Move-In Ready New Construction Homes in Polk County
Finished, never-lived-in homes you can close on in 30 to 45 days. No build timeline, no construction delays, no material-cost surprises.
How many move-in ready new construction homes are available in Tampa Bay?
There are 429 finished new construction homes listed for sale in Polk County right now, and 233of them have already taken a price cut from their original list price. Every home on this page is flagged “Completed” in Stellar MLS, meaning construction is done and a Certificate of Occupancy has been issued. Nothing here is a rendering or a dirt lot.
30-45 days
Typical time to close
233
Homes with a price cut
429
Finished homes available
Filter move-in ready homes by county
429 Finished Homes Available Now
Move-In Ready27$319,500
$224/sq ft436 Hennepin Loop
Lake Wales, FL 33898 · Mabel Place
MLS #L4962903 · Keller Williams Realty Smart 1
Move-In Ready44$399,999
$155/sq ft2085 Lasso Loop
Eagle Lake, FL 33839 · Ranches/lk Mcleod Iii
MLS #O6417743 · Re/max Prime Properties
Move-In Ready6% off22$319,999
$170/sq ft$339,999 ↓ $20,000
2239 Pecos Court
Kissimmee, FL 34759 · Poinciana Nbrhd 06 Village 07
MLS #S5152438 · Exp Realty Llc
Move-In Ready1% off57$739,900
$274/sq ft$749,900 ↓ $10,000
2729 Sunrise Landing Lane
Lakeland, FL 33812 · Sunrise Landing
UNI Construction
MLS #L4962968 · Keller Williams Realty Smart
Move-In Ready6% off15$329,900
$148/sq ft$351,370 ↓ $21,470
2820 San Marco Way E
Winter Haven, FL 33884 · Villamar
Highland Homes · Seabrooke II
MLS #L4962977 · Cambridge Realty of Central FL
Move-In Ready51$1,600,000
$560/sq ft2102 Old Polk City Road
Lakeland, FL 33809 · None
MLS #L4962915 · Gallagher Realty Llc
Move-In Ready15$340,000
$200/sq ft2571 Winsome Way
Davenport, FL 33896 · Belle Haven
MLS #O6417768 · The Florida Lounge Realty Llc
Move-In Ready2% off50$439,900
$219/sq ft$449,900 ↓ $10,000
535 Shanklin Avenue
Bartow, FL 33830 · Square Lake Phase Four
Diaz Family Homes · 535 Shanklin
MLS #L4962542 · Keller Williams Realty Smart
Move-In Ready6% off35$294,990
$168/sq ft$314,990 ↓ $20,000
300 Meredith Boulevard
Winter Haven, FL 33881 · Willowbrook
DREAM FINDERS HOMES · Hillcrest
MLS #G5113846 · Olympus Executive Realty Inc
Move-In Ready6% off39$289,888
$186/sq ft$308,990 ↓ $19,102
3213 Warwick Place
Haines City, FL 33844 · Bradbury Creek Phase 2
Century Complete · LYNFORD-B6
MLS #C7527254 · Wjh Brokerage FL Llc
Move-In Ready25$346,282
$160/sq ft6166 Daphne Street
Lake Hamilton, FL 33851 · Seasons at Scenic Terrace
RICHMOND AMERICAN HOMES · Palm
MLS #S5151842 · Axen Realty, Llc
Move-In Ready6% off70$353,000
$187/sq ft$374,900 ↓ $21,900
3830 Gardenia Drive
Indian Lake Estates, FL 33855 · Indian Lake Estates
MLS #S5151071 · K Realty
Move-In Ready3% off30$475,000
$231/sq ft$490,000 ↓ $15,000
537 Pineloch Drive
Haines City, FL 33844 · Calabay Parc/tower Lake
MLS #TB8518131 · Exp Realty Llc
Move-In Ready5% off39$277,888
$167/sq ft$293,990 ↓ $16,102
3509 Dahlia Drive
Lake Hamilton, FL 33851 · Scenic Terrace South
CENTURY COMPLETE · QUAIL RIDGE-B6
MLS #C7527154 · Wjh Brokerage FL Llc
Move-In Ready8% off27$294,888
$163/sq ft$318,990 ↓ $24,102
2362 Northumberland Court
Haines City, FL 33844 · Bradbury Creek
CENTURY COMPLETE · BRASELTON-A
MLS #C7527107 · Wjh Brokerage FL Llc
Move-In Ready9% off48$305,000
$167/sq ft$335,000 ↓ $30,000
6547 Baikal Place
Lakeland, FL 33805 · Villages at Bridgewater
MLS #O6414501 · Exp Realty Llc
Move-In Ready3% off61$408,000
$183/sq ft$419,000 ↓ $11,000
1815 Brentwood Court
Davenport, FL 33837 · Providence Fairway Villas Phase 2
MLS #TB8515408 · Exit Bayshore Realty
Move-In Ready4% off17$550,000
