841 Silverado TrailNew Construction Home in Lake Hamilton, FL
Lake Hamilton, FL 33851 · Polk County
$325,000
$339,000
$163/sq ft
Photos of 841 Silverado Trail
1 / 7Who is building this home?
This home is listed as built by Meritage Homes, floor plan Hibiscus. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Under Construction. Brand new, energy-efficient home available by Sep 2026! Open floor plan creates a unified living space with a large great room that overlooks the kitchen and dining area. The primary suite is tucked in the rear of the home offering plenty of privacy and features a spacious walk-in closet and shower. Now selling, Hamilton Bluff Signature Series will new single-family homes in Polk County. Surrounded by scenic lakes, this community is located minutes away from Hwy 27, providing convenient to access major metro areas. Residents will have access to an abundance of amenities including a pool and cabana, walking trails, and a playground. Join our interest list today. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.
Home details and costs
- MLS number
- TB8537708
- Property type
- Single Family Residence
- Build stage
- Under Construction
- Builder
- Meritage Homes
- Floor plan
- Hibiscus
- Heated square feet
- 1,988 sq ft
- Total under roof
- 2,438 sq ft
- Stories
- 1 Story
- Lot size
- 0.13 acres
- Subdivision
- Hamilton Bluff
- HOA fee
- $572/yr
- Annual property tax
- $1 (current assessment)
- Days on market
- 58 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$2,698
$32,500 down (10%) on a $292,500 loan
- Principal and interest
- $1,849
- Property tax (estimated)
- $413
- Homeowners insurance
- $267
- HOA
- $48
- PMI (under 20% down)
- $122
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $1 a year, while taxing this purchase price works out closer to $4,950. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 58 daysContext
Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.
Reduced $14,000 (4%)Worth knowing
Originally listed at $339,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Still under constructionContext
The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Assigned schools
- Elementary
- Alta Vista Elem
- Middle
- Dundee Ridge Middle
- High
- Winter Haven Senior
School assignments come from the MLS and change. Confirm directly with the district before relying on them.
Virtual tour
View the virtual tour for 841 Silverado Trail→Other new construction homes in Lake Hamilton
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Listed by Meritage Homes of FL Realty. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 841 Silverado Trail, Lake Hamilton, FL 33851 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.