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Move-In ReadyNew Construction

1409 Pocket Wilderness WayNew Construction Home in Lake Hamilton, FL

Lake Hamilton, FL 33851 · Polk County

$289,625

$195/sq ft

3 Beds2 Baths1,483 sq ft2-Car GarageBuilt 2025

Photos of 1409 Pocket Wilderness Way

1409 Pocket Wilderness Way, Lake Hamilton, photo 1 of 11 / 1

Who is building this home?

This home is listed as built by Meritage Homes, floor plan Everglade. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Brand new, energy-efficient home! Retreat to your primary suite located in the back of the home for plenty of privacy and offers a huge walk-in closet. Now selling from the low $300s, Hamilton Bluff Signature Series will new single-family homes in Polk County. Surrounded by scenic lakes, this community is located minutes away from Hwy 27, providing convenient to access major metro areas. Residents will have access to an abundance of amenities including a pool and cabana, walking trails, and a playground. Join our interest list today. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Home details and costs

MLS number
O6371613
Property type
Single Family Residence
Build stage
Move-In Ready
Builder
Meritage Homes
Floor plan
Everglade
Heated square feet
1,483 sq ft
Total under roof
1,883 sq ft
Stories
1 Story
Lot size
0.10 acres
Subdivision
Hamilton Bluff
HOA fee
$572/yr
Annual property tax
$1 (current assessment)
Days on market
264 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$2,430

$28,963 down (10%) on a $260,663 loan

Principal and interest
$1,648
Property tax (estimated)
$359
Homeowners insurance
$267
HOA
$48
PMI (under 20% down)
$109

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $1 a year, while taxing this purchase price works out closer to $4,313. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

This listing shows real leverage signals. Here is what its own numbers say.

  • On the market 264 daysStrong signal

    Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Alta Vista Elem
Middle
Dundee Ridge Middle
High
Winter Haven Senior

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Other new construction homes in Lake Hamilton

Listed by Meritage Homes of FL Realty. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 1409 Pocket Wilderness Way, Lake Hamilton, FL 33851 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

Call Barrett