Move-In Ready New Construction Homes in Polk County
Finished, never-lived-in homes you can close on in 30 to 45 days. No build timeline, no construction delays, no material-cost surprises.
How many move-in ready new construction homes are available in Tampa Bay?
There are 426 finished new construction homes listed for sale in Polk County right now, and 231of them have already taken a price cut from their original list price. Every home on this page is flagged “Completed” in Stellar MLS, meaning construction is done and a Certificate of Occupancy has been issued. Nothing here is a rendering or a dirt lot.
30-45 days
Typical time to close
231
Homes with a price cut
426
Finished homes available
Filter move-in ready homes by county
426 Finished Homes Available Now
Move-In Ready6% off38$267,888
$169/sq ft$285,990 ↓ $18,102
2514 Cardamom Court
Haines City, FL 33844 · Scenic Terrace
CENTURY COMPLETE · SANIBEL-A6
MLS #C7522479 · Wjh Brokerage FL Llc
Move-In Ready3% off26$290,000
$183/sq ft$299,000 ↓ $9,000
1201 Apopka Lane
Kissimmee, FL 34759 · Poinciana Nbrhd 02 West Village 07
MLS #O6383953 · Charles Rutenberg Realty Orlando
Move-In Ready50% off34$265,000
$210/sq ft$530,000 ↓ $265,000
2362 Brassie Court
Winter Haven, FL 33884 · Villamar Ph 3
MLS #O6384404 · Re/max Innovation
Move-In Ready11% off23$289,900
$171/sq ft$325,000 ↓ $35,100
3777 Giorgio Drive
Winter Haven, FL 33884 · Villamar Phase 6
Meritage Homes · Daphne
MLS #O6382787 · Privilege Real Estate & Investments Inc
Move-In Ready8% off27$350,000
$194/sq ft$380,000 ↓ $30,000
2169 Sutton Ridge Avenue
Lakeland, FL 33810 · Sutton Rdg
MLS #L4959479 · Cmtg Real Estate Group
Move-In Ready10% off39$699,000
$366/sq ft$780,000 ↓ $81,000
3060 Kensington Avenue
Davenport, FL 33837 · Hampton Green at Providence
ABD Development
MLS #O6382925 · Abd Realty, Inc.
Move-In Ready15% off66$975,000
$306/sq ft$1,150,000 ↓ $175,000
3056 Kensington Avenue
Davenport, FL 33837 · Hampton Green at Providence
ABD Development
MLS #O6382919 · Abd Realty, Inc.
Move-In Ready6% off16$235,900
$136/sq ft$249,900 ↓ $14,000
691 Poppy Lane
Dundee, FL 33838 · Sol Vista
LGI Homes Florida LLC · Pensacola
MLS #TB8476358 · Lgi Realty- Florida, Llc
Move-In Ready4% off47$419,310
$169/sq ft$434,880 ↓ $15,570
3335 Orchard Loop
Bartow, FL 33830 · The Grove at Stuart Crossing
Meritage Homes · Jasmine
MLS #TB8472470 · Meritage Homes of FL Realty
Move-In Ready$289,762
$183/sq ft2112 Emma Lane
Lake Wales, FL 33898 · Leighton Lndg
Southern Homes of Polk County · Dalton
MLS #R4910659 · Vantage Property Management Llc
Move-In Ready8% off7$509,999
$439/sq ft$555,000 ↓ $45,001
14 Trout Way
Kissimmee, FL 34759 · Poinciana Nbrhd 04 Village 07
MLS #S5142853 · Adan Investments Real Estate Group, Pllc
Move-In Ready9% off8$505,000
$435/sq ft$555,000 ↓ $50,000
24 Trout Way
Kissimmee, FL 34759 · Poinciana Nbrhd 04 Village 07
MLS #S5142936 · Adan Investments Real Estate Group, Pllc
Move-In Ready10% off5$292,900
$179/sq ft$324,400 ↓ $31,500
3 Willow Lane
Poinciana, FL 34759 · Poinciana
Adams Homes · 1635
MLS #O6378921 · Adams Homes Realty, Inc
Move-In Ready13% off37$218,494
$121/sq ft$249,900 ↓ $31,406
2436 Edwin Street NE
Winter Haven, FL 33881 · Smart Sub
MLS #P4937644 · J&t Property Solutions Group Llc
Move-In Ready6% off17$319,900
$166/sq ft$339,900 ↓ $20,000
280 Hyacinth Court
Poinciana, FL 34759 · Poinciana Nbrhd 02 West Village 07
adams homes · 1930
MLS #O6377753 · Adams Homes Realty, Inc
Move-In Ready25% off59$299,000
$248/sq ft$396,500 ↓ $97,500
2253 St George Drive
Davenport, FL 33837 · Deer Creek Golf & Tennis Rv Resort
MLS #O6377258 · Five Star Real Estate of FL
Move-In Ready13% off51$250,888
$161/sq ft$287,990 ↓ $37,102
2060 Golden Beak Drive
Eagle Lake, FL 33839 · Eagle Hammock
