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D.R. Horton

Headquartered in Arlington · Founded 1978

Featured Builder
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About D.R. Horton

D.R. Horton is the largest homebuilder in the United States by volume — and they've held that title for over 20 consecutive years. Founded in 1978 in Fort Worth, Texas by Donald R. Horton with a single home and a philosophy built around affordability, the company grew into a national powerhouse by doing one thing consistently: building more homes at lower price points than almost anyone else. They went public in 1992, started acquiring smaller regional builders throughout the 90s and 2000s, and today operate in over 100 markets across 33 states. That scale matters — it gives them purchasing power on materials and trades that smaller builders simply can't match, and that shows up directly in their base pricing. In Tampa Bay, D.R. Horton has a significant footprint across Hillsborough, Pasco, Polk, Manatee, and Hernando counties. You'll find their communities spread across Zephyrhills and Wesley Chapel along SR-54 and I-75, down into Ruskin and Wimauma in south Hillsborough, out into Lakeland and Davenport in Polk County, and south into Parrish and Palmetto in Manatee County. They typically operate 20 to 30 active communities in the Tampa Bay region at any given time, which means there's almost always a D.R. Horton community within a reasonable drive no matter where you're trying to land. Hernando County communities around Spring Hill give buyers looking for lower price points another option. They've been building in this market for decades and have the contractor relationships and permitting history to show for it. D.R. Horton builds under several brand names that serve different buyers. Their core D.R. Horton line covers the mainstream middle of the market. Express Homes is their entry-level brand aimed at first-time buyers and investors — these are stripped-down, efficient floor plans priced to move, typically starting in the $250K to $300K range in Tampa Bay right now. Emerald Homes sits at the top of their lineup with more custom features, larger square footage, and higher-end finishes — you'll see those communities pushing toward the $500K to $700K range locally. Freedom is their active adult 55+ brand with age-restricted communities built around low-maintenance living. Most of their homes are concrete block construction on the first floor, which matters in Florida from both a durability and insurance standpoint. Floor plans tend to be well-designed for the price — open concept layouts, decent owner suite sizes, functional kitchens — but the included features reflect the price point. Expect builder-grade everything at the base level. The buying experience with D.R. Horton is fairly systematized. Their on-site sales consultants work for D.R. Horton, not for you, and they'll walk you through available inventory and spec homes, which is often where the real value is — finished spec homes sitting on their books give you more room to negotiate than a to-be-built contract. D.R. Horton has a design center process for to-be-built homes, but at the Express level especially, the selection options are limited by design — they keep it simple to keep costs down. Construction timelines in Tampa Bay have generally run 6 to 12 months depending on the product line and where they are in the build cycle, though that can vary with permitting and trade availability. Communication during construction can be inconsistent — some buyers report great superintendent responsiveness, others don't. Setting expectations there upfront is worth doing.

Barrett's Take on D.R. Horton

Here's what I tell my buyers about D.R. Horton: they're a volume builder, and that's not an insult — it's just the reality of how they operate, and understanding that helps you buy smarter. Where they have flexibility is on spec homes. If a finished home has been sitting on their books for 60 to 90 days, they'll negotiate — sometimes on price, sometimes on closing cost contributions, sometimes both. On to-be-built contracts, they're much stiffer on the base price, but you can often get them to throw in upgrades or cover closing costs before they'll drop the sticker. What they almost never move on is the contract itself — their purchase agreement is their paper, written to protect them, and you need to read the construction completion language carefully. Timelines are estimates, not guarantees, and delays don't automatically give you an exit. Make sure you understand what your rate lock situation looks like if the build runs long. On the lender question — D.R. Horton has their own financing arm, DHI Mortgage, and they'll push it hard, sometimes with incentives tied to using them. Same advice as with any builder's preferred lender: get a competing Loan Estimate from an independent lender and compare the total cost over the life of the loan. The incentive they're dangling might be real, or the rate and fees might quietly eat it back. I've seen it go both ways. The deposit structure is typically tiered — you're putting money down at contract and then again at design selections if you're doing a to-be-built — and those deposits are generally non-refundable once you're past contingency periods, so be sure before you sign. Compared to other builders in the same price range — Lennar, LGI, Meritage — D.R. Horton sits in solid company. LGI goes cheaper and the product quality shows. Lennar packages things differently with their "Everything's Included" approach. D.R. Horton's trade-off is that you're getting good value on the base home but you'll pay retail on upgrades through their design center, and those upgrade costs add up faster than buyers expect. Build quality is generally consistent, nothing exceptional, nothing alarming — which tracks for the price point. Warranty service has a mixed reputation; their one-year workmanship warranty is standard, but how responsive your local team is varies by community and superintendent. Before you close, do a thorough walkthrough, document everything in writing, and submit warranty items early rather than waiting.

Barrett Henry

Barrett Henry, REALTOR®

Broker Associate at REMAX Collective · 23+ years of real estate experience

D.R. Horton at a Glance

1978

Founded

Arlington

Headquarters

$250K$700K

Price Range

15

Communities

5

Counties Served

Communities by D.R. Horton

D.R. Horton currently has 15 communities listed across Tampa Bay. Click any community for full details, pricing, and incentives.

Hillsborough County

(9 communities)

Where D.R. Horton Builds

D.R. Horton is active in 5 Tampa Bay counties. Click a county to see all communities in that area.

What D.R. Horton Offers

D.R. Horton builds across 3 home types in the Tampa Bay market.

Single-Family Homes

Detached homes with private yards, typically 3-5 bedrooms with owners suites and 2-car garages.

Townhomes

Attached homes offering lower maintenance and competitive pricing — great for first-time buyers and investors.

55+ Communities

Age-restricted active adult communities with resort-style amenities and a built-in social calendar.

Specialties & What Sets D.R. Horton Apart

Key differentiators buyers should know about.

  • Value-priced homes
  • Express entry-level
  • Emerald luxury
  • Freedom 55+

Thinking About D.R. Horton? Bring Your Own Agent.

The sales team at any model home works for the builder. Their job is to sell you the home at the best price for the builder — not for you. Barrett represents buyers exclusively in new-construction transactions. He knows the incentives, the upgrade traps, and the contract clauses that catch first-time buyers off guard. His representation is free to you because the builder pays the commission. Call (813) 692-9099 or fill out the form below.

Interested in D.R. Horton? Talk to Barrett

Get the inside scoop on D.R. Horton communities, current incentives, and negotiation strategy. Free buyer representation — the builder pays.

Need help with new construction?

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