Move-In Ready New Construction Homes in Polk County
Finished, never-lived-in homes you can close on in 30 to 45 days. No build timeline, no construction delays, no material-cost surprises.
How many move-in ready new construction homes are available in Tampa Bay?
There are 428 finished new construction homes listed for sale in Polk County right now, and 232of them have already taken a price cut from their original list price. Every home on this page is flagged “Completed” in Stellar MLS, meaning construction is done and a Certificate of Occupancy has been issued. Nothing here is a rendering or a dirt lot.
30-45 days
Typical time to close
232
Homes with a price cut
428
Finished homes available
Filter move-in ready homes by county
428 Finished Homes Available Now
Move-In Ready4% off9$229,900
$143/sq ft$239,900 ↓ $10,000
369 Wharf Way
Winter Haven, FL 33881 · Harbor at Lake Henry
Highland Homes · Catalina
MLS #L4966086 · Cambridge Realty of Central FL
Move-In Ready27$389,900
$232/sq ft773 Detour Road
Haines City, FL 33844 · Miller J T Sub
MLS #O6452226 · Investor's Home Realty
Move-In Ready4% off10$344,900
$201/sq ft$357,770 ↓ $12,870
1936 Noble Drive
Davenport, FL 33837 · Geneva Landings
Highland Homes · Parker
MLS #L4966051 · Cambridge Realty of Central FL
Move-In Ready54$299,999
$211/sq ft1305 E Parker Street
Lakeland, FL 33801 · Lake Parker Terrace Sub
MLS #TB8561255 · Gold Real Estate Solutions
Move-In Ready31$289,000
$221/sq ft706 S Walnut Avenue
Fort Meade, FL 33841 · Vine Park Or J M Kilpatrick
Williams Construction Company, LLC · Hammock
MLS #L4965892 · Hallmark Realty Llc
Move-In Ready32$309,465
$176/sq ft2654 Olympic Court
Davenport, FL 33837 · Brentwood
D.R. Horton · Vale
MLS #O6452373 · Dr Horton Realty of Central Florida Llc
Move-In Ready73$415,000
$202/sq ft6240 Pinehurst Loop
Winter Haven, FL 33884 · Lake Ashton West Phase Ii North
MLS #P4940234 · Lake Ashton Realty Inc.
Move-In Ready16$335,940
$199/sq ft143 Bottle Brush Drive
Haines City, FL 33844 · Cypress Park Estates
Park Square Homes · Journey (Elevation A)
MLS #O6452420 · Park Square Realty
Move-In Ready49$439,900
$199/sq ft425 Pearl Street
Lake Hamilton, FL 33851 · Miller J T Sub
MLS #O6451995 · La Rosa Realty Llc
Move-In Ready8$504,000
$217/sq ft10 Trout Way
Poinciana, FL 34759 · Poinciana Nbrhd 04 Village 07
MLS #S5159744 · Adan Investments Real Estate Group, Pllc
Move-In Ready13$289,900
$185/sq ft517 Vittorio Drive
Winter Haven, FL 33884 · Villamar
Highland Homes · Blakely
MLS #L4965970 · Cambridge Realty of Central FL
Move-In Ready18$259,900
$191/sq ft4490 Rapallo Avenue
Winter Haven, FL 33884 · Villamar
Highland Homes · Aurora
MLS #L4965968 · Cambridge Realty of Central FL
Move-In Ready9$316,900
$158/sq ft525 Vittorio Drive
Winter Haven, FL 33884 · Villamar
HIGHLAND HOMES · Serendipity
MLS #L4965984 · Cambridge Realty of Central FL
Move-In Ready2$284,990
$184/sq ft427 Caribbean Court
Poinciana, FL 34759 · Poinciana Neighborhood 2 West Village 7
Holiday Builders · Foxtail
MLS #C7532388 · Holiday Builders Gulf Coast
Move-In Ready16$310,000
$199/sq ft712 W 9th Street
Lakeland, FL 33805 · Adairs Add
MLS #L4965953 · Cmtg Real Estate Group
Move-In Ready13$334,900
$272/sq ft3605 Amanatsu Avenue
Lake Alfred, FL 33850 · Gum Lake Preserve
LGI Homes Florida LLC · Pecan
MLS #TB8560300 · Lgi Realty- Florida, Llc
Move-In Ready32$309,900
$181/sq ft105 Inconnu Court
Poinciana, FL 34759 · Poinciana Sub Nbrhd 4 Vil 7
MLS #O6448820 · Florida Realty Investments
Move-In Ready1% off17$309,990
$213/sq ft$314,680 ↓ $4,690
4214 Cattail Marsh Drive