Century Complete · LYNFORD-A6
MLS #C7520891 · Wjh Brokerage FL Llc
Move-In Ready12% off54$254,888
$164/sq ft$289,990 ↓ $35,102
2076 Golden Beak Drive
Eagle Lake, FL 33839 · Eagle Hammock
Century Complete · LYNFORD
MLS #C7520894 · Wjh Brokerage FL Llc
Move-In Ready4% off13$368,900
$216/sq ft$385,900 ↓ $17,000
590 Blackthorn Drive
Lakeland, FL 33809 · Fulton Meadows
LGI HOMES · Manatee
MLS #TB8468293 · Lgi Realty- Florida, Llc
Move-In Ready10% off36$381,000
$169/sq ft$425,000 ↓ $44,000
45 Kelly Ridge Road
Frostproof, FL 33843 · Oakridge Estate
MLS #K4903214 · Frostproof Realty
Move-In Ready2% off22$589,000
$189/sq ft$600,000 ↓ $11,000
7211 Oakmoss Loop
Davenport, FL 33837 · Solterra Ph 2b
MLS #O6368275 · Dalton Wade Inc
Move-In Ready$289,625
$195/sq ft1409 Pocket Wilderness Way
Lake Hamilton, FL 33851 · Hamilton Bluff
Meritage Homes · Everglade
MLS #O6371613 · Meritage Homes of FL Realty
Move-In Ready6% off22$298,888
$146/sq ft$317,990 ↓ $19,102
2519 Cardamom Court
Haines City, FL 33844 · Scenic Terrace North
CENTURY COMPLETE · MAYFIELD II - B
MLS #C7520269 · Wjh Brokerage FL Llc
Move-In Ready2% off55$899,000
$333/sq ft$915,000 ↓ $16,000
3036 Kensington Avenue
Davenport, FL 33837 · Hampton Green at Providence
ABD Development · Courtyard 50
MLS #O6372980 · Abd Realty, Inc.
A Finished House Nobody Bought Is Your Best Leverage
Every month a completed home sits, the builder pays interest, taxes, and insurance on it. That is why finished inventory carries the deepest incentives, and why they rarely advertise how deep they will actually go.
Call Barrett: (813) 692-9099Move-In Ready vs Pre-Construction vs Under Construction
| Move-In Ready | Under Construction | Pre-Construction | |
|---|---|---|---|
| Timeline to close | 30 to 45 days | 2 to 4 months | 5 to 8 months |
| Customization | What you see is what you get | Limited, depends on stage | Full design center selections |
| Price risk | Locked, no surprises | Mostly locked in | Material and labor costs can rise |
| Builder incentives | Deepest: carrying costs are running | Moderate | Early-bird pricing, best lot choice |
| Best for | Buyers who need a home fast or want to see exactly what they are buying | Buyers wanting some choice with a shorter wait | Buyers who want full control over finishes and lot |
What to check before you sign on a finished home
Quick Move-In Homes Explained
Why builders build spec homes and what that means for your price.
Inspect It Anyway
A finished home is not a defect-free home. What inspectors keep finding.
Builder Incentives Decoded
Rate buydowns versus price cuts, and which one actually helps you.
The Rate Buydown Catch
When the builder's lender deal costs more than it saves.
CDD Fees in Tampa Bay
The line item that adds hundreds a month in newer communities.
Compare Builder Scorecards
Who actually fixes punch-list items after you close.
Frequently Asked Questions About Move-In Ready Homes
What does 'move-in ready' mean for new construction?▾
Are move-in ready homes more expensive than pre-construction?▾
Can I still negotiate on a move-in ready home?▾
Do I need a buyer's agent for move-in ready homes?▾
What is the difference between move-in ready, pre-construction, and under construction?▾
How fast can I close on a move-in ready home?▾
Want to Walk Through One This Week?
Barrett Henry represents you, not the builder, and the builder pays his commission. Straight answers on build quality, pricing, and where the negotiating room actually is.
Listing data is provided courtesy of Stellar MLS via Bridge Interactive and is deemed reliable but not guaranteed. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying prospective properties to purchase. Inventory and prices change continuously.