26 Harborpointe DrNew Construction Home in Port Richey, FL
Port Richey, FL 34668 · Pasco County
$4,900,000
$999/sq ft
Photos of 26 Harborpointe Dr
1 / 30About this home
Pre-Construction. To be built. Exceptional pre-construction opportunity to own a striking contemporary waterfront residence directly on the Gulf of America located within the exclusive, separately gated enclave of Harborpointe inside the 24-hour guard-gated community in Port Richey. This architectural showpiece is thoughtfully designed to meet the highest modern coastal building standards, offering both refined luxury and long-term structural integrity. Spanning approximately 4,905 square feet, the residence showcases expansive open-concept living spaces designed to capture spectacular Gulf views and abundant natural light throughout. The main living level features a spacious great room, elegant dining area, and a designer chef’s kitchen with premium finishes, generous preparation space, and seamless flow for entertaining. The thoughtfully designed floor plan includes four bedrooms, four full bathrooms, and two half baths, along with a private office ideal for working from home. A bonus room offers additional flexibility for a media lounge, game room, or guest gathering space. The third floor features an additional family room, creating a spectacular elevated retreat perfect for taking in panoramic sunset views over the Gulf. The large primary suite is designed as a private waterfront sanctuary, complete with a spa-inspired bathroom and spacious walk-in closets. A private three-stop elevator provides convenient access to all levels of the home. The property also features a five-car garage, ideal for car enthusiasts, recreational equipment, and additional storage. Elevated construction enhances both panoramic views and peace of mind, with the pool strategically positioned on the living level terrace to maximize sweeping vistas while offering added protection. The outdoor living areas are designed to embrace the coastal lifestyle with space for entertaining, relaxing, and enjoying the surrounding waterfront beauty. An assigned private boat slip provides direct access to the open Gulf, making this an exceptional opportunity to own a custom luxury waterfront residence in one of Port Richey’s most prestigious gated communities.
Home details and costs
- MLS number
- TB8484261
- Property type
- Single Family Residence
- Build stage
- Pre-Construction
- Heated square feet
- 4,905 sq ft
- Total under roof
- 10,032 sq ft
- Stories
- 3+ Story
- Lot size
- 0.42 acres
- Subdivision
- Harborpointe
- HOA fee
- $960/quarter
- Annual property tax
- $10,474 (current assessment)
- Days on market
- 211 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$37,573
$490,000 down (10%) on a $4,410,000 loan
- Principal and interest
- $27,874
- Property tax (estimated)
- $7,275
- Homeowners insurance
- $267
- HOA
- $320
- PMI (under 20% down)
- $1,838
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $10,474 a year, while taxing this purchase price works out closer to $87,300. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 211 daysStrong signal
Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.
Pre-constructionContext
Nothing is built yet, so there are no carrying costs pressuring the builder. The trade is that you get design-center control and first pick of lots instead.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
View the virtual tour for 26 Harborpointe Dr→Other new construction homes in Port Richey
Listed by Coastal Properties Group International. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 26 Harborpointe Dr, Port Richey, FL 34668 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.