864 N Osceola AveNew Construction Home in Clearwater, FL
Clearwater, FL 33755 · Pinellas County
$1,689,000
$2,050,000
$508/sq ft
Photos of 864 N Osceola Ave
1 / 30About this home
Experience elevated waterfront living in this exceptional new construction townhome offering stunning sunset views and direct access to a private marina. Thoughtfully designed with both style and function in mind, the residence features a striking white-oak floating staircase and a private elevator providing seamless access to every level. Soaring tray ceilings with accent lighting, luxury vinyl plank flooring, and an open-concept layout create a bright, modern feel, complemented by expansive balconies that showcase beautiful water views. The chef-inspired kitchen is ideal for entertaining and everyday living with a five-burner gas cooktop, built-in oven and microwave, a large pantry, solid wood shaker cabinetry with pull-out shelving, expansive quartz countertops with a breakfast bar, and a wine refrigerator. The primary suite is a private retreat with its own balcony, dual walk-in closets, and a spa-style ensuite featuring double vanities and a spacious walk-in shower with frameless glass. Water views can be enjoyed from nearly every vantage point, and the rooftop level truly sets this townhome apart, featuring a bonus room and second kitchen, folding glass doors that open to a patio with an Ipe wood deck, and a built-in gas grill with cabinetry, perfect for entertaining or relaxing while enjoying the sunsets. Additional highlights include a two-car garage and a large storage room, all conveniently located just minutes from downtown Dunedin, approximately one mile from the Dunedin Causeway, and about a 20-minute drive to Clearwater Beach, with Tampa and St. Petersburg both roughly 35 minutes away.
Home details and costs
- MLS number
- TB8456435
- Property type
- Townhouse
- Build stage
- Move-In Ready
- Heated square feet
- 3,323 sq ft
- Total under roof
- 4,673 sq ft
- Stories
- 3+ Story
- Lot size
- 0.03 acres
- Subdivision
- Marina Bay Master Condo
- HOA fee
- $1,200/mo
- Annual property tax
- $8,400 (current assessment)
- Days on market
- 298 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$14,167
$168,900 down (10%) on a $1,520,100 loan
- Principal and interest
- $9,608
- Property tax (estimated)
- $2,459
- Homeowners insurance
- $267
- HOA
- $1,200
- PMI (under 20% down)
- $633
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $8,400 a year, while taxing this purchase price works out closer to $29,502. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 298 daysStrong signal
Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.
Reduced $361,000 (18%)Strong signal
Originally listed at $2,050,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Assigned schools
- Elementary
- Sandy Lane Elementary-PN
- Middle
- Dunedin Highland Middle-PN
- High
- Clearwater High-PN
School assignments come from the MLS and change. Confirm directly with the district before relying on them.
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Listed by Sunstar Real Estate Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 864 N Osceola Ave, Clearwater, FL 33755 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.