Move-In Ready New Construction Homes in Polk County
Finished, never-lived-in homes you can close on in 30 to 45 days. No build timeline, no construction delays, no material-cost surprises.
How many move-in ready new construction homes are available in Tampa Bay?
There are 429 finished new construction homes listed for sale in Polk County right now, and 233of them have already taken a price cut from their original list price. Every home on this page is flagged “Completed” in Stellar MLS, meaning construction is done and a Certificate of Occupancy has been issued. Nothing here is a rendering or a dirt lot.
30-45 days
Typical time to close
233
Homes with a price cut
429
Finished homes available
Filter move-in ready homes by county
429 Finished Homes Available Now
Move-In Ready3% off40$549,999
$146/sq ft$565,000 ↓ $15,001
1111 / 1113 Jewel Avenue
Lakeland, FL 33805 · Weswego Sub
Chestnut Grove
MLS #L4964552 · Harper Realty Fl, Llc
Move-In Ready18$305,000
$203/sq ft424 Maitland Court
Poinciana, FL 34759 · Poinciana Nbrhd 02 West Village 07
MLS #S5156321 · Lpt Realty, Llc
Move-In Ready21$298,080
$235/sq ft967 Lunar Lane
Winter Haven, FL 33884 · Crescent Pointe
Southern Homes of Polk County · Charlotte
MLS #R4911894 · Vantage Property Management Llc
Move-In Ready$508,900
$195/sq ft3030 Andrew Avenue
Bartow, FL 33830 · James Farms Phase One-b
Southern Homes of Polk County · Manchester
MLS #R4911884 · Vantage Property Management Llc
Move-In Ready$282,974
$193/sq ft2153 Lincoln Lane
Bartow, FL 33830 · Thompson Preserve Ph 2
Southern Homes of Polk County · Newport
MLS #R4911888 · Vantage Property Management Llc
Move-In Ready0% off$334,924
$175/sq ft$335,924 ↓ $1,000
981 Lunar Lane
Winter Haven, FL 33884 · Crescent Pointe
Southern Homes of Polk County · Cambridge
MLS #R4911889 · Vantage Property Management Llc
Move-In Ready2% off17$260,990
$183/sq ft$267,490 ↓ $6,500
4149 Lavender Court
Haines City, FL 33844 · Scenic Terrace
Stanley Martin Homes · Bellinger C
MLS #O6436511 · Sm Florida Brokerage Llc
Move-In Ready7% off35$850,000
$521/sq ft$910,000 ↓ $60,000
6929 Wilbar Lane
Haines City, FL 33844 · None
MLS #P4939564 · Zuccaro Realty Group Inc
Move-In Ready43$349,900
$202/sq ft23 8th St S
Eagle Lake, FL 33839 · Hoffs Sub
MLS #L4964396 · Exp Realty Llc
Move-In Ready27$330,000
$210/sq ft829 N Clermont Avenue
Fort Meade, FL 33841 · Gilley A D Pb 1 Pg 83
MLS #TB8540634 · Balmaseda & Associates Inc
Move-In Ready2% off14$315,000
$173/sq ft$320,000 ↓ $5,000
870 Ballantyne Dr
Lake Wales, FL 33898 · Mable Place
MLS #O6434511 · La Rosa Realty Prestige
Move-In Ready60$369,990
$179/sq ft4144 Silktree Court
Poinciana, FL 34759 · Lake Deer Estates
Maronda Homes · Lexington A
MLS #O6434409 · New Home Star Florida Llc
Move-In Ready4% off90$399,000
$197/sq ft$416,500 ↓ $17,500
2248 Orchid Drive
Davenport, FL 33837 · Astonia-ph 2 & 3
MLS #S5154891 · Lpt Realty, Llc
Move-In Ready7$378,900
$191/sq ft7142 Canopy Lane
Lakeland, FL 33809 · Fulton Meadows
LGI HOMES · Kissimmee
MLS #TB8539679 · Lgi Realty- Florida, Llc
Move-In Ready36$385,000
$153/sq ft1234 Red Hill Road
Davenport, FL 33837 · Lake Charles Residence Ph 2
Dr Horton
MLS #S5155696 · Advance Florida Realty, Inc.
