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Move-In ReadyNew Construction

6373 Clover StreetNew Construction Home in Lake Hamilton, FL

Lake Hamilton, FL 33851 · Polk County

$315,848

$185/sq ft

3 Beds2 Baths1,707 sq ft2-Car GarageBuilt 2025

Photos of 6373 Clover Street

6373 Clover Street, Lake Hamilton, photo 1 of 191 / 19

Who is building this home?

This home is listed as built by RICHMOND AMERICAN HOMES, floor plan Fraser. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Spacious and accommodating, the one-story Fraser features an open-concept floorplan with 3- bedrooms. Just off the entryway, you'll find a secluded area for work or storage space, next to garage entry. Toward the back of the home, a large Primary Suite is ready for you with it's ensuite Bathroom, shower enclosure and double vanity. The family room flows into an inviting kitchen with a center island and adjacent dining area. Kitchen is fully equipped with GE stainless steel appliances, Quartz Counter tops and White 42" cabinets. Experience Florida living at its finest with a covered lanai ideal for entertaining. A large entertaining dining/kitchen for your fun and delightful living. Also included: a convenient laundry room, and desirable 2-car garage. 1x capital contribution fee of $350. *Special financing rates and closing cost assistance may be available. Options may vary by community and offers are available on select homes only. Contact builder for more information!

Home details and costs

MLS number
S5123779
Property type
Single Family Residence
Build stage
Move-In Ready
Builder
RICHMOND AMERICAN HOMES
Floor plan
Fraser
Heated square feet
1,707 sq ft
Total under roof
2,107 sq ft
Stories
1 Story
Lot size
0.11 acres
Subdivision
Seasons at Scenic Terrace
HOA fee
$148/quarter
Days on market
357 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$2,630

$31,585 down (10%) on a $284,263 loan

Principal and interest
$1,797
Property tax (estimated)
$399
Homeowners insurance
$267
HOA
$49
PMI (under 20% down)
$118

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

This listing shows real leverage signals. Here is what its own numbers say.

  • On the market 357 daysStrong signal

    Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Virtual tour

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Other new construction homes in Lake Hamilton

Listed by Axen Realty, Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 6373 Clover Street, Lake Hamilton, FL 33851 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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