1248 Cumberland Trail DriveNew Construction Home in Lake Hamilton, FL
Lake Hamilton, FL 33851 · Polk County
$338,990
$182/sq ft
Photos of 1248 Cumberland Trail Drive
1 / 30Who is building this home?
This home is listed as built by D.R. Horton, floor plan Crestview. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
Under Construction. Introducing the Crestview floorplan, a unique two-story all block construction home available in Hamilton Bluff, one of our communities in Haines City, Florida. Inside this 4 bedrooms, 3-bathroom home you will find 1,866 square feet of desirable living. As you step through the foyer you are greeted with a well-appointed kitchen that features an island with bar seating, cabinets for storage, quartz countertops and stainless-steel appliances. The kitchen overlooks the dining room, living room and outdoor patio making entertaining guests or enjoying time with family easy. The first floor also features a powder room. Perfect for keeping your privacy during guest visits. The second floor is complete with the primary bedroom, three additional bedrooms, a loft, and the laundry room. The primary bedroom includes its own bathroom with a dual vanity sink, separate shower and spacious walk-in closet. Like all homes in Hamilton Bluff, the Crestview includes smart home technology, which allows you to control your home anytime with your smart device while near or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*
Home details and costs
- MLS number
- O6442211
- Property type
- Single Family Residence
- Build stage
- Under Construction
- Builder
- D.R. Horton
- Floor plan
- Crestview
- Heated square feet
- 1,866 sq ft
- Total under roof
- 1,866 sq ft
- Stories
- 2 Story
- Lot size
- 0.11 acres
- Subdivision
- Hamilton Bluff Subdivision Phases 1 & 2
- HOA fee
- $155/quarter
- Annual property tax
- $864 (current assessment)
- Days on market
- 21 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$2,808
$33,899 down (10%) on a $305,091 loan
- Principal and interest
- $1,928
- Property tax (estimated)
- $433
- Homeowners insurance
- $267
- HOA
- $52
- PMI (under 20% down)
- $127
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
The tax figure in the MLS looks like a bare-lot assessment. It lists $864 a year, while taxing this purchase price works out closer to $5,202. On new construction the county reassesses once the house is finished, so budget from the higher number.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 21 daysContext
Still relatively fresh. Expect the sales office to hold firmer here than on inventory that has been sitting.
Still under constructionContext
The builder has money in the ground but no finished house to carry, so there is less pressure than on standing inventory. The upside is that some finish selections are usually still open.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Assigned schools
- Elementary
- Wahneta Elem
- Middle
- Denison Middle
- High
- Haines City Senior High
School assignments come from the MLS and change. Confirm directly with the district before relying on them.
Virtual tour
View the virtual tour for 1248 Cumberland Trail Drive→Other new construction homes in Lake Hamilton
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Listed by Dr Horton Realty of Central Florida Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 1248 Cumberland Trail Drive, Lake Hamilton, FL 33851 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.