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Pre-ConstructionNew Construction

554 Estuary Shore LaneNew Construction Home in Apollo Beach, FL

Apollo Beach, FL 33572 · Hillsborough County

$1,099,000

$364/sq ft

3 Beds4 Baths3,022 sq ft2-Car GarageBuilt 2025Waterfront

Photos of 554 Estuary Shore Lane

554 Estuary Shore Lane, Apollo Beach, photo 1 of 81 / 8

Who is building this home?

This home is listed as built by Schmidt Luxury Homes. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Pre-Construction. To be built. Pre-construction. Welcome to this custom-built, contemporary coastal masterpiece with direct, bridge-free access to Tampa Bay! Located in the heart of Apollo Beach, this individually gated waterfront property offers the ultimate blend of style, space, and convenience for modern coastal living. 3 Bedrooms + Bonus Room (Optional 4th Bedroom at bonus area) 3.5 Bathrooms 3,022 Sq Ft of Living Space Dockable Waterfront with No Bridges to Bay Step inside to a stunning open-concept design highlighted by luxury vinyl plank flooring throughout the first and second floors, including the stairs—ideal for ultra-low maintenance living. The chef’s kitchen is a showstopper, featuring: An oversized island with stone countertops and base cabinets on both sides 42” upper painted cabinets Double ovens, range, and cooktop Pre-plumbing and pre-wiring for an outdoor kitchen Quartz countertops in the laundry room and all bathrooms Retreat to the elegant primary suite, complete with: An oversized walk-in shower Freestanding upgraded soaking tub Extended dual vanity with quartz countertops Enjoy ample garage storage for bikes, kayaks, or holiday décor. Modern-style Pebble Tec Pool with sun shelf already predesigned to fit your private waterfront oasis. With too many upgrades to list, this is a home you must see in person. Schedule your private tour today and experience luxury waterfront living at its finest!

Home details and costs

MLS number
TB8415537
Property type
Single Family Residence
Build stage
Pre-Construction
Builder
Schmidt Luxury Homes
Heated square feet
3,022 sq ft
Total under roof
3,790 sq ft
Stories
2 Story
Lot size
0.13 acres
Subdivision
Veneto Shores
HOA fee
$1,000/yr
Annual property tax
$1,828 (current assessment)
Days on market
424 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$8,587

$109,900 down (10%) on a $989,100 loan

Principal and interest
$6,252
Property tax (estimated)
$1,574
Homeowners insurance
$267
HOA
$83
PMI (under 20% down)
$412

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $1,828 a year, while taxing this purchase price works out closer to $18,882. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

This listing shows real leverage signals. Here is what its own numbers say.

  • On the market 424 daysStrong signal

    Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.

  • Pre-constructionContext

    Nothing is built yet, so there are no carrying costs pressuring the builder. The trade is that you get design-center control and first pick of lots instead.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Virtual tour

View the virtual tour for 554 Estuary Shore Lane→

Other new construction homes in Apollo Beach

Listed by Schmidt Real Estate, Inc.. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 554 Estuary Shore Lane, Apollo Beach, FL 33572 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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