4323 109th Street ENew Construction Home in Palmetto, FL
Palmetto, FL 34221 · Manatee County
$322,000
$345,990
$242/sq ft
Photos of 4323 109th Street E
1 / 18Who is building this home?
This home is listed as built by D.R. Horton, floor plan ARCHER II. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.
Compare Tampa Bay builder scorecards →About this home
RED TAG SALE: Receive up to $15,000 Towards Closing Costs & Special Interest Rates - Now through Sunday, November 1st. MOVE IN READY! Find your home at Mandarin Grove, a family-centered community in the growing city of Palmetto. This neighborhood features a collection of single-family homes by D.R. Horton, offering a variety of floor plans to fit every lifestyle and stage of life. Whether you're a young professional, growing your family, or looking to downsize as an empty nester, Mandarin Grove has a home designed for you. Conveniently located just 10 minutes from the Sunshine Skyway Bridge, Mandarin Grove provides an easy commute to St. Petersburg and quick access to Interstate 75. You're also only 15 minutes from Ellenton Premium Outlets, where you'll find more than 120 designer and name-brand outlet stores for the whole family. Outdoor enthusiasts will love being close to Emerson Point Preserve, located on the western tip of Snead Island between the Manatee River and Terra Ceia Bay. The preserve offers scenic hiking trails, kayak launches, and opportunities to explore Florida's natural beauty. You'll also enjoy easy access to the Manatee River for boating and jet skiing. Come discover the lifestyle waiting for you at Mandarin Grove—and make it your new home. extending your living space outdoors.
Home details and costs
- MLS number
- A4699666
- Property type
- Single Family Residence
- Build stage
- Move-In Ready
- Builder
- D.R. Horton
- Floor plan
- ARCHER II
- Heated square feet
- 1,328 sq ft
- Total under roof
- 1,748 sq ft
- Stories
- 1 Story
- Lot size
- 0.21 acres
- Subdivision
- Mandarin Grove
- HOA fee
- $56/quarter
- Days on market
- 107 days
Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds
What would this home actually cost per month?
Pre-filled with this listing's price and HOA. Adjust anything to match your situation.
Estimated monthly payment
$2,646
$32,200 down (10%) on a $289,800 loan
- Principal and interest
- $1,832
- Property tax (estimated)
- $408
- Homeowners insurance
- $267
- HOA
- $19
- PMI (under 20% down)
- $121
CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.
Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.
Get the real numbers on this homeWhat is negotiable on this home?
Here is what this listing's numbers say about the builder's position.
On the market 107 daysWorth knowing
Past the 90-day mark is where most builders start getting more flexible on concessions, even while holding the published price.
Reduced $23,990 (7%)Worth knowing
Originally listed at $345,990. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.
Finished and standingWorth knowing
A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.
Where builders actually give
Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.
Assigned schools
- Elementary
- James Tillman Elementary
- Middle
- Buffalo Creek Middle
- High
- Palmetto High
School assignments come from the MLS and change. Confirm directly with the district before relying on them.
Virtual tour
View the virtual tour for 4323 109th Street E→Other new construction homes in Palmetto
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Listed by D.r. Horton Realty of Sarasota. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 4323 109th Street E, Palmetto, FL 34221 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.