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Move-In ReadyNew Construction

245 Harper Estates CircleNew Construction Home in Lake Wales, FL

Lake Wales, FL 33859 · Polk County

$301,480

$208/sq ft

3 Beds2 Baths1,447 sq ft2-Car GarageBuilt 2025

Photos of 245 Harper Estates Circle

245 Harper Estates Circle, Lake Wales, photo 1 of 201 / 20

Who is building this home?

This home is listed as built by Southern Homes of Polk County, floor plan Newport. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Harper Estates is a new community nestled in the scenic city of Lake Wales, Florida. Conveniently located right off Highway 27 and Mountain Lake Cutoff Rd, this community offers easy access to major roadways for convenient commuting and travel. Residents of Harper Estates will enjoy the serene surroundings and natural beauty of the area, with nearby attractions such as Bok Tower Gardens and the picturesque Lake Wales. The community is also close to shopping centers, dining options, and medical facilities, providing residents with modern conveniences within reach. With a variety of homes to choose from, Harper Estates is the perfect place to call home for those seeking a peaceful and convenient Florida lifestyle. No CDD!

Home details and costs

MLS number
R4909749
Property type
Single Family Residence
Build stage
Move-In Ready
Builder
Southern Homes of Polk County
Floor plan
Newport
Heated square feet
1,447 sq ft
Total under roof
1,905 sq ft
Stories
1 Story
Lot size
0.14 acres
Subdivision
Harper Estates
HOA fee
$700/yr
Days on market
299 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$2,530

$30,148 down (10%) on a $271,332 loan

Principal and interest
$1,715
Property tax (estimated)
$377
Homeowners insurance
$267
HOA
$58
PMI (under 20% down)
$113

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

This listing shows real leverage signals. Here is what its own numbers say.

  • On the market 299 daysStrong signal

    Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
South Pointe Elementary
Middle
McLaughlin Academy Of Excellence
High
Winter Haven Senior

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

View the virtual tour for 245 Harper Estates Circle→

Other new construction homes in Lake Wales

Listed by Vantage Property Management Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 245 Harper Estates Circle, Lake Wales, FL 33859 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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