353 Wharf WayNew Construction Home in Winter Haven, FL
Winter Haven, FL 33881 · Polk County
$239,900
$244,900
$150/sq ft
Photos of 353 Wharf Way
1 / 9Who is building this home?
This home is listed as built by Highland Homes, floor plan Catalina. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
2-story new construction townhome with 1,604 square feet, 3 bedrooms, and a covered lanai, located in the brand-new Harbor of Lake Henry community. Downstairs, enjoy an open layout and a gourmet kitchen with, shaker-style wood cabinets, Samsung stainless steel appliances, including a pantry. The spacious gathering room opens to your covered lanai. The entire lower level and upstairs baths are finished with luxury vinyl plank flooring, with stain-resistant carpet in the bedrooms. Upstairs, you'll find three spacious bedrooms including your owner's suite complete with a walk-in wardrobe, linen closet, and a private en-suite bath with dual vanities and a tiled shower. Additional features for your convenience include a half bath downstairs, upstairs hall bath for the secondary bedrooms, energy-efficient insulation and windows, and a full builder warranty.
Home details and costs
- MLS number
- L4964803
- Property type
- Townhouse
- Build stage
- Move-In Ready
- Builder
- Highland Homes
- Floor plan
- Catalina
- Heated square feet
- 1,604 sq ft
- Total under roof
- 1,760 sq ft
- Stories
- 2 Story
- Lot size
- 0.05 acres
- Subdivision
- Harbor at Lake Henry
- HOA fee
- $1,200/yr
- Days on market
- 33 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$2,106
$23,990 down (10%) on a $215,910 loan
- Principal and interest
- $1,365
- Property tax (estimated)
- $285
- Homeowners insurance
- $267
- HOA
- $100
- PMI (under 20% down)
- $90
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 33 daysContext
Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.
Reduced $5,000 (2%)Worth knowing
Originally listed at $244,900. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
View the virtual tour for 353 Wharf Way→Other new construction homes in Winter Haven
Under Construction12$285,000
$168/sq ft3952 Giorgio Drive
Winter Haven, FL 33884 · Villamar
Meritage Homes · Daphne
MLS #TB8559684 · Meritage Homes of FL Realty
Move-In Ready3% off35$284,990
$175/sq ft$294,990 ↓ $10,000
296 Meredith Boulevard
Winter Haven, FL 33881 · Willowbrook North
DREAM FINDERS HOMES · Bradley
MLS #G5115618 · Olympus Executive Realty Inc
Under Construction27$227,590
$160/sq ft3084 Captain Jax Way
Winter Haven, FL 33884 · Serenity at Peace Creek Th
Lennar Homes · SUMMIT
MLS #O6452374 · Lennar Realty
Listed by Cambridge Realty of Central FL. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 353 Wharf Way, Winter Haven, FL 33881 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.