Mosaic is a new-construction community by Kolter Homes in Port St. Lucie, Hillsborough County. The community features offering single-family homes. Contact Barrett Henry for free buyer representation and current incentive details.
Mosaic at a Glance
| Price Range | $483K – |
| Status | Now Selling |
| Home Types | Single-Family Homes |
Amenities
About Mosaic
Mosaic is the kind of neighborhood where the pace slows down the moment you turn in off the main road. Kolter Homes tends to attract buyers who've done their research — people who've compared builders, looked at finish levels, and decided they want something that feels a step above the typical production build. That shows in who you'll find living here. Expect a mix of move-up buyers, dual-income households, and families who want a neighborhood that actually feels like one — not just a collection of houses packed onto minimum lots. The amenities reinforce that. A pool and clubhouse that get used, walking trails for morning routines, a dog park that becomes a social hub whether you planned it or not, and a playground that means kids are actually outside. The vibe when you drive through is clean, intentional, and active without being loud about it. Mosaic sits in Hillsborough County, which puts you in the middle of one of the most connected regions in Tampa Bay. I-75 is the main artery here, giving you a straight shot north toward downtown Tampa and Tampa International Airport, or south toward Sarasota and Manatee County. Depending on where in the community you land, you're typically within range of daily conveniences — grocery stores, urgent care, restaurants — without having to go far. The Selmon Expressway extends that reach significantly if you're commuting west toward South Tampa, MacDill AFB, or Tampa General. Check the specific cross streets once you're visiting, because exact drive times to downtown Tampa can vary 10 to 15 minutes depending on where in the broader area this community sits. On the practical side, Kolter builds a well-finished home but they're not the fastest builder in the market — expect a longer construction timeline compared to high-volume builders like D.R. Horton or Lennar, which can actually work in your favor if you need time to sell a current home or coordinate financing. Pricing from the low $480s puts you in move-up territory, and Kolter's included features typically justify that price point without requiring you to add a cart full of upgrades to feel good about the home. HOA details weren't confirmed at time of publishing, so ask the onsite team specifically what's covered — pool maintenance, landscaping of common areas, and trail upkeep are standard in communities like this, but get it in writing. If there's a CDD on this community, factor that into your total monthly payment conversation before you fall in love with the base price.
New Homes From
$483K –
Barrett's Take on Mosaic
Here's my take on Mosaic — and I'll be upfront that something doesn't add up on paper before you even schedule a tour. The community is listed as Hillsborough County, but Port St. Lucie is on Florida's Treasure Coast, roughly 150 miles east of Tampa Bay. If you're looking at this community because you want to be in Hillsborough County — near Tampa, Brandon, the I-75 corridor, MacDill AFB, or downtown — this isn't it. If you're actually relocating to the St. Lucie area, that's a completely different market and a different conversation. Get that sorted before you fall in love with a floor plan. Assuming you're genuinely looking in the Port St. Lucie area, Kolter Homes is a legitimate mid-to-upper builder that typically targets buyers who want a step up from D.R. Horton or Lennar without going full custom. Starting in the low $480s for single-family in that market is positioned at the move-up buyer tier — you're not getting a starter home at that price point, but you're not getting a luxury product either. Kolter tends to deliver better standard finishes than the volume builders, which matters when you're comparing apples to apples on price. On negotiation — Kolter isn't as aggressive with incentives as the big nationals, and they're generally less likely to discount base price. What they'll sometimes flex on is closing cost contributions tied to using their preferred lender, so get a competing Loan Estimate from an independent lender before you agree to anything. Lot premiums are real with Kolter communities — conservation views, pond-facing lots, and corner lots can add $20,000 to $50,000 or more depending on what's available, and those premiums don't always show up prominently until you're deep in the selection process. Ask for the lot premium sheet on day one, not after you've picked a plan. On upgrades, Kolter's design center process is where buyers often overspend. Set a firm budget before you walk in — the design center experience is intentionally built to get you past it. Without a listed HOA amount or CDD confirmation, I can't tell you exactly what you're signing up for monthly, and that matters a lot with a community like this. Ask specifically whether there's a CDD, because in Florida that's a separate line item on your property tax bill — not part of your HOA — and it can run anywhere from a few hundred to over a thousand dollars a year. Mosaic's amenity package (pool, fitness center, clubhouse, dog park, walking trails, playground) is solid and typical of what Kolter builds, but those amenities have to be maintained, and someone's paying for it. Get the HOA financials and reserve fund status before you go under contract. If no incentive is currently listed, don't assume that means the pricing is as sharp as it could be — it often just means the community isn't moving as fast as the builder wants yet. That's actually your leverage. A good buyer's agent can help you push for what's not being advertised.
Barrett Henry, REALTOR®
Broker Associate at REMAX Collective · 23+ years of real estate experience
What You'll Find at Mosaic
Home Types Available
Detached homes with private yards, typically 3-5 bedrooms with owners suites and 2-car garages.
Community Amenities
County
Builder
Why Buyers Choose Mosaic
Located in Port St. Lucie, Hillsborough County — easy access to Tampa Bay employment centers, beaches, and everyday conveniences.
Built by Kolter Homes — a builder with a track record Tampa Bay buyers can evaluate before signing.
Community amenities include Pool, Fitness Center, Walking Trails and 3 more — lifestyle perks that come with your HOA.
About Kolter Homes
Kolter Homes is a Florida-based developer and homebuilder that's been operating across the Southeast for a number of years, with roots in both residential and mixed-use development. They're not a national volume builder in the same way D.
Learn More About Kolter HomesOther Kolter Homes Communities
Visit Mosaic with Barrett — Not the Sales Team
The on-site sales rep at Mosaic works for Kolter Homes. They will not tell you about the lot premium you should avoid, the upgrades that do not add resale value, or the contract clauses that favor the builder. Barrett handles all of that. His representation costs you nothing — the builder pays the commission. Call (813) 692-9099 or fill out the form below.
Builders run promotions on closing costs, rate buydowns, and design center upgrades — but they change weekly. Barrett checks for you and makes sure you get every dollar available.
Explore Hillsborough County New Construction
New Construction Buyer Resources
Buying new construction is different from resale. These guides cover what you need to know before signing a builder contract.
Frequently Asked Questions About Mosaic
Who is the builder of Mosaic?
Mosaic is built by Kolter Homes. Kolter Homes is a Florida-based developer and homebuilder that's been operating across the Southeast for a number of years, with roots in both residential and mixed-use development. Barrett Henry provides free buyer representation so you have an agent working for you, not the builder.
What amenities does Mosaic offer?
Mosaic amenities include Pool, Fitness Center, Walking Trails, Playground, Dog Park, Clubhouse. HOA fees cover community maintenance and amenity access.
Guides About Kolter Homes
In-depth guides and comparisons relevant to Mosaic buyers.
Hillsborough County New Construction Guide
Learn about all new-construction communities, builders, and market trends in Hillsborough County.
Last updated: July 19, 2026
Ask Barrett About Mosaic
Interested in Mosaic? Barrett will schedule a private tour, check current incentives, review the builder's contract, and negotiate on your behalf. Free to you.