5032 20th Avenue NNew Construction Home in St Petersburg, FL
St Petersburg, FL 33710 · Pinellas County
$899,000
$1,200,000
$254/sq ft
Photos of 5032 20th Avenue N
1 / 30Who is building this home?
This home is listed as built by Northern Trust Builders LLC, floor plan Magnolia. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Virtually Staged. Under Construction. New construction luxury in the heart of St. Petersburg with attached ADU! This property offers unmatched flexibility, thoughtful design, and premium finishes throughout. With 5 bedrooms, 5 bathrooms, and a rare attached 2 bedroom ADU unit, this home is perfect for multigenerational living, guest accommodations, or generating additional income. Step into a spacious reception area that leads to a separate formal dining room, large living room, and thoughtfully designed kitchen. The main living level features a private study, office, family room, and a versatile bonus room that can serve as an oversized walk-in closet, home gym, or creative space. The first floor features a dedicated laundry room for ease of access. The attached ADU offers two bedrooms, one bathroom, in unit laundry and kitchen and has separate access to the main house. A true standout, this property offers a 3-car garage plus 3 additional off-street parking spaces, providing convenience rarely found in new construction. Enjoy seamless indoor-outdoor living from the expansive front lanai, perfect for relaxing mornings or hosting guests in style. Every detail has been carefully curated — from the open-concept layout to the top-of-the-line finishes — creating a modern, functional, and beautifully crafted home built for how you live today. Estimated completion date is Q4 2026. Don't miss your chance to own this unique, high-end property that combines luxury, location, and livability in one exceptional package.
Home details and costs
- MLS number
- R4909659
- Property type
- Single Family Residence
- Build stage
- Under Construction
- Builder
- Northern Trust Builders LLC
- Floor plan
- Magnolia
- Heated square feet
- 3,537 sq ft
- Total under roof
- 4,588 sq ft
- Stories
- 2 Story
- Lot size
- 0.29 acres
- Subdivision
- Mount Washington 1st Sec
- HOA fee
- No HOA
- Annual property tax
- $1,685 (current assessment)
- Days on market
- 435 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$6,991
$89,900 down (10%) on a $809,100 loan
- Principal and interest
- $5,114
- Property tax (estimated)
- $1,274
- Homeowners insurance
- $267
- PMI (under 20% down)
- $337
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $1,685 a year, while taxing this purchase price works out closer to $15,282. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
This listing shows real leverage signals. Here is what its own numbers say.
On the market 435 daysStrong signal
Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.
Reduced $301,000 (25%)Strong signal
Originally listed at $1,200,000. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Still under constructionContext
The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Virtual tour
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Listed by Seacrest Advisors Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 5032 20th Avenue N, St Petersburg, FL 33710 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.