Lakeland, FL 33811 · Lakeside Preserve
RYAN HOMES · MAHOGANY
MLS #W7890484 · Maltbie Realty Group
Move-In Ready8% off2$279,990
$184/sq ft$305,990 ↓ $26,000
1947 Manatee Court
Poinciana, FL 34759 · Poinciana Neighborhood 5 Village 7
Holiday Builders · Fishtail
MLS #C7532187 · Holiday Builders Gulf Coast
Move-In Ready14$264,990
$202/sq ft205 Spoonbill Drive
Poinciana, FL 34759 · Poinciana Neighborhood 6 South Village 3
Holiday Builders · Indigo
MLS #C7532190 · Holiday Builders Gulf Coast
Move-In Ready14$274,990
$177/sq ft207 Spoonbill Lane
Poinciana, FL 34759 · Poinciana Neighborhood 6 South Village 3
Holiday Builders · Foxtail
MLS #C7532188 · Holiday Builders Gulf Coast
Move-In Ready17$299,990
$166/sq ft359 Aster Court W
Poinciana, FL 34759 · Poinciana Neighborhood 2 Village 8
Holiday Builders · Royal
MLS #C7532189 · Holiday Builders Gulf Coast
Move-In Ready7$369,000
$187/sq ft520 Poinsettia Road
Auburndale, FL 33823 · Home Acres
Orb Engineering · 1926.3
MLS #P4940204 · Century 21 Myers Realty
Move-In Ready25$219,999
$208/sq ft2364 Plum Avenue
Auburndale, FL 33823 · Mobile Home Village
MLS #P4940185 · J&t Property Solutions Group Llc
A Finished House Nobody Bought Is Your Best Leverage
Every month a completed home sits, the builder pays interest, taxes, and insurance on it. That is why finished inventory carries the deepest incentives, and why they rarely advertise how deep they will actually go.
Call Barrett: (813) 692-9099Move-In Ready vs Pre-Construction vs Under Construction
| Move-In Ready | Under Construction | Pre-Construction | |
|---|---|---|---|
| Timeline to close | 30 to 45 days | 2 to 4 months | 5 to 8 months |
| Customization | What you see is what you get | Limited, depends on stage | Full design center selections |
| Price risk | Locked, no surprises | Mostly locked in | Material and labor costs can rise |
| Builder incentives | Deepest: carrying costs are running | Moderate | Early-bird pricing, best lot choice |
| Best for | Buyers who need a home fast or want to see exactly what they are buying | Buyers wanting some choice with a shorter wait | Buyers who want full control over finishes and lot |
What to check before you sign on a finished home
Quick Move-In Homes Explained
Why builders build spec homes and what that means for your price.
Inspect It Anyway
A finished home is not a defect-free home. What inspectors keep finding.
Builder Incentives Decoded
Rate buydowns versus price cuts, and which one actually helps you.
The Rate Buydown Catch
When the builder's lender deal costs more than it saves.
CDD Fees in Tampa Bay
The line item that adds hundreds a month in newer communities.
Compare Builder Scorecards
Who actually fixes punch-list items after you close.
Frequently Asked Questions About Move-In Ready Homes
What does 'move-in ready' mean for new construction?▾
Are move-in ready homes more expensive than pre-construction?▾
Can I still negotiate on a move-in ready home?▾
Do I need a buyer's agent for move-in ready homes?▾
What is the difference between move-in ready, pre-construction, and under construction?▾
How fast can I close on a move-in ready home?▾
Want to Walk Through One This Week?
Barrett Henry represents you, not the builder, and the builder pays his commission. Straight answers on build quality, pricing, and where the negotiating room actually is.
Listing data is provided courtesy of Stellar MLS via Bridge Interactive and is deemed reliable but not guaranteed. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying prospective properties to purchase. Inventory and prices change continuously.