Drive
Haines City, FL 33844 · Crosswinds
Meritage Homes · Primrose
MLS #O6341903 · Meritage Homes of FL Realty
Move-In Ready20$301,480
$208/sq ft245 Harper Estates Circle
Lake Wales, FL 33859 · Harper Estates
Southern Homes of Polk County · Newport
MLS #R4909749 · Vantage Property Management Llc
Move-In Ready3% off25$344,999
$159/sq ft$355,003 ↓ $10,004
6174 Daphne Street
Lake Hamilton, FL 33851 · Seasons at Scenic Terrace
RICHMOND AMERICAN HOMES · Palm
MLS #S5132097 · Axen Realty, Llc
Move-In Ready1% off26$350,251
$149/sq ft$354,229 ↓ $3,978
6170 Daphne Street
Lake Hamilton, FL 33844 · Seasons at Scenic Terrace
RICHMOND AMERICAN HOMES · Pine
MLS #S5131929 · Axen Realty, Llc
Move-In Ready9% off52$499,000
$324/sq ft$549,000 ↓ $50,000
715 Teaberry Trail
Polk City, FL 33868 · Mt Olive Shores North Add 04
MLS #L4954856 · Mosn Realty
Move-In Ready$341,066
$188/sq ft974 Lunar Lane
Winter Haven, FL 33884 · Crescent Pointe
Southern Homes of Polk County · Belmont
MLS #R4909641 · Vantage Property Management Llc
Move-In Ready9% off8$299,990
$166/sq ft$329,990 ↓ $30,000
880 Hudson Valley Drive
Poinciana, FL 34759 · Poinciana Neighborhood 6 Village 7
Holiday Builders · Queen
MLS #C7512622 · Holiday Builders Gulf Coast
Move-In Ready5% off19$344,999
$166/sq ft$363,108 ↓ $18,109
5163 Kinsley Drive
Lake Wales, FL 33859 · Seasons at Annabelle Estates
Richmond American Homes · Slate
MLS #S5130838 · Axen Realty, Llc
Move-In Ready2% off$632,158
$242/sq ft$646,158 ↓ $14,000
3887 Walker Lake Road
Bartow, FL 33830 · Walker Lake Estates
Southern Homes of Polk County · Manchester
MLS #R4909580 · Vantage Property Management Llc
Move-In Ready3% off22$302,900
$216/sq ft$310,900 ↓ $8,000
3187 Seville Street
Lake Alfred, FL 33850 · Gum Lake Preserve
LGI Homes · Egret
MLS #TB8403331 · Lgi Realty- Florida, Llc
Move-In Ready5% off59$399,900
$182/sq ft$419,000 ↓ $19,100
3431 Orchid Drive
Indian Lake Estates, FL 33855 · Indian Lake Estates
MLS #O6319180 · Beycome of Florida Llc
Move-In Ready1% off21$376,900
$208/sq ft$379,900 ↓ $3,000
3808 Corsican Place
Lake Alfred, FL 33850 · Gum Lake Preserve
LGI Homes Florida LLC · Mangrove
MLS #TB8397001 · Lgi Realty- Florida, Llc
Move-In Ready13% off19$331,999
$138/sq ft$381,200 ↓ $49,201
742 Lake Dell Avenue
Dundee, FL 33838 · Seasons at Shores of Lake Dell
RICHMOND AMERICAN HOMES · Laurel
MLS #S5127936 · Axen Realty, Llc
Move-In Ready8% off20$364,999
$137/sq ft$396,450 ↓ $31,451
1022 Wisteria Way
Dundee, FL 33838 · Seasons at Bella Vista
Richmond American Homes · Tourmaline
MLS #S5127942 · Axen Realty, Llc
A Finished House Nobody Bought Is Your Best Leverage
Every month a completed home sits, the builder pays interest, taxes, and insurance on it. That is why finished inventory carries the deepest incentives, and why they rarely advertise how deep they will actually go.
Call Barrett: (813) 692-9099Move-In Ready vs Pre-Construction vs Under Construction
| Move-In Ready | Under Construction | Pre-Construction | |
|---|---|---|---|
| Timeline to close | 30 to 45 days | 2 to 4 months | 5 to 8 months |
| Customization | What you see is what you get | Limited, depends on stage | Full design center selections |
| Price risk | Locked, no surprises | Mostly locked in | Material and labor costs can rise |
| Builder incentives | Deepest: carrying costs are running | Moderate | Early-bird pricing, best lot choice |
| Best for | Buyers who need a home fast or want to see exactly what they are buying | Buyers wanting some choice with a shorter wait | Buyers who want full control over finishes and lot |
What to check before you sign on a finished home
Quick Move-In Homes Explained
Why builders build spec homes and what that means for your price.
Inspect It Anyway
A finished home is not a defect-free home. What inspectors keep finding.
Builder Incentives Decoded
Rate buydowns versus price cuts, and which one actually helps you.
The Rate Buydown Catch
When the builder's lender deal costs more than it saves.
CDD Fees in Tampa Bay
The line item that adds hundreds a month in newer communities.
Compare Builder Scorecards
Who actually fixes punch-list items after you close.
Frequently Asked Questions About Move-In Ready Homes
What does 'move-in ready' mean for new construction?▾
Are move-in ready homes more expensive than pre-construction?▾
Can I still negotiate on a move-in ready home?▾
Do I need a buyer's agent for move-in ready homes?▾
What is the difference between move-in ready, pre-construction, and under construction?▾
How fast can I close on a move-in ready home?▾
Want to Walk Through One This Week?
Barrett Henry represents you, not the builder, and the builder pays his commission. Straight answers on build quality, pricing, and where the negotiating room actually is.
Listing data is provided courtesy of Stellar MLS via Bridge Interactive and is deemed reliable but not guaranteed. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying prospective properties to purchase. Inventory and prices change continuously.