Move-In Ready New Construction Homes in Polk County
Finished, never-lived-in homes you can close on in 30 to 45 days. No build timeline, no construction delays, no material-cost surprises.
How many move-in ready new construction homes are available in Tampa Bay?
There are 428 finished new construction homes listed for sale in Polk County right now, and 232of them have already taken a price cut from their original list price. Every home on this page is flagged “Completed” in Stellar MLS, meaning construction is done and a Certificate of Occupancy has been issued. Nothing here is a rendering or a dirt lot.
30-45 days
Typical time to close
232
Homes with a price cut
428
Finished homes available
Filter move-in ready homes by county
428 Finished Homes Available Now
Move-In Ready2% off22$309,900
$182/sq ft$315,000 ↓ $5,100
1028 S Terry Avenue
Lakeland, FL 33815 · Woodlawn Sub
MLS #TB8556329 · Florida Realty
Move-In Ready9$281,900
$190/sq ft732 Bayside Boulevard
Winter Haven, FL 33881 · Harbor at Lake Henry
Highland Homes · Begonia
MLS #L4965670 · Cambridge Realty of Central FL
Move-In Ready3$355,900
$167/sq ft3609 Amanatsu Avenue
Lake Alfred, FL 33850 · Gum Lake Preserve
LGI Homes Florida LLC · Lilac
MLS #TB8555965 · Lgi Realty- Florida, Llc
Move-In Ready35$456,900
$186/sq ft3339 Chinotto Drive
Lake Alfred, FL 33850 · Gum Lake Preserve
LGI Homes Florida LLC · Jamine
MLS #TB8556006 · Lgi Realty- Florida, Llc
Move-In Ready48$299,995
$208/sq ft1200 Wahneta Drive
Kissimmee, FL 34759 · Poinciana Nbrhd 02 West Village 07
Maronda Homes · Oak E3
MLS #O6448325 · Hometrust Realty Group
Move-In Ready31$305,490
$183/sq ft1845 Wooden Street
Davenport, FL 33837 · Brentwood Townhomes Phases 2 & 3
D.R. Horton · Glen
MLS #O6448417 · Dr Horton Realty of Central Florida Llc
Move-In Ready31$305,490
$183/sq ft1841 Wooden Street
Davenport, FL 33837 · Brentwood Townhomes Phases 2 & 3
D.R. Horton · Glen
MLS #O6448422 · Dr Horton Realty of Central Florida Llc
Move-In Ready31$305,490
$183/sq ft1837 Wooden Street
Davenport, FL 33837 · Brentwood Townhomes Phases 2 & 3
D.R. Horton · Glen
MLS #O6448428 · Dr Horton Realty of Central Florida Llc
Move-In Ready31$305,490
$183/sq ft1833 Wooden Street
Davenport, FL 33837 · Brentwood Townhomes Phases 2 & 3
D.R. Horton · Glen
MLS #O6448459 · Dr Horton Realty of Central Florida Llc
Move-In Ready31$305,490
$183/sq ft1829 Wooden Street
Davenport, FL 33837 · Brentwood Townhomes Phases 2 & 3
D.R. Horton · Glen
MLS #O6448475 · Dr Horton Realty of Central Florida Llc
Move-In Ready31$305,490
$183/sq ft1825 Wooden Street
Davenport, FL 33837 · Brentwood Townhomes Phases 2 & 3
D.R. Horton · Glen
MLS #O6448483 · Dr Horton Realty of Central Florida Llc
Move-In Ready50$319,900
$216/sq ft1097 Carefree Cove Dr
Winter Haven, FL 33881 · Carefree Cove
Eizere Services, LLC · Solange 1484
MLS #S5159095 · Re/max Heritage Professionals
Move-In Ready3% off23$290,000
$198/sq ft$299,900 ↓ $9,900
1205 Avenue K
Haines City, FL 33844 · Lockhart & Smith's Resub
Mila Business Concepts LLC
MLS #O6447188 · La Rosa Realty Llc
Move-In Ready54$315,000
$223/sq ft4125 Lavender Court
Lake Hamilton, FL 33851 · Scenic Ter South Ph 4
MLS #O6447044 · Castle Rock Realty & Management Inc
Move-In Ready5$419,990
$166/sq ft1437 Sawgrass Hammock Lane
Davenport, FL 33837 · Preservation Pointe Ph 4
MLS #O6445549 · Lpt Realty, Llc
Move-In Ready70$322,000
$220/sq ft3644 E Johnson Avenue
Haines City, FL 33844 · Fla Dev Co Sub
MLS #TB8552112 · Hometrust Realty Group
Move-In Ready6% off63$799,000
$330/sq ft$850,000 ↓ $51,000
151 Blazing Star Avenue
