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Move-In ReadyNew Construction

2114 4th Street S Unit 7New Construction Home in St Petersburg, FL

St Petersburg, FL 33705 · Pinellas County

$724,900

$318/sq ft

3 Beds4 Baths2,280 sq ftBuilt 2025

Photos of 2114 4th Street S Unit 7

2114 4th Street S Unit 7, St Petersburg, photo 1 of 301 / 30

Who is building this home?

This home is listed as built by IDYL Development, floor plan Townhome. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

New construction townhome for sale in St. Petersburg, FL. Welcome to Unit 7 at 4th Street Gardens, in the Old Southeast neighborhood minutes from downtown St. Petersburg and the waterfront. This 2025 built, three story townhome offers 2,280 square feet of heated living space, three bedrooms, three and a half bathrooms, and a private rooftop terrace of nearly 1,000 square feet with downtown skyline views. Ten foot ceilings throughout, a Euro contemporary kitchen with stone countertops, and a two car garage with sixteen foot ceilings set this home apart from typical new construction in Tampa Bay. Gated community, low HOA, elevated storm tested construction with zero flood intrusion through the 2024 storm season. Minutes to downtown St. Petersburg restaurants, parks, and the marina district. Photos and video tour are of furnished model, please watch here: https://www.youtube.com/watch?v=se09iRtzwdk

Home details and costs

MLS number
TB8555721
Property type
Townhouse
Build stage
Move-In Ready
Builder
IDYL Development
Floor plan
Townhome
Heated square feet
2,280 sq ft
Total under roof
3,816 sq ft
Stories
3+ Story
Lot size
0.50 acres
Subdivision
4th Street Gardens
HOA fee
$369/mo
Days on market
0 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$6,044

$72,490 down (10%) on a $652,410 loan

Principal and interest
$4,124
Property tax (estimated)
$1,012
Homeowners insurance
$267
HOA
$369
PMI (under 20% down)
$272

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

Here is what this listing's numbers say about the builder's position.

  • Just listedContext

    No market history yet, which means no carrying-cost pressure on the builder. Expect the sales office to hold firm on concessions for now, and watch it if it is still here in three months.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Campbell Park Elementary-PN
Middle
John Hopkins Middle-PN
High
Lakewood High-PN

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

View the virtual tour for 2114 4th Street S Unit 7→

Other new construction homes in St Petersburg

Listed by Serhant. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 2114 4th Street S Unit 7, St Petersburg, FL 33705 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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