Move-In Ready New Construction Homes in Polk County
Finished, never-lived-in homes you can close on in 30 to 45 days. No build timeline, no construction delays, no material-cost surprises.
How many move-in ready new construction homes are available in Tampa Bay?
There are 429 finished new construction homes listed for sale in Polk County right now, and 232of them have already taken a price cut from their original list price. Every home on this page is flagged “Completed” in Stellar MLS, meaning construction is done and a Certificate of Occupancy has been issued. Nothing here is a rendering or a dirt lot.
30-45 days
Typical time to close
232
Homes with a price cut
429
Finished homes available
Filter move-in ready homes by county
429 Finished Homes Available Now
Move-In Ready53$570,000
$236/sq ft9056 S Bay Drive
Haines City, FL 33844 · South Bay Landings
MLS #O6443184 · Lifestyle International Realty
Move-In Ready37$417,490
$171/sq ft4787 Rolling Lake Lane
Davenport, FL 33837 · Wynnstone
D.R. Horton · Robie
MLS #O6443206 · Dr Horton Realty of Central Florida Llc
Move-In Ready2% off27$342,000
$208/sq ft$349,000 ↓ $7,000
2223 Lemon Drive
Lake Wales, FL 33898 · Walk-in-water Lake Estates Phase Five - Unit Two
MLS #O6443055 · Kaza Real Estate Llc
Move-In Ready4% off29$275,000
$194/sq ft$285,000 ↓ $10,000
1128 Avenue K
Haines City, FL 33844 · Lockhart & Smiths Resub
MLS #S5157868 · G First Realty Llc
Move-In Ready4$403,900
$189/sq ft7100 Sundial Drive
Lakeland, FL 33813 · Touchstone
Highland Homes · Aubrey
MLS #L4965145 · Cambridge Realty of Central FL
Move-In Ready5% off28$399,790
$179/sq ft$422,410 ↓ $22,620
1293 Lakeridge Way
Lake Alfred, FL 33850 · Silverlake Phase 2
PULTE HOME COMPANY, LLC · MEDINA
MLS #TB8549386 · Pulte Realty of West Florida Llc
Move-In Ready23$319,900
$183/sq ft440 Eagle Drive
Poinciana, FL 34759 · Poinciana Nbrhd 5 North Vill 3
Parthenon Homes · Jasmine
MLS #S5157390 · Axen Realty, Llc
Move-In Ready4% off14$399,999
$190/sq ft$415,000 ↓ $15,001
1971 Pond Pine Court
Haines City, FL 33844 · Cypress Park Estates
MLS #O6441841 · Beycome of Florida Llc
Move-In Ready3% off25$279,000
$194/sq ft$289,000 ↓ $10,000
639 W 9th Street
Lakeland, FL 33805 · Adairs Add
MLS #TB8548525 · Home Prime Realty Llc
Move-In Ready28$290,000
$218/sq ft707 W 9th Street
Lakeland, FL 33805 · Adairs Add
MLS #O6441067 · Sogo Real Estate Services Llc
Move-In Ready1% off15$349,990
$156/sq ft$354,990 ↓ $5,000
1579 Starling Song Lane
Lakeland, FL 33811 · Lakeside Preserve
RYAN HOMES · WILLOW
MLS #W7889445 · Maltbie Realty Group
Move-In Ready14$546,120
$164/sq ft5153 Salina Avenue
Auburndale, FL 33823 · Bellaviva
RYAN HOMES · WINTERSET
MLS #W7889430 · Maltbie Realty Group
Move-In Ready22$283,990
$160/sq ft3889 Bluethread Way
Poinciana, FL 34759 · Lake Deer Estates
Maronda Homes, LLC of Florida · Lavender
MLS #O6440823 · New Home Star Florida Llc
Move-In Ready2% off42$279,000
$137/sq ft$284,900 ↓ $5,900
458 Lake Shore Parkway
Davenport, FL 33896 · Waterford/bridgewater
Gasflower LLC
MLS #O6439518 · Lpt Realty, Llc
Move-In Ready10% off20$259,990
$180/sq ft$289,990 ↓ $30,000
3004 Cascade Circle
Lake Wales, FL 33898 · Citrus Ridge of Lake Wales
Holiday Builders · PALMETTO
MLS #C7530405 · Holiday Builders Gulf Coast
Move-In Ready6% off9$229,900
$143/sq ft$244,900 ↓ $15,000
353 Wharf Way
Winter Haven, FL 33881 · Harbor at Lake Henry
Highland Homes · Catalina
MLS #L4964803 · Cambridge Realty of Central FL
Move-In Ready31$189,900
$181/sq ft1795 Coriander Drive Unit 1795
Poinciana, FL 34759 · Tuscany Preserve Ph 03
