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Move-In ReadyNew Construction

2992 W Hamlet PlaceNew Construction Home in Dunnellon, FL

Dunnellon, FL 34433 · Citrus County

$342,900

$172/sq ft

4 Beds3 Baths1,990 sq ft2-Car GarageBuilt 2026

Photos of 2992 W Hamlet Place

2992 W Hamlet Place, Dunnellon, photo 1 of 201 / 20

Who is building this home?

This home is listed as built by Summit Homes Florida, floor plan Sugarloaf. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Space, value, and brand-new — all in one. This 2026 home delivers 4 bedrooms and 3 full baths across a bright, open floor plan with soaring vaulted ceilings that make every room feel larger. There's true room to spread out: a generous primary suite with two walk-in closets and a private bath, plus three more bedrooms — each with its own walk-in closet — ready to flex as guest rooms, a home office, or a workout space. At the heart of the home, the kitchen flows into the living and dining areas and arrives fully equipped: refrigerator, range, microwave, dishwasher, and disposal — with a washer and dryer included, too. Durable ceramic tile, luxury vinyl, and epoxy flooring keep upkeep simple. Outside, a covered lanai and quarter-acre lot with irrigation and a 2-car garage give you space to enjoy Florida living. Best of all: no HOA, no CDD, and no monthly fees, and a builder warranty. This home is USDA zero-down eligible — ask about builder incentives through our preferred lender.

Home details and costs

MLS number
P4937457
Property type
Single Family Residence
Build stage
Move-In Ready
Builder
Summit Homes Florida
Floor plan
Sugarloaf
Heated square feet
1,990 sq ft
Total under roof
2,800 sq ft
Stories
1 Story
Lot size
0.23 acres
Subdivision
Citrus Springs Unit 09
HOA fee
No HOA
Annual property tax
$199 (current assessment)
Days on market
287 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$2,785

$34,290 down (10%) on a $308,610 loan

Principal and interest
$1,951
Property tax (estimated)
$439
Homeowners insurance
$267
PMI (under 20% down)
$129

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

The tax figure in the MLS looks like a bare-lot assessment. It lists $199 a year, while taxing this purchase price works out closer to $5,272. On new construction the county reassesses once the house is finished, so budget from the higher number.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

This listing shows real leverage signals. Here is what its own numbers say.

  • On the market 287 daysStrong signal

    Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

Assigned schools

Elementary
Citrus Springs Elementar
Middle
Crystal River Middle School
High
Crystal River High School

School assignments come from the MLS and change. Confirm directly with the district before relying on them.

Virtual tour

View the virtual tour for 2992 W Hamlet Place→

Other new construction homes in Dunnellon

Listed by New Build Services. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 2992 W Hamlet Place, Dunnellon, FL 34433 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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