3431 Orchid DriveNew Construction Home in Indian Lake Estates, FL
Indian Lake Estates, FL 33855 · Polk County
$399,900
$419,000
$182/sq ft
Photos of 3431 Orchid Drive
1 / 30About this home
MOVE-IN READY! Brand New house on a ½ acre lot in Lake Estates, Florida. Experience luxury living in this custom-built SOHO home with 3 bed 2 bath. 2,144 sq. ft. This home is professionally designed and completed with porcelain flooring, a gourmet kitchen, an optional 4th bed. 2 cars garage, impact windows and doors, lanai outdoor living, and is ADA-compliant. Amenities include an 18 and 9-hole golf course, basketball, tennis courts, clubhouse, fitness room, café, library, churches, and post office.
Home details and costs
- MLS number
- O6319180
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Heated square feet
- 2,200 sq ft
- Total under roof
- 2,980 sq ft
- Stories
- 1 Story
- Lot size
- 0.50 acres
- Subdivision
- Indian Lake Estates
- HOA fee
- $350/yr
- Annual property tax
- $4,261 (current assessment)
- Days on market
- 476 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$3,245
$39,990 down (10%) on a $359,910 loan
- Principal and interest
- $2,275
- Property tax (estimated)
- $525
- Homeowners insurance
- $267
- HOA
- $29
- PMI (under 20% down)
- $150
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 476 daysStrong signal
Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.
Reduced $19,100 (5%)Worth knowing
Originally listed at $419,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Other new construction homes in Indian Lake Estates
Move-In Ready1% off56$372,000
$197/sq ft$374,000 ↓ $2,000
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Move-In Ready4% off61$362,000
$191/sq ft$375,900 ↓ $13,900
2580 Plumosa Drive
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Pre-Construction2$373,000
$234/sq ft2270 Alba Drive
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MLS #TB8502774 · Signature Realty Associates
Listed by Beycome of Florida Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 3431 Orchid Drive, Indian Lake Estates, FL 33855 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.