Move-In Ready New Construction Homes in Polk County
Finished, never-lived-in homes you can close on in 30 to 45 days. No build timeline, no construction delays, no material-cost surprises.
How many move-in ready new construction homes are available in Tampa Bay?
There are 429 finished new construction homes listed for sale in Polk County right now, and 230of them have already taken a price cut from their original list price. Every home on this page is flagged “Completed” in Stellar MLS, meaning construction is done and a Certificate of Occupancy has been issued. Nothing here is a rendering or a dirt lot.
30-45 days
Typical time to close
230
Homes with a price cut
429
Finished homes available
Filter move-in ready homes by county
429 Finished Homes Available Now
Move-In Ready13% off19$331,999
$138/sq ft$381,200 ↓ $49,201
742 Lake Dell Avenue
Dundee, FL 33838 · Seasons at Shores of Lake Dell
RICHMOND AMERICAN HOMES · Laurel
MLS #S5127936 · Axen Realty, Llc
Move-In Ready8% off20$364,999
$137/sq ft$396,450 ↓ $31,451
1022 Wisteria Way
Dundee, FL 33838 · Seasons at Bella Vista
Richmond American Homes · Tourmaline
MLS #S5127942 · Axen Realty, Llc
Move-In Ready4% off17$328,635
$171/sq ft$340,728 ↓ $12,093
5147 Kinsley Drive
Lake Wales, FL 33859 · Seasons at Annabelle Estates
Richmond American Homes · Ruby
MLS #S5127810 · Axen Realty, Llc
Move-In Ready22$354,579
$166/sq ft5228 Bee Balm Street
Lake Hamilton, FL 33851 · Seasons at Scenic Terrace
RICHMOND AMERICAN HOMES · Lynwood
MLS #S5126753 · Axen Realty, Llc
Move-In Ready8% off54$1,400,000
$278/sq ft$1,530,000 ↓ $130,000
1326 Butterfly Orchid Road
Davenport, FL 33837 · Watersong Ph Two
MLS #S5125097 · La Rosa Realty Llc
Move-In Ready10% off14$260,900
$227/sq ft$290,900 ↓ $30,000
3208 Seville Street
Lake Alfred, FL 33850 · Gum Lake Preserve
LGI Homes Florida LLC · Ibis
MLS #TB8369426 · Lgi Realty- Florida, Llc
Move-In Ready19$315,848
$185/sq ft6373 Clover Street
Lake Hamilton, FL 33851 · Seasons at Scenic Terrace
RICHMOND AMERICAN HOMES · Fraser
MLS #S5123779 · Axen Realty, Llc
Move-In Ready7$7,200
3699 Airfield Drive W
Lakeland, FL 33811
MLS #L4951748 · Cmtg Real Estate Group
Move-In Ready20% off19$279,900
$183/sq ft$349,900 ↓ $70,000
1787 White Elephant Loop
Winter Haven, FL 33884 · Peach Crossings
LGI Homes Florida – LLC · Eloise
MLS #TB8364733 · Lgi Realty- Florida, Llc
Move-In Ready12% off8$225,796
$154/sq ft$257,191 ↓ $31,395
399 Sequoia Drive
Lake Wales, FL 33859 · Reserve at Forest Lake
KB Home · 1463/B
MLS #O6279067 · Keller Williams Advantage Real
Move-In Ready7% off26$248,000
$213/sq ft$267,000 ↓ $19,000
1703 Linz Court
Winter Haven, FL 33884 · Vienna Square Phase 3a
MLS #P4933885 · Dgcf Realty Advisors Llc
Move-In Ready14% off3$223,226
$153/sq ft$260,081 ↓ $36,855
395 Sequoia Drive
Lake Wales, FL 33859 · Reserve at Forest Lake
KB Home · 1463/b
MLS #O6279068 · Keller Williams Advantage Real
Move-In Ready59$999,000
$264/sq ft2137 Pine Oak Loop
Davenport, FL 33837 · Solterra Ph 2e
MLS #S5118930 · Towne Center Realty
Move-In Ready35$1,000,000
$361/sq ft3015 Kensington Avenue
Davenport, FL 33837 · Hampton Green at Providence
ABD Development · Aspen II
MLS #O6270977 · Abd Realty, Inc.
