45 Kelly Ridge RoadNew Construction Home in Frostproof, FL
Frostproof, FL 33843 · Polk County
$381,000
$425,000
$169/sq ft
Photos of 45 Kelly Ridge Road
1 / 30About this home
SELLER IS HIGHLY MOTIVATED! Seller is ready to entertain offers. The seller has agreed to contribute $10,000.00 toward the buyer's closing costs or a mortgage interest rate buy-down. Embrace the pinnacle of modern country living with this brand-new 2025 manufactured home, perfectly situated on 3.58 private acres just outside the city limits of Frostproof. Ideally located in the center of the state, this expansive four-bedroom, three-bathroom residence offers the ultimate retreat, combining contemporary design with the peace and freedom of the Florida countryside. The heart of the home features soaring 9-foot ceilings that enhance the open-concept feel of the chef-inspired kitchen. This culinary space comes equipped with 2025 stainless steel appliances, an abundance of cabinet storage, and a dedicated coffee bar for your morning ritual. Guests can gather around the large breakfast bar or enjoy formal meals in the adjacent dining room. Designed for versatility, the floor plan boasts both a formal living room and a cozy family room, ensuring plenty of space for entertaining. Retreat to the private primary suite, a true sanctuary featuring a massive walk-in closet and a spa-like ensuite with dual sinks, a walk-in shower, and a deep soaking tub. The split-bedroom layout ensures maximum privacy, while the convenient indoor laundry room adds modern functionality to your daily routine. Outside, the possibilities are endless. With over three and a half acres of land, you have the freedom to create your own homestead, workshop, or garden oasis. While you’ll feel worlds away from the hustle and bustle, your central location ensures you are perfectly positioned for adventure, located approximately 90 minutes from the vibrant attractions and international airports of both Tampa and Orlando. Experience the best of Florida’s rural charm in a never-lived-in masterpiece— bring all your offers and make this dream home a reality. Schedule your tour of this 2025 Frostproof gem today!
Home details and costs
- MLS number
- K4903214
- Property type
- Manufactured Home
- Build stage
- Move-In Ready
- Heated square feet
- 2,254 sq ft
- Total under roof
- 2,254 sq ft
- Stories
- 1 Story
- Lot size
- 3.58 acres
- Subdivision
- Oakridge Estate
- HOA fee
- No HOA
- Annual property tax
- $574 (current assessment)
- Days on market
- 276 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$3,073
$38,100 down (10%) on a $342,900 loan
- Principal and interest
- $2,167
- Property tax (estimated)
- $497
- Homeowners insurance
- $267
- PMI (under 20% down)
- $143
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $574 a year, while taxing this purchase price works out closer to $5,958. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 276 daysStrong signal
Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.
Reduced $44,000 (10%)Strong signal
Originally listed at $425,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
View the virtual tour for 45 Kelly Ridge Road→Listed by Frostproof Realty. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 45 Kelly Ridge Road, Frostproof, FL 33843 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.