Riverside Terrace is a new-construction community by D.R. Horton in Temple Terrace, Hillsborough County. The community features offering single-family homes. Contact Barrett Henry for free buyer representation and current incentive details.
Riverside Terrace at a Glance
| Price Range | $430K – |
| Status | Now Selling |
| Home Types | Single-Family Homes |
Amenities
D.R. Horton Special Offers
Scraped Jul 20, 2026 — verify current terms with D.R. Horton or contact Barrett
About Riverside Terrace
Riverside Terrace has the kind of vibe that works well for working families and professionals who want something a little more settled than the big master-planned corridors out in Wesley Chapel or Riverview. Temple Terrace is one of Tampa Bay's quieter, older cities — it's actually an incorporated municipality surrounded by Hillsborough County — and that gives it a distinct character compared to the newer sprawl further east. D.R. Horton brings fresh construction into an established context here, so you're not looking at miles of raw subdivisions. The neighborhood skews toward families and dual-income households who want new construction but don't want to feel like they're living on the suburban frontier. The pool, fitness center, clubhouse, and walking trails mean there's enough on-site to keep people active without having to drive somewhere every time you want to move your legs. Location is genuinely one of Riverside Terrace's strongest cards. Temple Terrace sits right along the Hillsborough River corridor, just northeast of Tampa proper. You're a short drive from USF and the Moffitt Cancer Center campus, which makes this a natural fit for people working in research, healthcare, or education. I-75 and I-275 are both accessible without a brutal commute, and you can get to downtown Tampa in 20 minutes on a good traffic day via I-275 or Fowler Avenue. Tampa International Airport is roughly 30 minutes depending on where you're coming from. Busch Gardens, MOSI, and the commercial corridors along Fletcher Avenue and Fowler Avenue cover your day-to-day shopping and dining needs. It's not the closest community to the beaches — Clearwater and St. Pete are 45 minutes to an hour out — but for people whose lives revolve around the Tampa side of the bay, the location makes real sense. On the practical side, D.R. Horton homes here are starting from the $430,000s, which is competitive for new construction in Hillsborough County at this point in the market. HOA details weren't specified at the time this was written, so you'll want to ask the sales team for the current monthly fee and exactly what it covers — pools, trails, and clubhouses don't maintain themselves, and that cost lands somewhere in your monthly budget. Ask specifically whether there's a CDD in addition to the HOA, since D.R. Horton communities sometimes carry both. Build timelines with D.R. Horton typically run 6 to 10 months depending on the phase and how far along permitting is when you sign — ask what phase they're currently selling and whether move-in ready inventory exists if your timeline is tighter. And as with any Florida new construction, factor in homeowners insurance when you're stress-testing your monthly payment. Concrete block construction helps, but Hillsborough County premiums have climbed with everyone else's.
New Homes From
$430K –
Barrett's Take on Riverside Terrace
Here's my take on Riverside Terrace: Temple Terrace is one of the most underrated pockets in Hillsborough County, and D.R. Horton building here at the $430s price point is worth paying attention to. You're getting new construction in an established part of the county — close to USF, the VA hospital, and the Moffitt Cancer Center corridor along Fletcher Avenue — without paying Westchase or New Tampa prices. The trade-off is that Temple Terrace is more urban-infill than master-planned suburb, so don't expect the same scale of amenities you'd find in something like Watergrass or Epperson up in Wesley Chapel. What you do get is a real neighborhood feel, shorter commutes, and access to I-275 and I-75 in under 10 minutes depending on which direction you're heading. Downtown Tampa is about 20-25 minutes, MacDill AFB is roughly 30-35 minutes via the Selmon Expressway, and Tampa International Airport is similar. For anyone working at USF, the VA, or Moffitt, this location is genuinely hard to beat. On the negotiation side, D.R. Horton's national playbook applies here: they typically won't move much on base price, especially at the $430s entry point where margins are already tighter, but they do have room to flex on closing cost contributions or design center credits depending on where they are in the quarter or how quickly a particular phase is selling. If you're financing through their preferred lender, DHI Mortgage, get a competing Loan Estimate from an independent lender first — the incentives they tie to using DHI can look attractive on the surface but need to be measured against the rate and total loan cost. Lot premiums are real here: expect pond-facing or conservation lots to run anywhere from $5,000 to $20,000+ over base depending on what's available, and corner lots often carry premiums too. Ask the sales rep to show you the full lot premium sheet before you fall in love with a specific homesite. Before you write an offer, pull the HOA documents and confirm the monthly dues, what they actually cover, and whether there's a CDD on top of it. D.R. Horton communities in Hillsborough County vary — some have CDDs that add several hundred dollars a year to your tax bill, some don't. Get that number early so you're budgeting the full cost of ownership, not just the base price and mortgage. Construction timelines with D.R. Horton in the current market have generally been running 6-9 months for spec homes and closer to 10-12 for to-be-built, though that fluctuates. The school picture for Temple Terrace is solid — you're generally in the Hillsborough County School District's Temple Terrace zone, with schools that tend to outperform a lot of other parts of the county — but verify the exact assignments at the time you purchase because zoning can shift. Overall, if your commute targets are in the USF-to-downtown corridor and you want new construction without driving 45 minutes to work every day, Riverside Terrace is worth a serious look.
Barrett Henry, REALTOR®
Broker Associate at REMAX Collective · 23+ years of real estate experience
What You'll Find at Riverside Terrace
Home Types Available
Detached homes with private yards, typically 3-5 bedrooms with owners suites and 2-car garages.
Community Amenities
County
Builder
Why Buyers Choose Riverside Terrace
Located in Temple Terrace, Hillsborough County — easy access to Tampa Bay employment centers, beaches, and everyday conveniences.
Built by D.R. Horton, established in 1978 — a builder with a track record Tampa Bay buyers can evaluate before signing.
Community amenities include Pool, Fitness Center, Walking Trails and 2 more — lifestyle perks that come with your HOA.
About D.R. Horton
D.R.
Other D.R. Horton Communities
Visit Riverside Terrace with Barrett — Not the Sales Team
The on-site sales rep at Riverside Terrace works for D.R. Horton. They will not tell you about the lot premium you should avoid, the upgrades that do not add resale value, or the contract clauses that favor the builder. Barrett handles all of that. His representation costs you nothing — the builder pays the commission. Call (813) 692-9099 or fill out the form below.
Builders run promotions on closing costs, rate buydowns, and design center upgrades — but they change weekly. Barrett checks for you and makes sure you get every dollar available.
Explore Hillsborough County New Construction
New Construction Buyer Resources
Buying new construction is different from resale. These guides cover what you need to know before signing a builder contract.
Frequently Asked Questions About Riverside Terrace
Who is the builder of Riverside Terrace?
Riverside Terrace is built by D.R. Horton. D. Barrett Henry provides free buyer representation so you have an agent working for you, not the builder.
What amenities does Riverside Terrace offer?
Riverside Terrace amenities include Pool, Fitness Center, Walking Trails, Playground, Clubhouse. HOA fees cover community maintenance and amenity access.
Guides About D.R. Horton
In-depth guides and comparisons relevant to Riverside Terrace buyers.
Hillsborough County New Construction Guide
Learn about all new-construction communities, builders, and market trends in Hillsborough County.
Last updated: July 20, 2026
Ask Barrett About Riverside Terrace
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