Lake Alfred, FL 33850 · Water Ridge Sub
MLS #W7889876 · Charles Rutenberg Realty Inc
Move-In Ready20$262,950
$204/sq ft3877 Avenue O NW
Winter Haven, FL 33880 · Not in Subdivision
Southern Homes · Charlotte
MLS #L4965485 · Porchlight Homes Llc
Move-In Ready46$265,000
$204/sq ft2128 Orchid Way
Poinciana, FL 34759 · Poinciana Nbrhd 02 Village 08
MLS #L4965122 · Coldwell Banker Realty
Move-In Ready1% off37$409,330
$167/sq ft$411,830 ↓ $2,500
5164 Native Mile Loop
Davenport, FL 33837 · Wynnstone
D.R. Horton · Robie
MLS #O6446682 · Dr Horton Realty of Central Florida Llc
Move-In Ready63$319,900
$195/sq ft619 W Valencia Street
Lakeland, FL 33805 · Belleview Park Sub
MLS #TB8552712 · People's Choice Realty Svc Llc
Move-In Ready57$319,900
$195/sq ft613 W Valencia Street
Lakeland, FL 33805 · Belleview Park Sub
MLS #TB8552711 · People's Choice Realty Svc Llc
Move-In Ready31$184,900
$176/sq ft1801 Coriander Drive Unit 1802
Poinciana, FL 34759 · Tuscany Preserve Ph 03
MLS #S5158507 · The Firm Re
Move-In Ready4$392,505
$193/sq ft1881 Noble Drive
Davenport, FL 33837 · Geneva Landings
Highland Homes · Shelby II
MLS #L4965469 · Cambridge Realty of Central FL
A Finished House Nobody Bought Is Your Best Leverage
Every month a completed home sits, the builder pays interest, taxes, and insurance on it. That is why finished inventory carries the deepest incentives, and why they rarely advertise how deep they will actually go.
Call Barrett: (813) 692-9099Move-In Ready vs Pre-Construction vs Under Construction
| Move-In Ready | Under Construction | Pre-Construction | |
|---|---|---|---|
| Timeline to close | 30 to 45 days | 2 to 4 months | 5 to 8 months |
| Customization | What you see is what you get | Limited, depends on stage | Full design center selections |
| Price risk | Locked, no surprises | Mostly locked in | Material and labor costs can rise |
| Builder incentives | Deepest: carrying costs are running | Moderate | Early-bird pricing, best lot choice |
| Best for | Buyers who need a home fast or want to see exactly what they are buying | Buyers wanting some choice with a shorter wait | Buyers who want full control over finishes and lot |
What to check before you sign on a finished home
Quick Move-In Homes Explained
Why builders build spec homes and what that means for your price.
Inspect It Anyway
A finished home is not a defect-free home. What inspectors keep finding.
Builder Incentives Decoded
Rate buydowns versus price cuts, and which one actually helps you.
The Rate Buydown Catch
When the builder's lender deal costs more than it saves.
CDD Fees in Tampa Bay
The line item that adds hundreds a month in newer communities.
Compare Builder Scorecards
Who actually fixes punch-list items after you close.
Frequently Asked Questions About Move-In Ready Homes
What does 'move-in ready' mean for new construction?▾
Are move-in ready homes more expensive than pre-construction?▾
Can I still negotiate on a move-in ready home?▾
Do I need a buyer's agent for move-in ready homes?▾
What is the difference between move-in ready, pre-construction, and under construction?▾
How fast can I close on a move-in ready home?▾
Want to Walk Through One This Week?
Barrett Henry represents you, not the builder, and the builder pays his commission. Straight answers on build quality, pricing, and where the negotiating room actually is.
Listing data is provided courtesy of Stellar MLS via Bridge Interactive and is deemed reliable but not guaranteed. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying prospective properties to purchase. Inventory and prices change continuously.