1405 Stuart LaneNew Construction Home in Poinciana, FL
Poinciana, FL 34759 · Polk County
$309,888
$339,990
$160/sq ft
Photos of 1405 Stuart Lane
1 / 20Who is building this home?
This home is listed as built by Century Complete, floor plan CAMBRIA-B. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Unveil a world of comfort in the New Poinciana Villages! The Cambria Plan is a 2-story home that seamlessly blends communal and private spaces, ideal for both entertaining and relaxing. The sleek kitchen showcases beautiful cabinetry, granite countertops, and stainless steel appliances, including a smooth-top range, microwave hood, and dishwasher. The main floor includes a spacious bedroom, while the upper level features additional bedrooms and a handy laundry room. The primary suite offers a dual vanity bath and a spacious walk-in closet. A welcoming game room adds extra space for fun. This home is a must-see with a 2-car garage, energy-efficient windows, and a 1-year home warranty. Pricing shown reflects available seller incentives when financing is obtained through the seller’s preferred lender. Terms and conditions apply.
Home details and costs
- MLS number
- C7501971
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Builder
- Century Complete
- Floor plan
- CAMBRIA-B
- Heated square feet
- 1,941 sq ft
- Total under roof
- 1,941 sq ft
- Stories
- 2 Story
- Lot size
- 0.21 acres
- Subdivision
- Poinciana Neighborhood 2 West Village 7
- HOA fee
- $83/mo
- Annual property tax
- $364 (current assessment)
- Days on market
- 459 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$2,619
$30,989 down (10%) on a $278,899 loan
- Principal and interest
- $1,763
- Property tax (estimated)
- $390
- Homeowners insurance
- $267
- HOA
- $83
- PMI (under 20% down)
- $116
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $364 a year, while taxing this purchase price works out closer to $4,678. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 459 daysStrong signal
Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.
Reduced $30,102 (9%)Strong signal
Originally listed at $339,990. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
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Listed by Wjh Brokerage FL Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 1405 Stuart Lane, Poinciana, FL 34759 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.