6398 Clover StreetNew Construction Home in Lake Hamilton, FL
Lake Hamilton, FL 33851 · Polk County
$349,999
$360,265
$182/sq ft
Photos of 6398 Clover Street
1 / 19Who is building this home?
This home is listed as built by Richmond American Homes, floor plan Emerald. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
This charming home is assured to to catch your eye as you take notice of the upgraded elevation and enter its 8' exterior doorway. 7"x22" Wood PlankTile flooring graces the wet areas, main walkway, dining, kitchen, and great room. Ultra modern stainless steel GE appliances, white quartz countertops, undermount single stainless steel sink and white 42" cabinets highlight a lavish kitchen, with Chrome fixtures. Experience Florida living at its finest with a large covered lanai. An extra separate In-law Suite/Teen area. A large master bedroom with beautiful 8' door leading into en suite bathroom boasts a sleek, smooth-white shower enclosure and double vanity. A must have list of elegant upgrades you're sure to fall in love with. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). Special financing rates and closing cost assistance may be available. Options may vary by community and offers are available on select homes only. Contact builder for more information!
Home details and costs
- MLS number
- S5153959
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Builder
- Richmond American Homes
- Floor plan
- Emerald
- Heated square feet
- 1,920 sq ft
- Total under roof
- 2,320 sq ft
- Stories
- 1 Story
- Lot size
- 0.12 acres
- Subdivision
- Seasons at Scenic Terrace
- HOA fee
- $148/quarter
- Days on market
- 86 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$2,888
$35,000 down (10%) on a $314,999 loan
- Principal and interest
- $1,991
- Property tax (estimated)
- $450
- Homeowners insurance
- $267
- HOA
- $49
- PMI (under 20% down)
- $131
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 86 daysContext
Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.
Reduced $10,266 (3%)Worth knowing
Originally listed at $360,265. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
View the virtual tour for 6398 Clover Street→Other new construction homes in Lake Hamilton
Under Construction1% off41$363,770
$149/sq ft$367,990 ↓ $4,220
1189 Cumberland Trail Drive
Lake Hamilton, FL 33851 · Hamilton Bluff Subdivision Phases 1 & 2
D.R. Horton · Robie
MLS #O6424947 · Dr Horton Realty of Central Florida Llc
Under Construction0% off36$315,990
$172/sq ft$316,190 ↓ $200
6751 Winterberry Drive
Lake Hamilton, FL 33851 · Scenic Terrace
Stanley Martin Homes · Juniper B
MLS #O6430410 · Sm Florida Brokerage Llc
Move-In Ready19$315,848
$185/sq ft6373 Clover Street
Lake Hamilton, FL 33851 · Seasons at Scenic Terrace
RICHMOND AMERICAN HOMES · Fraser
MLS #S5123779 · Axen Realty, Llc
Listed by Axen Realty, Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 6398 Clover Street, Lake Hamilton, FL 33851 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.