851 Sunshower DriveNew Construction Home in Lady Lake, FL
Lady Lake, FL 32159 · Polk County
$289,000
$380,204
$157/sq ft
Photos of 851 Sunshower Drive
1 / 30Who is building this home?
This home is listed as built by Meritage Homes, floor plan Foxglove. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Brand new, energy-efficient home available by Sep 2025! Prepare dinner while catching up on the days events from this home's open kitchen which overlooks a spacious great room and dining area. Retreat to your primary suite that is conveniently situated in the back of the home for plenty of privacy. Coming soon from the low $300s, The Reserve at Hammock Oaks Signature Series new single-family homes in Lady Lake, FL. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.
Home details and costs
- MLS number
- O6348090
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Builder
- Meritage Homes
- Floor plan
- Foxglove
- Heated square feet
- 1,840 sq ft
- Total under roof
- 2,240 sq ft
- Stories
- 1 Story
- Lot size
- 0.12 acres
- Subdivision
- The Reserve at Hammock Oaks
- HOA fee
- $587/yr
- Annual property tax
- $4,500 (current assessment)
- Days on market
- 400 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$2,427
$28,900 down (10%) on a $260,100 loan
- Principal and interest
- $1,644
- Property tax (estimated)
- $359
- Homeowners insurance
- $267
- HOA
- $49
- PMI (under 20% down)
- $108
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 400 daysStrong signal
Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.
Reduced $91,204 (24%)Strong signal
Originally listed at $380,204. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Assigned schools
- Elementary
- Horizons Elementary
- Middle
- Boone Middle
- High
- Haines City Senior High
School assignments come from the MLS and change. Confirm directly with the district before relying on them.
Virtual tour
View the virtual tour for 851 Sunshower Drive→Listed by Meritage Homes of FL Realty. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 851 Sunshower Drive, Lady Lake, FL 32159 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.