Move-In Ready2% off34$585,000
$250/sq ft$599,000 ↓ $14,000
5410 Parker Estates Loop
Lakeland, FL 33811 · Parker Estates
CMTG CONSTRUCTION LLC · 5410
MLS #L4964228 · Cmtg Real Estate Group
Move-In Ready3% off34$329,900
$246/sq ft$339,900 ↓ $10,000
1060 E Stanford Street
Bartow, FL 33830 · Manns G W Sub
MLS #P4939596 · Allstate Realty Services
Move-In Ready4% off46$224,990
$138/sq ft$234,990 ↓ $10,000
331 Sol Vista Drive
Dundee, FL 33838 · Sol Vista
MLS #O6433820 · Vonac Realty Inc
Move-In Ready19$289,000
$206/sq ft2880 Poppy Avenue
Lake Hamilton, FL 33851 · Scenic Terrace South Pahse 2
MLS #S5155543 · Florida Five Star Realty Llc
Move-In Ready9% off23$409,000
$212/sq ft$448,500 ↓ $39,500
1137 Dorothy Street
Lakeland, FL 33815 · Hardins Second Add Pb 7
Trotter Construction
MLS #L4964273 · Property Shoppe of Central FL
Move-In Ready26$367,720
$213/sq ft3512 Elliott Place
Bartow, FL 33830 · James Farms Phase One
Southern Homes of Polk County · Westminster
MLS #R4911813 · Vantage Property Management Llc
Move-In Ready31$508,900
$195/sq ft3108 Evelyn Lane
Bartow, FL 33830 · James Farms Phase One-b
Southern Homes of Polk County · Manchester
MLS #R4911814 · Vantage Property Management Llc
Move-In Ready9% off48$249,900
$217/sq ft$275,000 ↓ $25,100
4507 Big Tank Road
Lake Wales, FL 33898 · Starr Lake Dev Co Sub
MLS #O6433431 · La Rosa Realty Orlando Llc
Move-In Ready5% off17$248,773
$148/sq ft$262,873 ↓ $14,100
679 Meadows Edge Place
Lake Wales, FL 33859 · Reserve at Forest Lake
KB Home · 1685/A
MLS #O6431598 · Keller Williams Advantage Realty
A Finished House Nobody Bought Is Your Best Leverage
Every month a completed home sits, the builder pays interest, taxes, and insurance on it. That is why finished inventory carries the deepest incentives, and why they rarely advertise how deep they will actually go.
Call Barrett: (813) 692-9099Move-In Ready vs Pre-Construction vs Under Construction
| Move-In Ready | Under Construction | Pre-Construction | |
|---|---|---|---|
| Timeline to close | 30 to 45 days | 2 to 4 months | 5 to 8 months |
| Customization | What you see is what you get | Limited, depends on stage | Full design center selections |
| Price risk | Locked, no surprises | Mostly locked in | Material and labor costs can rise |
| Builder incentives | Deepest: carrying costs are running | Moderate | Early-bird pricing, best lot choice |
| Best for | Buyers who need a home fast or want to see exactly what they are buying | Buyers wanting some choice with a shorter wait | Buyers who want full control over finishes and lot |
What to check before you sign on a finished home
Quick Move-In Homes Explained
Why builders build spec homes and what that means for your price.
Inspect It Anyway
A finished home is not a defect-free home. What inspectors keep finding.
Builder Incentives Decoded
Rate buydowns versus price cuts, and which one actually helps you.
The Rate Buydown Catch
When the builder's lender deal costs more than it saves.
CDD Fees in Tampa Bay
The line item that adds hundreds a month in newer communities.
Compare Builder Scorecards
Who actually fixes punch-list items after you close.
Frequently Asked Questions About Move-In Ready Homes
What does 'move-in ready' mean for new construction?▾
Are move-in ready homes more expensive than pre-construction?▾
Can I still negotiate on a move-in ready home?▾
Do I need a buyer's agent for move-in ready homes?▾
What is the difference between move-in ready, pre-construction, and under construction?▾
How fast can I close on a move-in ready home?▾
Want to Walk Through One This Week?
Barrett Henry represents you, not the builder, and the builder pays his commission. Straight answers on build quality, pricing, and where the negotiating room actually is.
Listing data is provided courtesy of Stellar MLS via Bridge Interactive and is deemed reliable but not guaranteed. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying prospective properties to purchase. Inventory and prices change continuously.