Move-In Ready6% off20$247,393
$169/sq ft$263,384 ↓ $15,991
367 Sequoia Drive
Lake Wales, FL 33859 · Reserve at Forest Lake
KB Home · 1463/A
MLS #O6264383 · Keller Williams Advantage Real
Move-In Ready13% off5$319,888
$140/sq ft$366,990 ↓ $47,102
1705 Seabass Lane
Poinciana, FL 34759 · Poinciana Neighborhood 4 Village 7
Century Complete · MARSHFIELD-B
MLS #C7501973 · Wjh Brokerage FL Llc
Move-In Ready12% off20$299,888
$155/sq ft$339,990 ↓ $40,102
1405 Stuart Lane
Poinciana, FL 34759 · Poinciana Neighborhood 2 West Village 7
Century Complete · CAMBRIA-B
MLS #C7501971 · Wjh Brokerage FL Llc
Move-In Ready17% off4$227,789
$146/sq ft$273,419 ↓ $45,630
418 Sequoia Drive
Lake Wales, FL 33859 · Reserve at Forest Lake
KB Home · 1557/B
MLS #O6233568 · Keller Williams Advantage Realty
Move-In Ready15% off4$228,420
$147/sq ft$267,817 ↓ $39,397
363 Sequoia Drive
Lake Wales, FL 33859 · Reserve at Forest Lake
KB Home · 1557/A
MLS #O6233588 · Keller Williams Advantage Realty
Move-In Ready20% off53$274,900
$181/sq ft$343,689 ↓ $68,789
1249 Tagliamento Lane
Haines City, FL 33844 · Magnolia Park
ADAMS HOMES NORTH WEST · 1515
MLS #P4931076 · Adams Homes Realty
Move-In Ready1% off22$349,999
$161/sq ft$354,914 ↓ $4,915
5220 Bee Balm Street
Lake Hamilton, FL 33851 · Seasons at Scenic Terrace
RICHMOND AMERICAN HOMES · Palm
MLS #S5093348 · Axen Realty, Llc
A Finished House Nobody Bought Is Your Best Leverage
Every month a completed home sits, the builder pays interest, taxes, and insurance on it. That is why finished inventory carries the deepest incentives, and why they rarely advertise how deep they will actually go.
Call Barrett: (813) 692-9099Move-In Ready vs Pre-Construction vs Under Construction
| Move-In Ready | Under Construction | Pre-Construction | |
|---|---|---|---|
| Timeline to close | 30 to 45 days | 2 to 4 months | 5 to 8 months |
| Customization | What you see is what you get | Limited, depends on stage | Full design center selections |
| Price risk | Locked, no surprises | Mostly locked in | Material and labor costs can rise |
| Builder incentives | Deepest: carrying costs are running | Moderate | Early-bird pricing, best lot choice |
| Best for | Buyers who need a home fast or want to see exactly what they are buying | Buyers wanting some choice with a shorter wait | Buyers who want full control over finishes and lot |
What to check before you sign on a finished home
Quick Move-In Homes Explained
Why builders build spec homes and what that means for your price.
Inspect It Anyway
A finished home is not a defect-free home. What inspectors keep finding.
Builder Incentives Decoded
Rate buydowns versus price cuts, and which one actually helps you.
The Rate Buydown Catch
When the builder's lender deal costs more than it saves.
CDD Fees in Tampa Bay
The line item that adds hundreds a month in newer communities.
Compare Builder Scorecards
Who actually fixes punch-list items after you close.
Frequently Asked Questions About Move-In Ready Homes
What does 'move-in ready' mean for new construction?▾
Are move-in ready homes more expensive than pre-construction?▾
Can I still negotiate on a move-in ready home?▾
Do I need a buyer's agent for move-in ready homes?▾
What is the difference between move-in ready, pre-construction, and under construction?▾
How fast can I close on a move-in ready home?▾
Want to Walk Through One This Week?
Barrett Henry represents you, not the builder, and the builder pays his commission. Straight answers on build quality, pricing, and where the negotiating room actually is.
Listing data is provided courtesy of Stellar MLS via Bridge Interactive and is deemed reliable but not guaranteed. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying prospective properties to purchase. Inventory and prices change continuously.