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Move-In ReadyNew Construction$41,000 price cut

2427 29th Lane ENew Construction Home in Palmetto, FL

Palmetto, FL 34221 · Manatee County

$299,999

$340,999

$203/sq ft

3 Beds3 Baths1,478 sq ft2-Car GarageBuilt 2026

Photos of 2427 29th Lane E

2427 29th Lane E, Palmetto, photo 1 of 271 / 27

Who is building this home?

This home is listed as built by Richmond American Homes, floor plan Alder. Builder quality, warranty responsiveness, and willingness to fix punch-list items vary enormously between companies in Tampa Bay.

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About this home

Virtually Staged. *Offering rates as low as 4.5 + $18k in Closing Costs! Discover the Alder at Maple Ridge — a thoughtfully designed 3-bedroom, 2.5-bath home with 1,478 sq. ft. of stylish and functional living space. The open-concept main floor features a modern kitchen with a center island, generous cabinet space, and direct views into the dining and great room; perfect for entertaining or family gatherings. Sliding glass doors lead to a covered patio, ideal for enjoying Florida’s sunny weather. Boasting 9’4” ceilings and grand 8’ doors on the first floor, the Alder Floorplan offers an open and airy atmosphere. Upstairs, the spacious primary suite offers a private bath and walk-in closet, while two secondary bedrooms share easy access to a full hall bath. A centrally located laundry room adds convenience. Located in the sought-after Maple Ridge community in Palmetto, you’ll enjoy easy access to shopping, dining, parks, and Gulf Coast beaches. Built with energy-efficient construction and smart home features, this home blends comfort, style, and value. * Options may vary, see your sales associate for details.

Home details and costs

MLS number
S5132412
Property type
Single Family Residence
Build stage
Move-In Ready
Builder
Richmond American Homes
Floor plan
Alder
Heated square feet
1,478 sq ft
Total under roof
2,101 sq ft
Stories
2 Story
Lot size
0.15 acres
Subdivision
Maple Ridge
HOA fee
$998/yr
Days on market
295 days

Heads up on that tax figure. On new construction, the number in the MLS is often the tax on the bare lot, not the finished home. Expect it to jump once the county reassesses with the house on it. How Florida reassesses new builds

What would this home actually cost per month?

Pre-filled with this listing's price and HOA. Adjust anything to match your situation.

Estimated monthly payment

$2,544

$30,000 down (10%) on a $269,999 loan

Principal and interest
$1,707
Property tax (estimated)
$375
Homeowners insurance
$267
HOA
$83
PMI (under 20% down)
$112

CDD defaults to zero, and that is often wrong.Many Tampa Bay new-construction communities carry a Community Development District assessment of roughly $1,500 to $3,000 a year on top of HOA, and it is rarely included in a builder's payment estimate. Ask whether this address is in a CDD before you budget.

Estimates only. Actual taxes, insurance, and assessments vary by address and change year to year.

Get the real numbers on this home

What is negotiable on this home?

This listing shows real leverage signals. Here is what its own numbers say.

  • On the market 295 daysStrong signal

    Past six months on a finished home means the builder has been carrying taxes, insurance, and interest on it the whole time. That cost is real and it is why concessions get easier the longer a home sits.

  • Reduced $41,000 (12%)Strong signal

    Originally listed at $340,999. A builder that has already cut once has acknowledged the first number did not work. That is a different conversation than one who has never moved.

  • Finished and standingWorth knowing

    A completed home with a Certificate of Occupancy is inventory, not a future sale. Builders treat standing inventory very differently from a lot they have not broken ground on.

Where builders actually give

Rarely on the published base price. It sets the comp for every unsold home behind this one, and protecting it protects their appraisals. The real room is in closing cost credits, interest rate buydowns, and upgrades moved into the base. Asking for the right one in the right order is most of the job.

Ask Barrett what this builder will move on

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Other new construction homes in Palmetto

Listed by Axen Realty, Llc. Listing data provided courtesy of Stellar MLS via Bridge Interactive. Information is deemed reliable but not guaranteed and is provided for consumers' personal, non-commercial use. 2427 29th Lane E, Palmetto, FL 34221 is presented by Barrett Henry, REMAX Collective. Prices, availability, and incentives change without notice.

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