1028 S Terry AvenueNew Construction Home in Lakeland, FL
Lakeland, FL 33815 · Polk County
$314,900
$315,000
$185/sq ft
Photos of 1028 S Terry Avenue
1 / 22About this home
BRAND-NEW 4-BEDROOM HOME IN LAKELAND — NO HOA, NO CDD, AND BUILDER CLOSING-COST INCENTIVE! Discover this stunning new construction home featuring 4 spacious bedrooms and 2 modern bathrooms, thoughtfully designed for both comfort and style. Ideally located in Central Lakeland, this home is less than 2 miles from I-4 and just minutes from downtown Lakeland shops, Lakeside Village strip mall and restaurants, offering both convenience and accessibility. The heart of the home showcases a beautifully designed kitchen complete with elegant quartz countertops, sleek finishes, stainless steel appliances, also included washer and dryer—perfect for everyday living and entertaining. The tray ceilings add a touch of sophistication and architectural charm. Enjoy the open-concept layout filled with an abundance of natural light, creating a warm and inviting atmosphere throughout. Relax on the large front porch or unwind in the private primary suite, designed as your personal retreat. The additional bedrooms provide flexibility for family, guests, or a home office. Built with quality craftsmanship and contemporary finishes, this move-in-ready home is designed to meet today’s modern lifestyle needs. Don’t miss the opportunity to own this beautifully crafted brand-new home—proudly designed and built by D.S. Hibbert Homes! ZERO Down Payment Financing Available for Qualified Buyers!
Home details and costs
- MLS number
- TB8556329
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Heated square feet
- 1,705 sq ft
- Total under roof
- 1,705 sq ft
- Stories
- 1 Story
- Lot size
- 0.16 acres
- Subdivision
- Woodlawn Sub
- HOA fee
- No HOA
- Annual property tax
- $179 (current assessment)
- Days on market
- 16 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$2,573
$31,490 down (10%) on a $283,410 loan
- Principal and interest
- $1,791
- Property tax (estimated)
- $397
- Homeowners insurance
- $267
- PMI (under 20% down)
- $118
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $179 a year, while taxing this purchase price works out closer to $4,768. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 16 daysContext
Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.
Reduced $100 (0%)Worth knowing
Originally listed at $315,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Assigned schools
- Elementary
- Jesse Keen Elem
- Middle
- Sleepy Hill Middle
- High
- Kathleen High
School assignments come from the MLS and change. Confirm directly with the district before relying on them.
Virtual tour
View the virtual tour for 1028 S Terry Avenue→Other new construction homes in Lakeland
Under Construction33$374,990
$153/sq ft5315 Cloudberry Avenue
Lakeland, FL 33811 · Hawthorne Phase 3a-3b
D.R. Horton · Robie
MLS #O6452748 · Dr Horton Realty of Central Florida Llc
Move-In Ready2% off26$264,900
$205/sq ft$269,900 ↓ $5,000
810 Edith
Lakeland, FL 33815 · Wales Gardens Units 1 & 2 Resub
Eagle Building Contractors
MLS #P4940156 · Hut Realty, Llc
Move-In Ready6% off30$324,900
$219/sq ft$345,900 ↓ $21,000
7540 Willow Wisp Drive W
Lakeland, FL 33810 · Willow Wisp
Hulbert Homes Inc · Kelsey Model
MLS #L4963463 · Exp Realty Llc
Listed by Florida Realty. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 1028 S Terry Avenue, Lakeland, FL 33815 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.