MLS #S5156686 · The Firm Re
Move-In Ready5$262,990
$212/sq ft100 Willow Drive
Poinciana, FL 34759 · Poinciana Neighborhood 2 Village 8
Holiday Builders · PALM
MLS #C7530217 · Holiday Builders Gulf Coast
Move-In Ready31$189,900
$181/sq ft1791 Coriander Drive Unit 1791
Poinciana, FL 34759 · Tuscany Preserve Ph 03
MLS #S5156663 · The Firm Re
Move-In Ready19$305,000
$207/sq ft441 Caraway Drive
Kissimmee, FL 34759 · Poinciana Nbrhd 03 South Village 07
MLS #S5156678 · Lpt Realty, Llc
Move-In Ready14% off35$285,000
$154/sq ft$330,000 ↓ $45,000
1810 Eagle Hammock Boulevard
Eagle Lake, FL 33839 · Eagle Hammock
MLS #L4964713 · Property Shoppe of Central FL
Move-In Ready33$350,000
$211/sq ft707 Hardy Way
Auburndale, FL 33823 · Kirkland Lake Estates
MLS #P4939682 · Century 21 Myers Realty
Move-In Ready4% off30$489,999
$174/sq ft$509,000 ↓ $19,001
796 Grazie Loop
Davenport, FL 33837 · Reserve/aviana
MLS #G5117046 · Exp Realty Llc
Move-In Ready4% off35$269,000
$210/sq ft$279,000 ↓ $10,000
521 Skyline Drive E
Lakeland, FL 33801 · Sams Leisure Lake Estates
MLS #L4964548 · Exp Realty Llc
A Finished House Nobody Bought Is Your Best Leverage
Every month a completed home sits, the builder pays interest, taxes, and insurance on it. That is why finished inventory carries the deepest incentives, and why they rarely advertise how deep they will actually go.
Call Barrett: (813) 692-9099Move-In Ready vs Pre-Construction vs Under Construction
| Move-In Ready | Under Construction | Pre-Construction | |
|---|---|---|---|
| Timeline to close | 30 to 45 days | 2 to 4 months | 5 to 8 months |
| Customization | What you see is what you get | Limited, depends on stage | Full design center selections |
| Price risk | Locked, no surprises | Mostly locked in | Material and labor costs can rise |
| Builder incentives | Deepest: carrying costs are running | Moderate | Early-bird pricing, best lot choice |
| Best for | Buyers who need a home fast or want to see exactly what they are buying | Buyers wanting some choice with a shorter wait | Buyers who want full control over finishes and lot |
What to check before you sign on a finished home
Quick Move-In Homes Explained
Why builders build spec homes and what that means for your price.
Inspect It Anyway
A finished home is not a defect-free home. What inspectors keep finding.
Builder Incentives Decoded
Rate buydowns versus price cuts, and which one actually helps you.
The Rate Buydown Catch
When the builder's lender deal costs more than it saves.
CDD Fees in Tampa Bay
The line item that adds hundreds a month in newer communities.
Compare Builder Scorecards
Who actually fixes punch-list items after you close.
Frequently Asked Questions About Move-In Ready Homes
What does 'move-in ready' mean for new construction?▾
Are move-in ready homes more expensive than pre-construction?▾
Can I still negotiate on a move-in ready home?▾
Do I need a buyer's agent for move-in ready homes?▾
What is the difference between move-in ready, pre-construction, and under construction?▾
How fast can I close on a move-in ready home?▾
Want to Walk Through One This Week?
Barrett Henry represents you, not the builder, and the builder pays his commission. Straight answers on build quality, pricing, and where the negotiating room actually is.
Listing data is provided courtesy of Stellar MLS via Bridge Interactive and is deemed reliable but not guaranteed. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying prospective properties to purchase. Inventory and prices change continuously.