$269/sq ft$575,000 ↓ $25,000
240 Famagusta Drive
Davenport, FL 33896 · Azur Residence
MLS #O6414108 · Linart Realty, Llc
Move-In Ready5% off24$350,000
$239/sq ft$369,950 ↓ $19,950
3038 Thornhill Road
Winter Haven, FL 33880 · Orange Hill Sub
MLS #L4962366 · Porchlight Homes Llc
Move-In Ready3% off33$358,750
$163/sq ft$369,750 ↓ $11,000
1543 Hartridge Court
Lake Alfred, FL 33850 · Silverlake Phase 2
PULTE HOME COMPANY, LLC · MILL RUN
MLS #TB8515242 · Pulte Realty of West Florida Llc
Move-In Ready4% off33$374,970
$166/sq ft$389,020 ↓ $14,050
1436 Hamilton Way
Lake Alfred, FL 33850 · Silverlake Phase 2
PULTE HOME COMPANY, LLC · PINECREST
MLS #TB8515263 · Pulte Realty of West Florida Llc
Move-In Ready2$278,900
$214/sq ft536 Bay Leaf Drive
Poinciana, FL 34759 · Tuscany Preserve Phase 4
LGI Homes Florida - LLC · Gilchrist
MLS #TB8515000 · Lgi Realty- Florida, Llc
Move-In Ready2$268,900
$223/sq ft544 Bay Leaf Drive
Poinciana, FL 34759 · Tuscany Preserve Phase 4
LGI Homes Florida - LLC · Lake
MLS #TB8514966 · Lgi Realty- Florida, Llc
Move-In Ready2$260,900
$216/sq ft524 Bay Leaf Drive
Poinciana, FL 34759 · Tuscany Preserve Phase 4
LGI Homes Florida - LLC · Taylor
MLS #TB8514993 · Lgi Realty- Florida, Llc
A Finished House Nobody Bought Is Your Best Leverage
Every month a completed home sits, the builder pays interest, taxes, and insurance on it. That is why finished inventory carries the deepest incentives, and why they rarely advertise how deep they will actually go.
Call Barrett: (813) 692-9099Move-In Ready vs Pre-Construction vs Under Construction
| Move-In Ready | Under Construction | Pre-Construction | |
|---|---|---|---|
| Timeline to close | 30 to 45 days | 2 to 4 months | 5 to 8 months |
| Customization | What you see is what you get | Limited, depends on stage | Full design center selections |
| Price risk | Locked, no surprises | Mostly locked in | Material and labor costs can rise |
| Builder incentives | Deepest: carrying costs are running | Moderate | Early-bird pricing, best lot choice |
| Best for | Buyers who need a home fast or want to see exactly what they are buying | Buyers wanting some choice with a shorter wait | Buyers who want full control over finishes and lot |
What to check before you sign on a finished home
Quick Move-In Homes Explained
Why builders build spec homes and what that means for your price.
Inspect It Anyway
A finished home is not a defect-free home. What inspectors keep finding.
Builder Incentives Decoded
Rate buydowns versus price cuts, and which one actually helps you.
The Rate Buydown Catch
When the builder's lender deal costs more than it saves.
CDD Fees in Tampa Bay
The line item that adds hundreds a month in newer communities.
Compare Builder Scorecards
Who actually fixes punch-list items after you close.
Frequently Asked Questions About Move-In Ready Homes
What does 'move-in ready' mean for new construction?▾
Are move-in ready homes more expensive than pre-construction?▾
Can I still negotiate on a move-in ready home?▾
Do I need a buyer's agent for move-in ready homes?▾
What is the difference between move-in ready, pre-construction, and under construction?▾
How fast can I close on a move-in ready home?▾
Want to Walk Through One This Week?
Barrett Henry represents you, not the builder, and the builder pays his commission. Straight answers on build quality, pricing, and where the negotiating room actually is.
Listing data is provided courtesy of Stellar MLS via Bridge Interactive and is deemed reliable but not guaranteed. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying prospective properties to purchase. Inventory and prices change continuously.