3 Willow LaneNew Construction Home in Poinciana, FL
Poinciana, FL 34759 · Polk County
$292,900
$324,400
$179/sq ft
Photos of 3 Willow Lane
1 / 5Who is building this home?
This home is listed as built by Adams Homes, floor plan 1635. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Why settle for three bedrooms when you can have the extra space of a brand-new 4-bedroom, 2-bath home? The Adams Homes 1635A provides approximately 1,635 square feet, a 2-car garage, elevated ceilings, and a thoughtfully designed split-bedroom layout that balances connection and privacy. The open-concept kitchen and living area creates a welcoming heart of the home for family dinners, relaxing evenings, and entertaining friends. The private primary suite gives you a comfortable place to unwind, while three additional bedrooms provide room for family, overnight guests, a home office, fitness space, or hobbies. Located in Poinciana with a low HOA and access to community amenities, this home combines modern new-construction living with everyday value. Contact the listing agent to confirm current availability, construction timing and any applicable builder incentives before planning your purchase. Schedule your private tour and explore how this new home could fit your everyday life.
Home details and costs
- MLS number
- O6378921
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Builder
- Adams Homes
- Floor plan
- 1635
- Heated square feet
- 1,635 sq ft
- Total under roof
- 1,635 sq ft
- Stories
- 1 Story
- Lot size
- 0.16 acres
- Subdivision
- Poinciana
- HOA fee
- $100/mo
- Annual property tax
- $753 (current assessment)
- Days on market
- 259 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$2,507
$29,290 down (10%) on a $263,610 loan
- Principal and interest
- $1,666
- Property tax (estimated)
- $364
- Homeowners insurance
- $267
- HOA
- $100
- PMI (under 20% down)
- $110
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $753 a year, while taxing this purchase price works out closer to $4,372. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 259 daysStrong signal
Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.
Reduced $31,500 (10%)Strong signal
Originally listed at $324,400. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Assigned schools
- Elementary
- Laurel Elementary
- Middle
- Lake Marion Creek Middle
School assignments come from the MLS and change. Confirm directly with the district before relying on them.
Virtual tour
View the virtual tour for 3 Willow Lane→Other new construction homes in Poinciana
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Listed by Adams Homes Realty, Inc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 3 Willow Lane, Poinciana, FL 34759 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.